WSBF · Waterstone Financial, Inc. · Metrics
$19.84
+0.04 (+0.20%)
At close · Oct 20
Return incl. dividend (before tax)
Market Cap
$362.24M
Shares
17.98M
Volume · Oct 20
47.58K
Avg daily vol (3M)
75.15K
WSBF metrics
90 of 122 screener metrics currently available.
Market overview
2 metricsShare price
$19.84
Market cap
$362.24M
Price action
20 metricsPrice change (1W)
+0.5%
Price change (30D)
-4.3%
Price change (3M)
+1.7%
Price change (6M)
+7.3%
Price change (YTD)
+19.6%
Price change (1Y)
+34.7%
Trailing year
Price change (5Y)
-2.3%
52-week high
$21.52
52-week low
$14.80
Change from 52-week high
-8.0%
Change from 52-week low
+33.8%
Annualized volatility
21.7%
Annualized volatility (3M)
16.2%
Beta
0.3
RSI (14D)
42.1
Price vs SMA 50
-3.9%
Price vs SMA 200
+3.8%
Avg volume (3M)
75,369
Relative volume
0.6
Average dollar volume
$1.55M
Company
3 metricsSector
Financial Services
Industry
Banks - Regional
Shares outstanding
17.98M
Valuation
12 metricsP / E (TTM)
11.6
Trailing earnings · reciprocal yield 8.6%
PEG ratio
0.8
EV / revenue
—
EV / EBITDA
—
EV / EBIT
—
P / sales
2.4×
reciprocal yield 41.7%
P / book
1.0
reciprocal yield 97.4%
FCF yield
11.9%
TTM · current market cap
Buyback yield
4.1%
P / FCF
8.4
reciprocal yield 11.9%
P / operating cash flow
8.1
reciprocal yield 12.4%
Earnings yield
8.4%
Historical valuation
8 metricsP / E historical average (3Y)
16.6×
reciprocal yield 6.0%
P / E historical average (5Y)
15.0×
reciprocal yield 6.7%
EV / revenue historical average (3Y)
—
EV / revenue historical average (5Y)
—
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—
Dividends & buybacks
7 metricsDividend yield
3.3%
Trailing 12 months
Payout ratio
35.9%
Shareholder yield
7.1%
Dividend / share (TTM)
$0.66
Dividend growth YoY
+10.0%
Dividend growth streak
0
Last ex-dividend
2026-10-08
Earnings calendar
2 metricsNext earnings
—
Last earnings
—
Profitability
9 metricsGross margin
—
Operating margin
—
Trailing 12 months
Net margin
20.0%
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
$30.10M
Trailing 12 months
Diluted EPS (TTM)
$1.71
FCF margin
28.5%
Effective tax rate
21.0%
Growth
11 metricsRevenue growth YoY
+5.8%
Year over year
Net income growth YoY
+9.5%
Revenue (TTM)
$150.15M
Trailing 12 months
EPS growth YoY
+14.0%
Shares change YoY
-4.6%
Year over year · fewer shares
Revenue CAGR (3Y)
-4.4%
Revenue CAGR (5Y)
-13.8%
EPS CAGR (3Y)
+18.5%
EPS CAGR (5Y)
-14.8%
FCF CAGR (3Y)
-51.8%
FCF CAGR (5Y)
—
Quality
14 metricsReturn on equity
8.6%
Return on assets
1.3%
Debt / equity
1.2
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
$42.78M
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
−$100.41M
Latest balance sheet
Cash & equivalents
$376.72M
Total assets
$2.25B
Total debt
$412.00M
Cash flow & spend
7 metricsOperating cash flow (TTM)
$44.74M
Capital expenditures (TTM)
$1.97M
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
$411,000
R&D / revenue
—
Stock compensation / revenue
—
Ownership (13F)
9 metrics13F filers
125
13F filer change QoQ
+2
Institutional ownership
54.4%
Conviction holders (share of 13F filers)
0.0%
Crowding (high-turnover and private-fund holders)
23.3%
Private-fund adviser ownership
23.0%
Active holders' share change QoQ
+4.8%
Holder tenure
16.7
Price vs estimated holder cost
+29.0%
Ownership (registered funds)
1 metricsIndex-fund ownership
11.8%
Short interest
3 metricsShort interest
2.1%
Latest settlement · 4.1 days to cover
Days to cover
4.1d
Short-squeeze score
54 / 100
Insider activity
2 metricsNet insider buying (90D)
−$172,406
Insider-sentiment score
42 / 100
Risk flags
1 metricsGoing concern
—
Key facts
CIK
1569994
CUSIP
94188P101
13F (30d)
14 filings
14 filers
Visit website
Investor relations