SEZL · Sezzle Inc.

Track SEZL — free

$107.41 -2.31 (-2.10%) At close · Oct 2

S&P 600 member Russell 2000 member Rebalance outlook locked

Market Cap

$3.75B

33.68M

Volume · Oct 2 651.21K Avg daily vol (3M) 623.63K

Up next

Next earnings call

Nov 13, 2026 Est · unconfirmed · in 6 wks

Latest filing: 10-Q

filed Aug 7, 2026

Q1 2026 earnings call transcript

call held May 6, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

View all 115 metrics

Revenue (TTM)

—

Trailing 12 months

Net income (TTM)

—

Trailing 12 months

Revenue growth YoY

—

Year over year

Operating margin

—

Trailing 12 months

P / E (TTM)

—

Trailing earnings

FCF yield

—

TTM · current market cap

Return on invested capital

—

Trailing 12 months

Net cash

—

Latest balance sheet

Dividend yield

—

Trailing 12 months

Shares change YoY

—

Year over year · more shares

Price change (1Y)

+29.0%

Trailing year

Short interest

13.7%

Latest settlement · 12.2 days to cover

View all 115 metrics

Equibles Rating

blended score · not investment advice

Overall

Neutral

SellHoldBuy

Technical Neutral Momentum Strong Sentiment Bearish Fundamentals Excellent Quant / Vol Very High

Market backdrop VIX 15.3 · calm Equity put/call 0.58

Technical

price trend

Neutral

50 / 200-day cross No cross

Price vs 200-day avg +4%

above

Price vs 50-day avg −15%

below

RSI (14) 38

neutral

MACD trend Positive

52-week position 41%

mid-range

Volume (OBV) Confirms

volume backs price

Momentum

relative strength

Strong

1-month return −13%

trailing

6-month return +75%

trailing

YTD return +69%

this year

Relative strength +63%

vs S&P · 6-mo

Sentiment

smart money

Bearish

Trend (MA cross) No cross

50d $127 › 200d $103 — 50d above 200d

Institutional flow Distributing

2 of 330 funds reported for Sep 30 · net -3.6K sh shares

Insider flow Distributing

Net -$82.0K over 90 days · 33% sells

Short interest Rising

13.70% of float · ▲ +6.1% MoM · 12.2 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

330 holders — near 3-yr high, broad support

Squeeze score 70

elevated · 0–100

Fundamentals

Excellent

Revenue growth +66%

Y/Y

EPS growth +70%

Y/Y

Free cash flow $209.3M

Valuation P/E 24.3

rich

Buyback $72.0M

remaining

Quant / Vol

risk profile

Very High

Volatility 87%

annualized · 1-yr

Max drawdown −43%

past year

ATR 5.5%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

what management promised — and delivered

Latest guidance · from the 8-K filed Aug 6, 2026

Total Revenue Growth · FY2026 Initiated 35%

Adjusted Net Income · FY2026 Non-GAAP Initiated $185M

Adjusted Net Income Per Diluted Share · FY2026 Non-GAAP Initiated $5.25

Guided vs delivered · last 1 settled

Net Income per Diluted Share FY2024

guided $9.25

guided $9.25 $2.19 Miss −76.3%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral

1 · 4 · 2

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+4% Bullish

Price vs 50-day avg

−15% Bearish

RSI (14)

38 Neutral

MACD trend

Positive Bullish

52-week position

41% Neutral

Volume (OBV)

Confirms Neutral

Market signals — smart money & positioning

Bearish · 3 of 6

Trend (MA cross) No cross

50d $127 › 200d $103 — 50d above 200d

Institutional flow Distributing

2 of 330 funds reported for Sep 30 · net -3.6K sh shares

Insider flow Distributing

Net -$82.0K over 90 days · 33% sells

Short interest Rising

13.70% of float · ▲ +6.1% MoM · 12.2 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

330 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $51 Now $107 · 41% Range high $189

vs 200-day avg +4% vs 50-day avg -15%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Active Subscribers	854,000	the three months ended June 30, 2026	—
Adjusted Net Income non-GAAP	$39.3M	the three months ended June 30, 2026	—
GAAP → non-GAAP reconciliation GAAP Net income 40.77M -1.93M Discrete tax benefit +443K Corporate strategic projects -1K Other (income) expense, net = Adjusted Net Income 39.28M
Adjusted Net Income per Diluted Share non-GAAP	$1.13	the three months ended June 30, 2026	—
Gross Merchandise Volume (GMV)	1.3B	2Q26	—
Monthly On-Demand & Subscribers (MODS)	982,000	as of June 30, 2026	—
Non-Transaction Related Operating Expenses non-GAAP	$43.4M	the three months ended June 30, 2026	—
GAAP → non-GAAP reconciliation GAAP Operating expenses 94.72M -20.74M Transaction expense -30.61M Provision for credit losses = Non-transaction Related Operating Expenses 43.38M
Total Revenue Less Transaction Related Costs non-GAAP	$95.1M	the three months ended June 30, 2026	—
GAAP → non-GAAP reconciliation GAAP Operating income 54.96M +14.73M Personnel +4.91M Third-party technology and data +19.4M Marketing, advertising, and tradeshows +4.35M General and administrative -3.25M Net interest expense = Total Revenue Less Transaction Related Costs 95.09M

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Credit Services — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
SEZL Sezzle Inc. this stock	$3.75B	+69.2%	+66.1%	24.3	13.7%
V Visa Inc.	$655.56B	+2.8%	-4.9%	—	1.0%
MA Mastercard Inc	$497.27B	-3.3%	+16.4%	31.2	0.8%
AXP American Express Co	$206.24B	-18.2%	+13.4%	18.5	1.6%
COF Capital One Financial Corp	$119.78B	-19.7%	+36.6%	11.7	1.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Reducing

Holders

329

% held: 54.8%
Reported: 2 of 330
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

256

View

Short & Settlement

Short Interest Rising

Shares short

4.6M

Days to cover: 12.2d
Change: +266.0K sh

View

Short Volume

Short vol %

68%

As of: Oct 2, 2026

Short Total

View

Fails to Deliver

FTD shares

857

Value: $101.9K
As of: Sep 14, 2026

View

Off-Exchange

Off-exchange %

44.7%

Week of: Aug 24, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$82.0K

Buyers / Sellers: 2 / 1

Buyers Sellers

View

Financials

Revenue (FY)

$450.3M

Net income (FY): $133.1M
EPS diluted: $3.72

View

Buybacks

Authorized

$100.0M

Remaining: $72.0M

Spent Remaining

View

Filings

SEC Filings

Latest

8-K

Filed: Aug 28, 2026
This year: 19

View

Proposed Sales

Value

$118.2K

Shares: 1.0K
Filed: Aug 25, 2026

View

Exempt Offerings

Offering

$30.0M

Filed: Aug 2, 2021

View

Earnings & Events

Webcasts

Last webcast

Aug 6, 2026

View

Performance

	5D	20D	120D	MTD	YTD
SEZL	-3.6%	-12.7%	+75.2%	-0.6%	+69.2%
SPY	-0.2%	-0.5%	+12.2%	+0.9%	+12.9%
vs SPY	-3.3%	-12.2%	+63.0%	-1.5%	+56.4%

Capital returns

Buyback program · as of Jun 30, 2026

Authorized

$100.00M

Spent (derived)

$28.00M

Remaining

$72.00M

Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1662991 CUSIP 78435P105 13F (30d) 11 filings 7 filers Visit website Investor relations

SEZL · Sezzle Inc.

Price & Indicators

Up next

Metrics snapshot

Equibles Rating

Guidance & track record

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns