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RBB · RBB Bancorp · Debt

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$25.55 -0.49 (-1.88%) At close · Oct 30
Ex-dividend: $0.16 · Oct 30, 2026 Return incl. dividend (before tax) -1.27%
Q2 2026 earnings call transcript
Market Cap
$432.20M
Shares
16.92M
Volume · Oct 30 91.87K Avg daily vol (3M) 103.02K

Debt Profile

Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.

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Reported debt balances

Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.

Reported balanceAs ofAmountSource
Advances from Federal Home Loan Banks 2026-06-30 USD 160,000,000 10-Q filed 2026-08-07
Related accounting measures — not additional borrowing

Carrying amounts can reflect issuance costs or discounts. Differences between these measures are not necessarily repayments due within a year.

Long-term Federal Home Loan Bank advances
USD 160,000,000
Long-term debt, including current maturities 2026-06-30 USD 120,000,000 10-Q filed 2026-08-07
Operating lease liabilities 2026-06-30 USD 23,836,000 10-Q filed 2026-08-07
Instrument and agreement coverage is incomplete. Additional filings are awaiting review.
1 filing has incomplete source or extraction coverage. Verified observations are shown; missing observations do not establish that debt was unchanged.

Covenants

Verified tests, triggers and restrictions appear with each agreement below. A verified term does not establish current compliance.

Loans, facilities and notes

4.00% Fixed-to-Floating Rate Subordinated Notes due 2031

Note · RBB Bancorp

Reference: 4.00% Fixed-to-Floating Rate Subordinated Notes due 2031

Active
Original principal
USD 120,000,000
Outstanding
—
Commitment
—
Availability
—
Maturity
Apr 1, 2031

Last reported interest terms: 4% a floating rate per annum equal to a benchmark rate, which is expected to be Three-Month Term SOFR, plus a spread of 329 basis points Reported 2021-03-26 Later filings may not restate these terms; this does not confirm they still apply.

Verified covenant terms

  • Event of Default · shall be immediately accelerated the principal of the Securities shall be immediately accelerated in the manner and with the effect provided in the Indenture. Applies to every series under this agreement Event of Default
    Full wording and supporting evidence
    Source evidence: If an Event of Default with respect to Securities of this Series shall occur and be continuing, the principal of the Securities shall be immediately accelerated in the manner and with the effect provided in the Indenture.
    Target identity evidence: THIS SECURITY IS AN UNSECURED SUBORDINATED DEBT OBLIGATION OF RBB BANCORP (THE “COMPANY”).
    Target identity evidence: 4.00% Fixed-to-Floating Rate Subordinated Notes due 2031
    Target identity evidence: CUSIP NO. 74930B A G0
    Target identity evidence: ISIN NO. US74930BAG05
  • In the event that any payment · the Company will not pay additional amounts the Company will not pay additional amounts with respect to such tax or assessment. Applies to every series under this agreement In the event that any payment
    Full wording and supporting evidence
    Source evidence: In the event that any payment on the Securities is subject to withholding of any U.S. federal income tax or other tax or assessment (as a result of a change in law or otherwise), the Company will not pay additional amounts with respect to such tax or assessment.
    Target identity evidence: THIS SECURITY IS AN UNSECURED SUBORDINATED DEBT OBLIGATION OF RBB BANCORP (THE “COMPANY”).
    Target identity evidence: 4.00% Fixed-to-Floating Rate Subordinated Notes due 2031
    Target identity evidence: CUSIP NO. 74930B A G0
    Target identity evidence: ISIN NO. US74930BAG05
  • Notwithstanding any of the foregoing · may not be repaid prior to the Stated Maturity Date without the prior written consent this Security may not be repaid prior to the Stated Maturity Date without the prior written consent of the Federal Reserve Applies to every series under this agreement Notwithstanding any of the foregoing
    Full wording and supporting evidence
    Source evidence: Notwithstanding any of the foregoing, to the extent then required under or pursuant to applicable regulations of the Federal Reserve (or, as and if applicable, the rules of any appropriate successor bank regulatory agency), this Security may not be repaid prior to the Stated Maturity Date without the prior written consent of the Federal Reserve (or, as and if applicable, the rules of any appropriate successor bank regulatory agency).
    Target identity evidence: THIS SECURITY IS AN UNSECURED SUBORDINATED DEBT OBLIGATION OF RBB BANCORP (THE “COMPANY”).
    Target identity evidence: 4.00% Fixed-to-Floating Rate Subordinated Notes due 2031
    Target identity evidence: CUSIP NO. 74930B A G0
    Target identity evidence: ISIN NO. US74930BAG05
Documents and filing history
  1. Issuance · 2021-03-26 Original principal USD 120,000,000 Exact source document Parent 8-K filing · 2021-03-26
    On March 26, 2021, RBB Bancorp (the “Company”) completed the previously announced issuance and sale (the “Offering”) of $120.0 million aggregate principal amount of its 4.00% Fixed-to-Floating Rate Subordinated Notes due 2031 (the “Notes”).
    Issuer evidence: On March 26, 2021, RBB Bancorp (the “Company”) completed the previously announced issuance and sale (the “Offering”) of $120.0 million aggregate principal amount of its 4.00% Fixed-to-Floating Rate Subordinated Notes due 2031 (the “Notes”).
    Supporting evidence: From and including the date of issuance to, but excluding, April 1, 2026, or earlier redemption date, the Notes will bear interest at an initial fixed rate of 4.00% per annum, payable semi-annually in arrears on October 1 and April 1 of each year, with the first payment date occurring on October 1, 2021. From and including April 1, 2026 to, but excluding the maturity date, April 1, 2031, or earlier redemption date, the Notes will bear interest at a floating rate per annum equal to a benchmark rate, which is expected to be Three-Month Term SOFR, plus a spread of 329 basis points, payable quarterly in arrears on January 1, April 1, July 1, and October 1 of each year, commencing on July 1, 2026. Notwithstanding the foregoing, if the benchmark rate is less than zero, then the benchmark rate shall be deemed to be zero.
    Supporting evidence: On March 26, 2021, RBB Bancorp (the “Company”) completed the previously announced issuance and sale (the “Offering”) of $120.0 million aggregate principal amount of its 4.00% Fixed-to-Floating Rate Subordinated Notes due 2031 (the “Notes”).
    Supporting evidence: On March 26, 2021, RBB Bancorp (the “Company”) completed the previously announced issuance and sale (the “Offering”) of $120.0 million aggregate principal amount of its 4.00% Fixed-to-Floating Rate Subordinated Notes due 2031 (the “Notes”).
Key facts CIK 1499422 CUSIP 74930B105 13F (30d) 26 filings 26 filers Visit website Investor relations