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$26.53 +0.17 (+0.64%)
Market Cap
$446.43M
Shares
16.94M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$26.36 Open$26.56 Day$26.29–27.10 52W$16.47–28.24 Avg vol 30d251K Short int403K · 2.4% float · 2.0d Short vol69% Last earningsJul 20, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 8

Up next

Next earnings call
Oct 19, 2026 Est · unconfirmed · in 12 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Neutral Momentum Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate
      Market backdrop VIX 20.7 · elevated Equity put/call 0.61
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg +18%
      above
      Price vs 50-day avg +3%
      above
      RSI (14) 49
      neutral
      MACD trend Negative
      52-week position 84%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Strong
      1-month return −4%
      trailing
      6-month return +21%
      trailing
      YTD return +29%
      this year
      Relative strength +15%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $26 › 200d $22 — 50d above 200d
      Institutional flow Accumulating
      23 of 119 funds reported for Jun 30 · net +20.8K sh shares · +4 new
      Insider flow Distributing
      Net -$453.4K over 90 days · 100% sells
      Short interest Rising
      2.38% of float · ▲ +22.7% MoM · 2.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      119 holders — near 3-yr high, broad support
      Squeeze score 56
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth −2%
      Y/Y
      EPS growth +24%
      Y/Y
      Free cash flow $42.6M
      Valuation P/E 11.2
      below peers
      Buyback $4.1M
      remaining
      Balance sheet $92.4M
      net cash
      Quant / Vol
      risk profile
      Moderate
      Volatility 27%
      annualized · 1-yr
      Max drawdown −18%
      past year
      ATR 3.0%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Jul 20, 2026
      Effective tax rate · 2026 Raised 28%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      1 · 4 · 2
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +18% Bullish
      Price vs 50-day avg
      +3% Bullish
      RSI (14)
      49 Neutral
      MACD trend
      Negative Bearish
      52-week position
      84% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $26 › 200d $22 — 50d above 200d
      Institutional flow Accumulating
      23 of 119 funds reported for Jun 30 · net +20.8K sh shares · +4 new
      Insider flow Distributing
      Net -$453.4K over 90 days · 100% sells
      Short interest Rising
      2.38% of float · ▲ +22.7% MoM · 2.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      119 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $16 Now $26 · 84% 52-wk high $28
      vs 200-day avg +18% vs 50-day avg +3%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Pre-tax pre-provision income non-GAAP 15.5M first quarter of 2026
      Classified and criticized loans $94.4M Q4 2025
      Loans held for investment growth $261.1M Fiscal 2025
      Returned to shareholders through quarterly dividends and common stock repurchases $25.3M Fiscal 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      RBB
      RBB Bancorp
      this stock
      $446.43M +28.7% -2.4% 11.2 2.4%
      HDB
      Hdfc Bank Ltd
      $123.39B -34.2% +15.2% 0.4%
      MFG
      Mizuho Financial Group Inc
      $119.51B +34.0% 0.1%
      IBN
      Icici Bank Ltd
      $106.74B -0.1% 0.6%
      PNC
      Pnc Financial Services Group, Inc.
      $99.78B +20.0% +7.2% 14.4 1.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      122
      % held
      55.1%
      Reported
      23 of 119
      Top holder
      FJ Capital Management LLC
      Held Float
      View
      Held by Funds
      Fund positions
      149
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      403.2K
      Days to cover
      2.0d
      Change
      +74.6K sh
      View
      Short Volume
      Short vol %
      69%
      As of
      Jul 29, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      27
      Value
      $643
      As of
      Jun 2, 2026
      View
      Off-Exchange
      Off-exchange %
      37.3%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$453.4K
      Buyers / Sellers
      0 / 3
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $5.2M
      Net income (FY)
      $39.2M
      EPS diluted
      $1.83
      View
      Buybacks
      Authorized
      $18.0M
      Remaining
      $4.1M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 20, 2026
      This year
      9
      View
      Proposed Sales
      Value
      $17.0K
      Shares
      700
      Filed
      Jun 5, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 20, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      RBB -0.3% -3.9% +21.1% -3.9% +28.7%
      SPY -2.4% -2.3% +6.3% -2.3% +7.0%
      vs SPY +2.1% -1.5% +14.8% -1.5% +21.8%

      Capital returns

      Latest dividend
      $0.16 / share · ex Apr 30, 2026
      Paid (TTM)
      $0.64 / share · 4 payouts
      Dividend yield (TTM, derived)
      2.43%
      Buyback program · as of Mar 31, 2026
      Authorized
      $18.00M
      Spent (derived)
      $13.90M
      Remaining
      $4.10M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1499422 CUSIP 74930B105 13F (30d) 23 filings 23 filers Visit website