YRD · Yiren Digital Ltd.

Represents securities held by CreditEase Holdings (Cayman) Limited ("CreditEase"). On June 5, 2026, a change in the shareholding structure of CreditEase occurred as a result of the surrender of equity interests by certain of its shareholders ("Restructuring"). The Reporting Person thereby indirectly held, through a trust and a British Virgin Islands company, the entire equity interest in CreditEase, increased from approximately 43.4% prior to the Restructuring. The trust is established under the laws of the Cayman Islands ("Trust") and managed by Maples Trustee Services (Cayman) Limited, as trustee. The Reporting Person is the settlor of the Trust and one of the Trust's beneficiaries. Under the terms of the Trust, the Reporting Person may be deemed to have voting and dispositive power over the Issuer's shares held by CreditEase. The Reporting Person disclaims beneficial ownership of the securities held by CreditEase except to the extent of his pecuniary interest therein.