SLMBP · SLM Corp
Price & Indicators
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Latest filings
Sallie Mae reported third-quarter net loss of $0.19 per common share and $3.4 billion Private Education Loan Originations, up 15% year-over-year. Net charge-offs were $90 million, and 2026 diluted EPS guidance fell to $1.95 to $2.05 from $3.10 to $3.20.
Read the 8-KSLM Corporation reported a $36 million third-quarter net loss attributable to common stock and $323 million of nine-month net income. In September 2026, it sold an initial $143 million of Private Education Loans under a new strategic partnership.
Read the 10-QQuarterly results
* Q4 derived as the full year minus Q1 to Q3.
Guidance & track record
Still-open targets the latest release did not restate under the same label.
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders illustrative — not investment adviceIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| % of Loans in Forbearance(5) | 2.3% | September 30, 2026 | — |
| average winning FICO | 757 | three months ended Sept. 30, 2026 | — |
| capitalized interest | $14M | third quarter | — |
| cosigner rates | 92% | three months ended Sept. 30, 2026 | — |
| cost of funds | 4.21% | third quarter | — |
| Delinquencies as a % of Loans in Repayment | 4.2% | September 30, 2026 | — |
| Graduate Loan originations | 119% | three months ended Sept. 30, 2026 | — |
| net charge-offs | $90M | third-quarter | — |
| principal | $129M | third quarter | — |
| seasoned portfolio loan sale | $143M | third quarter | — |
| shares of common stock repurchased | 18.1M | nine months ended Sept. 30, 2026 | — |
| Total Allowance % of Private Education Loan Exposure | 5.89% | September 30, 2026 | — |
| Average FICO at approval | 755 | Three Months Ended June 30, 2026 filing | — |
| Efficiency ratio | 48.6% | Three Months Ended June 30, 2026 filing | — |
| Loan consolidations to third parties as a percentage of total Private Education Loans held for i | 1.7% | Three Months Ended June 30, 2026 filing | — |
| Net interest margin | 4.75% | Three Months Ended June 30, 2026 filing | — |
| Percentage of loans with a cosigner | 84% | Three Months Ended June 30, 2026 filing | — |
| Return on Assets | 0.8% | Three Months Ended June 30, 2026 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Credit Services — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
SLMBP
this stock
SLM Corp
|
$3.59B | -1.2% | — | — | — |
|
V
Visa Inc.
|
$712.77B | +14.6% | -4.9% | — | 1.1% |
|
MA
Mastercard Inc
|
$537.43B | +6.8% | +16.4% | 33.8 | 0.8% |
|
AXP
American Express Co
|
$209.82B | -15.4% | +13.4% | 17.6 | 1.6% |
|
COF
Capital One Financial Corp
|
$124.81B | -16.1% | +36.6% | 12.2 | 1.2% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every section- Filed
- Oct 22, 2026
- This year
- 22
Sallie Mae reported third-quarter net loss of $0.19 per common share and $3.4 billion Private Education Loan Originations, up 15% year-over-year. Net charge-offs were $90 million, and 2026 diluted EPS guidance fell to $1.95 to $2.05 from $3.10 to $3.20.
ViewPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| SLMBP | 0.0% | -2.7% | -3.0% | -2.5% | -1.2% |
| SPY | +0.1% | +0.7% | +4.9% | +0.9% | +12.9% |
| vs SPY | -0.1% | -3.4% | -7.8% | -3.4% | -14.1% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.