SEZL · Sezzle Inc.
Price & Indicators
Raw chart and full-history price indicators begin at the captured split on Mar 31, 2025; bars on opposite sides are not compared.
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
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| Adjusted EBITDA non-GAAP | $58.02M | three months ended June 30, 2026 | — |
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GAAP → non-GAAP reconciliationGAAP Net income 40.77M
+502K Depreciation and amortization
+10.95M Income tax expense
+2.11M Equity and incentive-based compensation
-1K Other (income) expense, net
+443K Corporate strategic projects
+3.25M Net interest expense
= Adjusted EBITDA 58.02M
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| Adjusted EBITDA Margin non-GAAP | 38.8% | 2Q26 | — |
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| Adjusted Net Income non-GAAP | $39.3M | 2Q26 | — |
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GAAP → non-GAAP reconciliationGAAP Net income 40.77M
-1.93M Discrete tax benefit
+443K Corporate strategic projects
-1K Other (income) expense, net
= Adjusted net income 39.28M
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| Adjusted net income per diluted share non-GAAP | $1.13 | three months ended June 30, 2026 | — |
| Gross Merchandise Volume (GMV) | 1.3B | 2Q26 | — |
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| Average quarterly purchase frequency | 7.1 | Q1 2026 | — |
| Provision for Credit Losses as % of GMV | 1.2% | Q1 2026 | — |
| Monthly On-Demand & Subscribers (MODS) | 918,000 | 4Q25 | — |
| Non-Transaction Related Operating Expenses non-GAAP | 26.3% | FY2025 | — |
GAAP → non-GAAP reconciliationGAAP Operating expenses $273.49M
-$65.96M Transaction expense
-$89.3M Provision for credit losses
= Non-transaction related operating expenses $118.23M
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| Total Revenue Less Transaction Related Costs non-GAAP | $83.5M | 4Q25 | — |
GAAP → non-GAAP reconciliationGAAP Operating income $55.25M
+$13.78M Personnel
+$3.93M Third-party technology and data
+$9.3M Marketing, advertising, and tradeshows
+$4.97M General and administrative
-$3.68M Net interest expense
= Total revenue less transaction related costs $83.55M
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Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Credit Services — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
SEZL
this stock
Sezzle Inc.
|
$4.34B | +103.2% | +66.1% | 28.2 | 11.9% |
|
V
Visa Inc.
|
$649.80B | +3.8% | -4.9% | — | 1.2% |
|
MA
Mastercard Inc
|
$498.70B | -0.3% | +16.4% | 31.3 | 1.0% |
|
AXP
American Express Co
|
$231.28B | -7.4% | +13.4% | 20.8 | 1.8% |
|
COF
Capital One Financial Corp
|
$141.47B | -6.2% | +36.6% | — | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
Raw-price comparisons begin at the captured split on Mar 31, 2025; windows that need an earlier baseline remain unavailable.
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| SEZL | +9.3% | -26.2% | +128.3% | -16.7% | +103.2% |
| SPY | +0.4% | +4.5% | +13.8% | +3.9% | +13.9% |
| vs SPY | +8.9% | -30.6% | +114.5% | -20.6% | +89.3% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.