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SEZL · Sezzle Inc.

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$128.96 -0.91 (-0.70%) At close · Aug 14
Market Cap
$4.34B
Shares
33.68M

Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.

Revenue
$450.28M +66.1%
FY2025 Revenue FY2020–FY2025
Net Income
$133.13M +69.5%
FY2025 Net Income FY2020–FY2025
Operating Margin
39.26% +8.9pp
FY2025 Operating Margin FY2020–FY2025
Diluted EPS
$3.72 +69.9%
FY2025 Diluted EPS FY2020–FY2025
Operating Cash Flow
$209.91M +60.7%
FY2025 Operating Cash Flow FY2020–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item FY2026 (G) TTM FY2025 FY2024 FY2023 FY2022 FY2021 FY2020
$531.89M $450.28M $271.13M $159.36M $125.57M $114.82M $58.79M
$18.13M $16.77M $11.4M
$11.4M $8.59M $16.41M $15.77M $7.21M
$1.1M $900K $666.1K $503.91K $355.04K $257.43K
$1.36M $965K $855.8K $847.13K $749.11K $428.37K
$317.08M $273.49M $188.88M $137.16M $154.01M $183.5M $86.72M
$214.81M $176.79M $82.25M $22.2M -$28.43M -$68.68M -$27.93M
39.26% 30.33% 13.93% -22.64% -59.82% -47.51%
$178.15M $83.21M $23.06M -$27.59M -$67.93M -$27.5M
$13.87M $14.02M $13.76M $15.97M $8.6M $5.27M $4.3M
-$20K $123K $354K $1.93M -$225.61K -$65.15K -$126.29K
$200.91M $162.89M $67.32M $7.71M -$38.02M -$75.11M -$32.36M
$39.48M $29.76M -$11.21M $611.49K $69.45K $58.42K $30.96K
$161.43M $133.13M $78.52M $7.1M -$38.09M -$75.17M -$32.39M
29.57% 28.96% 4.45% -30.34% -65.47% -55.1%
$161.36M $134.04M $77.58M $7.09M -$39.3M -$75.1M -$31.9M
USD/shares $3.93 $2.33 $0.21 -$1.17 -$0.06 -$0.03
USD/shares $5.25* $3.72 $2.19 $0.21 -$1.17 -$0.06 -$0.03
shares 33.91M 33.71M 33.64M 32.66M 1.2B 1.12B
shares 35.74M 35.89M 34.07M 32.66M 1.2B 1.12B
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative. (G): the company's own guidance — a (G) column is a guided period not yet reported; a G marker shows how the reported figure landed against the guided range. Non-GAAP-basis guidance (*) is shown as stated and never judged against GAAP actuals.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2020–FY2025: $93.6M in buybacks.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
Peer median 2.76×
EV/EBIT
Peer median 10.29×
P/E (TTM)
28.16×
Peer median 12.84×

Peer medians compare against the 24 similar-size Credit Services companies (of 45 listed).

Valuation over time computed as of each quarter's filing date

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Product & Service (USD)

Component FY2025 FY2024 FY2023 FY2022 FY2021 FY2020
Transaction Income $234,117,000 $146,776,000 $109,739,057 $102,599,194 $93,498,598
Transaction Income Consumer Fees $131,900,000 $60,300,000 $19,152,908 $2,834,287
Service Other $116,762,000 $42,130,000 $19,904,653 $17,691,383 $21,318,037
Merchant and Partner Income $102,200,000 $86,500,000 $90,586,149
Subscription Revenue $99,400,000 $82,222,000 $29,713,062 $5,279,864
Income from Other Services Late Payment Fees $74,000,000 $25,200,000 $9,742,652 $12,559,835
Account Reactivation Fees $9,129,231
Fee Income $49,659,042
Transaction Income Merchant Processing Fees $75,249,247 $92,101,949
Transaction Income Partner Income $15,336,902 $7,662,960
Key facts CIK 1662991 CUSIP 78435P105 13F (30d) 298 filings 297 filers Visit website Investor relations