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WSBF · Waterstone Financial, Inc.

Track WSBF — free
$20.05 +0.25 (+1.24%)
Market Cap
$362.24M
Shares
17.98M
Volume · Oct 20 11.92K Avg daily vol (3M) 75.37K

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$19.80 Open$19.93 Day$19.77–20.34 52W close$14.80–21.52 Avg vol 30d89K Short int375K · 2.1% float · 4.1d Short vol64% DataJan 2020–Oct 2026 Filing10-Q · Aug 6

Up next

filed Aug 6, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$150.15M
Trailing 12 months
Net income (TTM)
$30.10M
Trailing 12 months
Revenue growth YoY
+5.8%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
11.6
Trailing earnings · reciprocal yield 8.6%
FCF yield
11.9%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
−$100.41M
Latest balance sheet
Dividend yield
3.3%
Trailing 12 months
Shares change YoY
-4.6%
Year over year · fewer shares
Price change (1Y)
+34.7%
Trailing year
Short interest
2.1%
Latest settlement · 4.1 days to cover
View all 122 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Strong Sentiment Neutral Fundamentals Strong Quant / Vol Very Low
Market backdrop VIX 18.4 · elevated Equity put/call 0.55
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +4%
above
Price vs 50-day avg −4%
below
RSI (14) 42
neutral
MACD trend Positive
52-week position 74%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Strong
1-month return −4%
trailing
6-month return +9%
trailing
YTD return +20%
this year
Relative strength +1%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $21 › 200d $19 — 50d above 200d
Institutional flow Distributing
15 of 125 funds reported for Sep 30 · net -21.1K sh shares
Insider flow Distributing
Net -$172.4K over 90 days · 100% sells
Short interest Falling
2.09% of float · ▼ -10.9% MoM · 4.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
125 holders — near 3-yr high, broad support
Squeeze score 55
elevated · 0–100
Fundamentals
Strong
EPS growth +47%
Y/Y
Free cash flow $23.0M
Valuation P/E 11.8
below peers
Balance sheet $337.7M
net debt
Quant / Vol
risk profile
Very Low
Volatility 22%
annualized · 1-yr
Max drawdown −9%
past year
ATR 2.2%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy
0 · 5 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+4% Bullish
Price vs 50-day avg
−4% Neutral
RSI (14)
42 Neutral
MACD trend
Positive Bullish
52-week position
74% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $21 › 200d $19 — 50d above 200d
Institutional flow Distributing
15 of 125 funds reported for Sep 30 · net -21.1K sh shares
Insider flow Distributing
Net -$172.4K over 90 days · 100% sells
Short interest Falling
2.09% of float · ▼ -10.9% MoM · 4.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
125 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $15 Now $20 · 74% Range high $22
vs 200-day avg +4% vs 50-day avg -4%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
WSBF
Waterstone Financial, Inc.
this stock
$362.24M +19.6% — 11.8 2.1%
MFG
Mizuho Financial Group Inc
$121.57B +37.6% — — 0.1%
HDB
Hdfc Bank Ltd
$118.62B -36.8% -3.2% — 0.7%
IBN
Icici Bank Ltd
$105.82B -1.1% — — 0.6%
ITUB
Itau Unibanco Holding S.A.
$103.94B +31.7% — — 0.2%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
122
% held
54.3%
Reported
15 of 125
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
150
View
Short & Settlement
Short Interest Falling
Shares short
375.1K
Days to cover
4.1d
Change
-45.7K sh
View
Short Volume
Short vol %
64%
As of
Oct 19, 2026
Short Total
View
Fails to Deliver
FTD shares
12
Value
$255
As of
Sep 10, 2026
View
Off-Exchange
Off-exchange %
33.9%
Week of
Sep 14, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$172.4K
Buyers / Sellers
0 / 1
Buyers Sellers
View
Financials
Financials
Net income (FY)
$26.4M
EPS diluted
$1.48
View
Filings
SEC Filings
Latest
8-K
Filed
Sep 22, 2026
This year
12
View
Proposed Sales
Value
$172.4K
Shares
8.2K
Filed
Aug 14, 2026
View
Earnings & Events
Investor Relations
Latest news
Waterstone Financial Declares Reg…
Published
Sep 22, 2026
View

Performance

5D 20D 120D MTD YTD
WSBF +0.5% -4.3% +8.6% +0.7% +19.6%
SPY -1.5% -0.9% +7.7% +0.5% +12.4%
vs SPY +2.0% -3.4% +0.9% +0.2% +7.2%

Capital returns

Latest dividend
$0.17 / share · ex Oct 8, 2026
Raised 13.3%
Paid (TTM)
$0.66 / share · 4 payouts
Dividend yield (TTM, derived)
3.33%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1569994 CUSIP 94188P101 13F (30d) 13 filings 13 filers Visit website Investor relations