PGY · Pagaya Technologies Ltd. · Earnings Call Transcripts & Audio
Market Cap
$1.74B
Shares
85.45M
Pagaya Technologies Ltd. Earnings Call Transcripts
Quarterly earnings calls for Pagaya Technologies Ltd. (PGY), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
·
$186.64M
−$60.97M
'23 Q1
23-03-31
▲7.7%
$195.61M
−$31.30M
'23 Q2
23-06-30
·
$211.76M
−$21.75M
'23 Q3
23-09-30
·
$218.04M
−$14.42M
'23 Q4
23-12-31
▲31.4%
$245.28M
−$21.22M
'24 Q1
24-05-09
▲28%
$250.34M
−$74.78M
'24 Q2
24-08-09
▲21.5%
$257.23M
−$67.48M
'24 Q3
24-11-12
▲28.1%
$279.39M
−$237.92M
'24 Q4
25-02-13
▲18.2%
$289.99M
$7.89M
'25 Q1
25-05-07
▲30.4%
$326.40M
$16.66M
'25 Q2
25-07-17
▲36.1%
$350.17M
$22.55M
'25 Q3
25-11-10
▲19.8%
$334.81M
$34.30M
'25 Q4
26-02-09
▲9.6%
$317.94M
$24.69M
'26 Q1
26-05-07
LATEST
▲18.6%
$387.04M
$45.27M
'26 Q2
26-07-30
Conference
Investor event
2026-09-17
Pagaya Technologies Ltd. (PGY) September 2026 Conference
No reported result — non-financial event
Audio
Transcript
Slides
Conference
Investor event
2026-09-15
Pagaya Technologies Ltd. (PGY) September 2026 Conference
No reported result — non-financial event
Audio
Transcript
Slides
Conference
Investor event
2026-08-11
Pagaya Technologies Ltd. (PGY) August 2026 Conference Transcript
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY26 · Q2
2026-07-30
Pagaya Technologies Ltd. (PGY) Q2 2026 Earnings Call Transcript
Confident tone
Borrower profile / credit quality
Funding diversification / capital markets
Point of sale (POS) volume and partner mix
Revenue
$387.04M
▲ 18.6% YoY Diluted EPS
$0.49
▲ 145% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Conference
Investor event
2026-06-09
Pagaya Technologies Ltd. (PGY) June 2026 Conference Transcript
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY26 · Q1
2026-05-07
Pagaya Technologies Ltd. (PGY) Q1 2026 Earnings Call Transcript
Confident tone
Capital Markets and ABS Funding
POS and Marketplace Products
CFO Transition
Revenue
$317.94M
▲ 9.6% YoY Diluted EPS
$0.28
▲ 180% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-02-09
Pagaya Technologies Ltd. (PGY) Q4 2025 Earnings Call Transcript
Positive tone
2026 guidance and measured growth
2025 financial achievements and GAAP profitability
Disciplined risk management / credit pullback
Revenue
$334.81M*
▲ 19.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-11-10
Pagaya Technologies Ltd. (PGY) Q3 2025 Earnings Call Transcript
Confident tone
New market and asset class expansion criteria
Diversification of revenue and asset classes
Partner network expansion and onboarding pipeline
Revenue
$350.17M
▲ 36.1% YoY Diluted EPS
$0.23
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-17
Pagaya Technologies Ltd. (PGY) Q2 2025 Earnings Call Transcript
Confident tone
Network and partner growth
Operational leverage and AI underwriting
Product-led growth initiatives
Revenue
$326.40M
▲ 30.4% YoY Diluted EPS
$0.20
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-05-07
Pagaya Technologies Ltd. (PGY) Q1 2025 Earnings Call Transcript
Confident tone
Profitability and GAAP net income milestone
Product expansion (personal, auto, point-of-sale)
Diversified growth and lending partners
Revenue
$289.99M
▲ 18.2% YoY Diluted EPS
$0.10
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-13
Pagaya Technologies Ltd. (PGY) Q4 2024 Earnings Call Transcript
Confident tone
Product expansion: auto and point-of-sale
Network volume and lending partner growth
2023 vintage risk retention impairments winding down
Revenue
$279.39M*
▲ 28.1% YoY
Rev · 7q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-11-12
Pagaya Technologies Ltd. (PGY) Q3 2024 Earnings Call Transcript
Confident tone
Network and lending partner growth
2025 financial outlook
Multi-product expansion
Revenue
$257.23M
▲ 21.5% YoY Diluted EPS
$-0.93
Rev · 7q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-08-09
Pagaya Technologies Ltd. (PGY) Q2 2024 Earnings Call Transcript
Confident tone
Auto lending growth
Funding and capital efficiency
Unit economics and profitability
Revenue
$250.34M
▲ 28% YoY Diluted EPS
$-1.04
Rev · 6q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-05-09
Pagaya Technologies Ltd. (PGY) Q1 2024 Earnings Call Transcript
Confident tone
Point-of-sale vertical growth
Financial outperformance and unit economics
Network expansion and partnerships
Revenue
$245.28M
▲ 31.4% YoY Diluted EPS
$-0.33
Rev · 5q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2023-12-31
Pagaya Technologies Ltd. (PGY) Q4 2023 Earnings Call Transcript
Revenue
$218.04M*
Rev · 4q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-09-30
Pagaya Technologies Ltd. (PGY) Q3 2023 Earnings Call Transcript
Revenue
$211.76M
Diluted EPS
$-0.36
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-06-30
Pagaya Technologies Ltd. (PGY) Q2 2023 Earnings Call Transcript
Revenue
$195.61M
▲ 7.7% YoY Diluted EPS
$-0.53
Rev · 3q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-03-31
Pagaya Technologies Ltd. (PGY) Q1 2023 Earnings Call Transcript
Revenue
$186.64M
Diluted EPS
$-1.03
Rev · 2q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2022-12-31
Pagaya Technologies Ltd. (PGY) Q4 2022 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-09-30
Pagaya Technologies Ltd. (PGY) Q3 2022 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-06-30
Pagaya Technologies Ltd. (PGY) Q2 2022 Earnings Call Transcript
Revenue
$181.55M
Diluted EPS
$-8.52
Audio
Transcript
Slides
8-K10-Q
Showing 1–21 of 21 earnings calls