RBB · RBB Bancorp
$26.27
-0.09 (-0.34%)
At close · Jul 30
Market Cap
$446.43M
Shares
16.94M
RBB Bancorp Earnings Call Transcripts
Every quarterly earnings call for RBB Bancorp (RBB) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▼60.1%
$1.21M
$16.65M
'22 Q3
22-10-24
▼11%
$1.14M
$17.58M
'22 Q4
23-01-23
▲3%
$1.20M
$10.97M
'23 Q1
23-04-24
▼30.8%
$1.43M
$10.95M
'23 Q2
23-07-24
▲22.1%
$1.48M
$8.47M
'23 Q3
23-10-23
▲6.3%
$1.22M
$12.07M
'23 Q4
24-01-23
▲12.2%
$1.34M
$8.04M
'24 Q1
24-04-22
▲10.7%
$1.58M
$7.25M
'24 Q2
24-07-22
▼14.3%
$1.27M
$7.00M
'24 Q3
24-10-21
▼9.3%
$1.10M
$4.38M
'24 Q4
25-02-04
▼17.1%
$1.11M
$2.29M
'25 Q1
25-04-29
▼12.4%
$1.38M
$9.33M
'25 Q2
25-07-22
▲4.3%
$1.32M
$10.15M
'25 Q3
25-10-21
▲22.3%
$1.35M
$10.18M
'25 Q4
26-01-27
LATEST
▲86.3%
$2.07M
$11.30M
'26 Q1
26-04-20
Earnings call
FY26 · Q2
2026-07-20
Q2 2026 RBB Bancorp Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-20
RBB Bancorp Q1 FY2026 Earnings Call
Confident tone
Deposit mix and funding costs
Net interest margin expansion
Credit quality and nonperforming assets
Revenue
$2.07M
▲ 86.3% YoY Diluted EPS
$0.66
▲ 407.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-27
RBB Bancorp Q4 FY2025 Earnings Call
Confident tone
Loan Growth and Originations
Deposit Competition and Funding Costs
Net Interest Margin and Yields
Revenue
$1.35M
▲ 22.3% YoY Diluted EPS
$0.59
▲ 136% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-21
RBB Bancorp Q3 FY2025 Earnings Call
Confident tone
Asset quality and credit improvement
Net income and earnings growth
Capital management and buybacks
Revenue
$1.32M
▲ 4.3% YoY Diluted EPS
$0.59
▲ 51.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-22
RBB Bancorp Q2 FY2025 Earnings Call
Positive tone
Asset quality and credit work-out
Loan growth and originations
Net interest margin and funding costs
Revenue
$1.38M
▼ 12.4% YoY Diluted EPS
$0.52
▲ 33.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-29
RBB Bancorp Q1 FY2025 Earnings Call
Positive tone
Loan growth and pipeline
Non-performing asset resolution
Net interest margin and funding costs
Revenue
$1.11M
▼ 17.1% YoY Diluted EPS
$0.13
▼ 69.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-04
RBB Bancorp Q4 FY2024 Earnings Call
Balanced tone
Credit quality and non-performing loans
Net interest margin and deposit costs
Loan growth and paydowns
Revenue
$1.10M
▼ 9.3% YoY Diluted EPS
$0.25
▼ 60.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-21
RBB Bancorp Q3 FY2024 Earnings Call
Positive tone
Credit Quality and Non-Performing Loans
Loan Growth and Production
Loan Payoffs and Refinancing Dynamics
Revenue
$1.27M
▼ 14.3% YoY Diluted EPS
$0.39
▼ 13.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-22
RBB Bancorp Q2 FY2024 Earnings Call
Positive tone
Non-performing loans / asset quality
Loan growth and pipeline
Mortgage portfolio composition
Revenue
$1.58M
▲ 10.7% YoY Diluted EPS
$0.39
▼ 32.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-22
RBB Bancorp Q1 FY2024 Earnings Call
Balanced tone
Net Interest Margin and Loan Pricing
Capital and Share Repurchases
Credit Quality and Allowance
Revenue
$1.34M
▲ 12.2% YoY Diluted EPS
$0.43
▼ 25.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-23
RBB Bancorp Q4 FY2023 Earnings Call
Positive tone
Loan growth strategy
Balance sheet repositioning and liquidity
CRE office exposure
Revenue
$1.22M
▲ 6.3% YoY Diluted EPS
$0.64
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-23
RBB Bancorp Q3 FY2023 Earnings Call
Revenue
$1.48M
▲ 22.1% YoY Diluted EPS
$0.45
▼ 48.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-24
RBB Bancorp Q2 FY2023 Earnings Call
Revenue
$1.43M
▼ 30.8% YoY Diluted EPS
$0.58
▼ 27.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-24
RBB Bancorp Q1 FY2023 Earnings Call
Revenue
$1.20M
▲ 3% YoY Diluted EPS
$0.58
▼ 21.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-23
RBB Bancorp Q4 FY2022 Earnings Call
Revenue
$1.14M*
▼ 11% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-24
RBB Bancorp Q3 FY2022 Earnings Call
Revenue
$1.21M
▼ 60.1% YoY Diluted EPS
$0.87
▲ 13% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-25
RBB Bancorp Q2 FY2022 Earnings Call
Revenue
$2.06M
▲ 59.5% YoY Diluted EPS
$0.80
▲ 19.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-25
RBB Bancorp Q1 FY2022 Earnings Call
Revenue
$1.16M
▼ 20% YoY Diluted EPS
$0.74
▲ 17.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-24
RBB Bancorp Q4 FY2021 Earnings Call
Revenue
$1.28M*
▼ 2.8% YoY Diluted EPS
$0.79
▲ 41.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-25
RBB Bancorp Q3 FY2021 Earnings Call
Revenue
$3.04M
▲ 183.2% YoY Diluted EPS
$0.77
▲ 79.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-26
RBB Bancorp Q2 FY2021 Earnings Call
Revenue
$1.29M
▲ 24.9% YoY Diluted EPS
$0.67
▲ 103% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-26
RBB Bancorp Q1 FY2021 Earnings Call
Revenue
$1.45M
▲ 38% YoY Diluted EPS
$0.63
▲ 90.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-25
RBB Bancorp Q4 FY2020 Earnings Call
Revenue
$1.32M*
▲ 40% YoY Diluted EPS
$0.56
▲ 7.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-26
RBB Bancorp Q3 FY2020 Earnings Call
Revenue
$1.07M
▲ 20% YoY Diluted EPS
$0.43
▲ 10.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-27
RBB Bancorp Q2 FY2020 Earnings Call
Revenue
$1.03M
▼ 13% YoY Diluted EPS
$0.33
▼ 34% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-20
RBB Bancorp Q1 FY2020 Earnings Call
Revenue
$1.05M
▲ 33.7% YoY Diluted EPS
$0.33
▼ 35.3% YoY
Rev · 7q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-27
RBB Bancorp Q4 FY2019 Earnings Call
Revenue
$944,000*
▼ 13.9% YoY Diluted EPS
$0.52
▲ 10.6% YoY
Rev · 6q
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls