YRD · Yiren Digital Ltd. · Metrics
$0.47
-0.08 (-14.25%)
At close · Oct 28
Return incl. dividend (before tax)
Q2 2026 earnings call transcript
Market Cap
$41.17M
Shares
87.49M
Volume · Oct 28
274.99K
Avg daily vol (3M)
2.22M
YRD metrics
56 of 122 screener metrics currently available.
Market overview
2 metricsShare price
$0.47
Market cap
$41.17M
Price action
20 metricsPrice change (1W)
-25.1%
Price change (30D)
-43.3%
Price change (3M)
-51.0%
Price change (6M)
-73.1%
Price change (YTD)
-85.0%
Price change (1Y)
-90.8%
Trailing year
Price change (5Y)
-83.3%
52-week high
$6.02
52-week low
$0.46
Change from 52-week high
-90.8%
Change from 52-week low
+21.7%
Annualized volatility
117.4%
Annualized volatility (3M)
144.5%
Beta
0.9
RSI (14D)
33.2
Price vs SMA 50
-40.7%
Price vs SMA 200
-71.0%
Avg volume (3M)
2.22M
Relative volume
0.1
Average dollar volume
$1.47M
Company
3 metricsSector
Financial Services
Industry
Credit Services
Shares outstanding
87.49M
Valuation
12 metricsP / E (TTM)
—
Trailing earnings
PEG ratio
—
EV / revenue
—
EV / EBITDA
—
EV / EBIT
—
P / sales
—
P / book
0.0
reciprocal yield 2,806.0%
FCF yield
—
TTM · current market cap
Buyback yield
—
P / FCF
—
P / operating cash flow
—
Earnings yield
—
Historical valuation
8 metricsP / E historical average (3Y)
—
P / E historical average (5Y)
—
EV / revenue historical average (3Y)
—
EV / revenue historical average (5Y)
—
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—
Dividends & buybacks
7 metricsDividend yield
—
Trailing 12 months
Payout ratio
—
Shareholder yield
—
Dividend / share (TTM)
—
Dividend growth YoY
—
Dividend growth streak
1
Last ex-dividend
2025-09-30
Earnings calendar
2 metricsNext earnings
—
Last earnings
2026-09-30
Profitability
9 metricsGross margin
—
Operating margin
-103.9%
Trailing 12 months
Net margin
1.0%
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
—
Trailing 12 months
Diluted EPS (TTM)
—
FCF margin
—
Effective tax rate
—
Growth
11 metricsRevenue growth YoY
-1.5%
Year over year
Net income growth YoY
-96.6%
Revenue (TTM)
—
Trailing 12 months
EPS growth YoY
-96.6%
Shares change YoY
0.0%
Year over year · fewer shares
Revenue CAGR (3Y)
+18.5%
Revenue CAGR (5Y)
+7.6%
EPS CAGR (3Y)
-64.2%
EPS CAGR (5Y)
—
FCF CAGR (3Y)
-28.4%
FCF CAGR (5Y)
+20.4%
Quality
14 metricsReturn on equity
0.6%
Return on assets
0.4%
Debt / equity
—
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
—
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Cash & equivalents
$478.78M
Total assets
$1.92B
Total debt
—
Cash flow & spend
7 metricsOperating cash flow (TTM)
—
Capital expenditures (TTM)
—
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
—
R&D / revenue
—
Stock compensation / revenue
—
Ownership (13F)
9 metrics13F filers
26
13F filer change QoQ
+3
Institutional ownership
2.4%
Conviction holders (share of 13F filers)
0.0%
Crowding (high-turnover and private-fund holders)
—
Private-fund adviser ownership
—
Active holders' share change QoQ
-1.3%
Holder tenure
20.2
Price vs estimated holder cost
-73.1%
Ownership (registered funds)
1 metricsIndex-fund ownership
0.0%
Short interest
3 metricsShort interest
2.9%
Latest settlement · 1.0 days to cover
Days to cover
1.0d
Short-squeeze score
49 / 100
Insider activity
2 metricsNet insider buying (90D)
—
Insider-sentiment score
—
Risk flags
1 metricsGoing concern
—