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WSBF

Waterstone Financial, Inc.
$19.98 +0.28 (+1.42%) At close · Jul 16
Market Cap
$355.47M
Shares
18,053,082

Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.

Net Income
$26.4M +41.3%
FY2025 Net Income FY2011–FY2025
Diluted EPS
$1.48 +46.5%
FY2025 Diluted EPS FY2011–FY2025
Operating Cash Flow
$24.18M -49.7%
FY2025 Operating Cash Flow FY2011–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item TTM FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018 FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011
$117.37M $116.11M $113.17M $99.21M $70.25M $69.88M $78.48M $79.74M $73.7M $67.1M $63.74M $61.96M $63.63M $62.86M $69.85M $79.35M
$59.62M $56.73M $46.17M $50.22M $56.95M $55.52M $53.5M $52.2M $54.18M $50.73M $43.44M $38.84M $41.31M $39.21M $41.95M $46.52M
$88.32M $85.19M $89.3M $81.19M $105.56M $203.2M $244.02M $130.75M $118.2M $124.41M $126.37M $104.47M $84.57M $87.8M $91.2M $43.23M
$2.55M $2.47M $3.3M $4.03M $6.05M $5.61M $4.7M $4.73M
$56.67M $48.99M $13.29M $14.37M $24.98M $27.54M $19.52M $16.36M $20.29M $23.12M $22.33M $23.66M $27.9M $32.84M
$0 $0 -$17K $0 -$213K -$456K
$37.12M $33.45M $24M $11.03M $24.48M $92.11M $108.12M $47.57M $40.28M $44.43M $41.99M $25.82M $19.91M $23.33M $22.71M -$6.91M
$7.75M $7.04M $5.31M $1.66M $4.99M $21.32M $26.97M $11.67M $9.53M $18.47M $16.46M $9.25M $7.18M $8.62M -$12.2M $562K
$29.36M $26.4M $18.69M $9.38M $19.49M $70.79M $81.15M $35.9M $30.75M $25.96M $25.53M $16.57M $12.73M $14.71M $34.91M -$7.47M
$30.75M $25.96M $25.52M $16.55M
$32.51M $32.92M $17.69M $11.06M $1.15M $67.33M $82.83M $38.91M $28.87M $25.87M $24.57M $15.91M $15.41M $10.99M $35.81M -$7.64M
USD/shares $1.48 $1.01 $0.47 $0.89 $2.98 $3.32 $1.38 $1.12 $0.95 $0.94 $0.57 $0.38 $0.43 $1.02 -$0.22
USD/shares $1.48 $1.01 $0.46 $0.89 $2.96 $3.30 $1.37 $1.11 $0.93 $0.93 $0.56 $0.38 $0.43 $1.02 -$0.22
shares 17.84M 18.56M 20.16M 21.88M 23.74M 24.46M 26.02M 27.36M 27.47M 27.04M 29.16M 33.41M 34.19M 34.08M 33.94M
shares 17.87M 18.59M 20.2M 22.01M 23.93M 24.61M 26.25M 27.63M 27.9M 27.37M 29.43M 33.64M 34.44M 34.19M 33.94M
Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2014–FY2025: $272.16M in buybacks, $222.32M in dividends.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
EV/EBIT
P/E (TTM)
11.91×
Banks - Regional median 13.32×

Valuation over time computed as of each quarter's filing date

Key facts CIK 1569994 CUSIP 94188P101 13F (30d) 11 filings 10 filers Visit website Investor relations