PGY · Pagaya Technologies Ltd.
$21.42
-0.38 (-1.74%)
At close · Aug 6
Market Cap
$1.83B
Shares
85.45M
Pagaya Technologies Ltd. Earnings Call Transcripts
Every quarterly earnings call for Pagaya Technologies Ltd. (PGY) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
·
$186.64M
−$60.97M
'23 Q1
23-03-31
▲7.7%
$195.61M
−$31.30M
'23 Q2
23-06-30
·
$211.76M
−$21.75M
'23 Q3
23-09-30
·
$218.04M
−$14.42M
'23 Q4
23-12-31
▲31.4%
$245.28M
−$21.22M
'24 Q1
24-05-09
▲28%
$250.34M
−$74.78M
'24 Q2
24-08-09
▲21.5%
$257.23M
−$67.48M
'24 Q3
24-11-12
▲28.1%
$279.39M
−$237.93M
'24 Q4
25-02-13
▲18.2%
$289.99M
$7.89M
'25 Q1
25-05-07
▲30.4%
$326.40M
$16.66M
'25 Q2
25-07-17
▲36.1%
$350.17M
$22.55M
'25 Q3
25-11-10
▲19.8%
$334.81M
$34.30M
'25 Q4
26-02-09
▲9.6%
$317.94M
$24.69M
'26 Q1
26-05-07
LATEST
▲18.6%
$387.04M
$45.27M
'26 Q2
26-07-30
Conference
Investor event
2026-08-11
CG 46th Annual Growth Conference
Scheduled
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY26 · Q2
2026-07-30
Q2 2026 Pagaya Technologies Ltd. Earnings Conference Call
Confident tone
Borrower profile / credit quality
Funding diversification / capital markets
Point of sale (POS) volume and partner mix
Revenue
$387.04M
▲ 18.6% YoY Diluted EPS
$0.49
▲ 145% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Conference
Investor event
2026-06-09
Morgan Stanley US Financials Conference
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY26 · Q1
2026-05-07
Pagaya Technologies Ltd. Q1 FY2026 Earnings Call
Confident tone
Capital Markets and ABS Funding
POS and Marketplace Products
CFO Transition
Revenue
$317.94M
▲ 9.6% YoY Diluted EPS
$0.28
▲ 180% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-02-09
Pagaya Technologies Ltd. Q4 FY2025 Earnings Call
Positive tone
2026 guidance and measured growth
2025 financial achievements and GAAP profitability
Disciplined risk management / credit pullback
Revenue
$334.81M*
▲ 19.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-11-10
Pagaya Technologies Ltd. Q3 FY2025 Earnings Call
Confident tone
New market and asset class expansion criteria
Diversification of revenue and asset classes
Partner network expansion and onboarding pipeline
Revenue
$350.17M
▲ 36.1% YoY Diluted EPS
$0.23
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-17
Pagaya Technologies Ltd. Q2 FY2025 Earnings Call
Confident tone
Network and partner growth
Operational leverage and AI underwriting
Product-led growth initiatives
Revenue
$326.40M
▲ 30.4% YoY Diluted EPS
$0.20
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-05-07
Pagaya Technologies Ltd. Q1 FY2025 Earnings Call
Confident tone
Profitability and GAAP net income milestone
Product expansion (personal, auto, point-of-sale)
Diversified growth and lending partners
Revenue
$289.99M
▲ 18.2% YoY Diluted EPS
$0.10
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-13
Pagaya Technologies Ltd. Q4 FY2024 Earnings Call
Confident tone
Product expansion: auto and point-of-sale
Network volume and lending partner growth
2023 vintage risk retention impairments winding down
Revenue
$279.39M*
▲ 28.1% YoY
Rev · 7q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-11-12
Pagaya Technologies Ltd. Q3 FY2024 Earnings Call
Confident tone
Network and lending partner growth
2025 financial outlook
Multi-product expansion
Revenue
$257.23M
▲ 21.5% YoY Diluted EPS
$-0.93
Rev · 7q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-08-09
Pagaya Technologies Ltd. Q2 FY2024 Earnings Call
Confident tone
Auto lending growth
Funding and capital efficiency
Unit economics and profitability
Revenue
$250.34M
▲ 28% YoY Diluted EPS
$-1.04
Rev · 6q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-05-09
Pagaya Technologies Ltd. Q1 FY2024 Earnings Call
Confident tone
Point-of-sale vertical growth
Financial outperformance and unit economics
Network expansion and partnerships
Revenue
$245.28M
▲ 31.4% YoY Diluted EPS
$-0.33
Rev · 5q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2023-12-31
Pagaya Technologies Ltd. Q4 FY2023 Earnings Call
Revenue
$218.04M*
Rev · 4q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-09-30
Pagaya Technologies Ltd. Q3 FY2023 Earnings Call
Revenue
$211.76M
Diluted EPS
$-0.36
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-06-30
Pagaya Technologies Ltd. Q2 FY2023 Earnings Call
Revenue
$195.61M
▲ 7.7% YoY Diluted EPS
$-0.53
Rev · 3q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-03-31
Pagaya Technologies Ltd. Q1 FY2023 Earnings Call
Revenue
$186.64M
Diluted EPS
$-1.03
Rev · 2q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2022-12-31
Pagaya Technologies Ltd. Q4 FY2022 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-09-30
Pagaya Technologies Ltd. Q3 FY2022 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-06-30
Pagaya Technologies Ltd. Q2 FY2022 Earnings Call
Revenue
$181.55M
Diluted EPS
$-8.52
Audio
Transcript
Slides
8-K10-Q
Showing 1–19 of 19 earnings calls
Key facts
CIK
1883085
CUSIP
M7S64L123
13F (30d)
60 filings
60 filers
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