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$314.59 +6.41 (+2.08%) At close · Jul 24
Market Cap
$9.81B
Shares
31.18M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$314.59 Open$309.03 Day$308.75–314.59 52W$229.03–317.69 Avg vol 30d183K Short int1.2M · 3.8% float · 6.6d Short vol60% Last earningsAug 6, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 7

Up next

Next earnings call
Aug 6, 2026 Scheduled · in 2 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 7, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Strong Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Bearish Fundamentals Excellent Quant / Vol Very Low
      Market backdrop VIX 18.6 · elevated Equity put/call 0.79
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +18%
      above
      Price vs 50-day avg +10%
      above
      RSI (14) 67
      neutral
      MACD trend Negative
      52-week position 97%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +12%
      trailing
      6-month return +21%
      trailing
      YTD return +22%
      this year
      Relative strength +14%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bearish
      Trend (MA cross) No cross
      50d $286 › 200d $267 — 50d above 200d
      Institutional flow Distributing
      115 of 508 funds reported for Jun 30 · net -86.7K sh shares · +6 new
      Insider flow Distributing
      Net -$503.4K over 90 days · 100% sells
      Short interest Rising
      3.77% of float · ▲ +0.3% MoM · 6.6 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      508 holders — near 3-yr high, broad support
      Squeeze score 78
      high risk · 0–100
      Fundamentals
      Excellent
      Revenue growth +7%
      Y/Y
      EPS growth +67%
      Y/Y
      Free cash flow $897.3M
      Valuation P/E 13.2
      in line
      Buyback $340.0M
      remaining
      Balance sheet $381.8M
      net cash
      Quant / Vol
      risk profile
      Very Low
      Volatility 22%
      annualized · 1-yr
      Max drawdown −13%
      past year
      ATR 1.9%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Dec 31, 2025
      Life sales force growth · 2026 Initiated 1%
      Full-year policy growth · 2026 Initiated 2% – 3%
      Sales growth · 2026 Initiated 5% – 7%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +18% Bullish
      Price vs 50-day avg
      +10% Bullish
      RSI (14)
      67 Neutral
      MACD trend
      Negative Bearish
      52-week position
      97% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bearish · 3 of 6
      Trend (MA cross) No cross
      50d $286 › 200d $267 — 50d above 200d
      Institutional flow Distributing
      115 of 508 funds reported for Jun 30 · net -86.7K sh shares · +6 new
      Insider flow Distributing
      Net -$503.4K over 90 days · 100% sells
      Short interest Rising
      3.77% of float · ▲ +0.3% MoM · 6.6 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      508 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $229 Now $315 · 97% 52-wk high $318
      vs 200-day avg +18% vs 50-day avg +10%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      adjusted net operating income return on adjusted stockholders’ equity (ROAE) non-GAAP 31.5% Q1 2026
      Average Client Asset Values $129.9B Q1 2026
      Closed U.S. Mortgage Volume $113.1M Q1 2026
      Diluted adjusted operating EPS non-GAAP $5.96 Q1 2026
      ISP Product Sales $4.3B Q1 2026
      Issued Term Life Face Amount $25.7B Q1 2026
      Life Insurance Policies Issued 74,054 Q1 2026
      Life Productivity 0.16 Q1 2026
      New Life-Licensed Representatives 10,569 Q1 2026
      Recruits 84,217 Q1 2026
      Adjusted net operating income non-GAAP $196.9M Q4 2025
      Capital return as % of adjusted net operating income 79% FY2025
      ISP client asset values growth 15% Q4 2025
      Term Life direct premiums 2% Q4 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Insurance - Life — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      PRI
      Primerica, Inc.
      this stock
      $9.81B +22.3% +6.6% 13.2 3.8%
      CILJF
      China Life Insurance Co Ltd
      $105.71B +5.8% 0.0%
      MFC
      Manulife Financial Corp
      $72.74B +19.9% 0.3%
      AFL
      Aflac Inc
      $63.93B +13.4% -9.3% 14.4 2.5%
      MET
      Metlife Inc
      $61.02B +18.1% +8.6% 18.3 2.0%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      497
      % held
      89.3%
      Reported
      115 of 508
      Top holder
      KAYNE ANDERSON RUDNICK IN…
      Held Float
      View
      Held by Funds
      Fund positions
      394
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      1.2M
      Days to cover
      6.6d
      Change
      +3.3K sh
      View
      Short Volume
      Short vol %
      60%
      As of
      Jul 24, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      3.7K
      Value
      $1.1M
      As of
      Jun 30, 2026
      View
      Off-Exchange
      Off-exchange %
      38.7%
      Week of
      Jun 29, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$503.4K
      Buyers / Sellers
      0 / 1
      Buyers Sellers
      View
      Congressional Trades Sell
      Member
      Jefferson Shreve
      Amount
      $15.0K–$50.0K
      Traded
      May 12, 2025
      View
      Financials
      Financials
      Revenue (FY)
      $3.3B
      Net income (FY)
      $470.5M
      EPS diluted
      $22.91
      View
      Buybacks
      Authorized
      $475.0M
      Remaining
      $340.0M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jun 2, 2026
      This year
      9
      View
      Proposed Sales
      Value
      $418.4K
      Shares
      1.5K
      Filed
      Jun 12, 2026
      View
      Earnings & Events
      Earnings Calls Upcoming
      Next call
      Aug 6, 2026
      Last call
      May 6, 2026
      View
      Investor Relations
      Upcoming events
      1
      View

      Performance

      5D 20D 120D MTD YTD
      PRI +1.3% +11.8% +20.7% +10.7% +22.3%
      SPY -1.7% +0.7% +6.4% -1.2% +8.3%
      vs SPY +3.0% +11.1% +14.3% +11.8% +14.1%

      Capital returns

      Latest dividend
      $1.20 / share · ex May 21, 2026
      Raised 15.4%
      Paid (TTM)
      $4.48 / share · 4 payouts
      Dividend yield (TTM, derived)
      1.42%
      Buyback program · as of Mar 31, 2026
      Authorized
      $475.00M
      Spent (derived)
      $135.00M
      Remaining
      $340.00M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1475922 CUSIP 74164M108 13F (30d) 102 filings 100 filers Visit website