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YRD · Yiren Digital Ltd.

Track YRD — free
$1.19 -0.01 (-0.83%) At close · Aug 14
Market Cap
$110.24M
Shares
87.49M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$1.19 Open$1.20 Day$1.18–1.23 52W close$0.84–6.60 Avg vol 30d198K Short int185K · 0.2% float · 3.5d Short vol20% Last earningsJun 25, 2026 DataJan 2020–Aug 2026

Up next

Next earnings call
Sep 20, 2026 Est · unconfirmed · in 5 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est

Equibles Rating

blended score · not investment advice
Overall
Sell
SellHoldBuy
Technical Neutral Momentum Very Weak Sentiment Bullish Fundamentals Strong Quant / Vol Very High
Market backdrop VIX 14.3 · calm Equity put/call 0.52
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg −58%
below
Price vs 50-day avg −0%
below
RSI (14) 48
neutral
MACD trend Positive
52-week position 6%
near low
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Weak
1-month return −5%
trailing
6-month return −68%
trailing
YTD return −68%
this year
Relative strength −82%
vs S&P · 6-mo
Sentiment
smart money
Bullish
Trend (MA cross) No cross
50d $1 › 200d $3 — 200d above 50d
Institutional flow Accumulating
+17% holders QoQ · +10 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
0.21% of float · ▼ -11.8% MoM · 3.5 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
27 holders — mid 3-yr range
Squeeze score 44
elevated · 0–100
Fundamentals
Strong
EPS growth −97%
Y/Y
Free cash flow $96.9M
Buyback $20.0M
authorized
Balance sheet $478.8M
net cash
Quant / Vol
risk profile
Very High
Volatility 95%
annualized · 1-yr
Max drawdown −87%
past year
ATR 7.4%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Prior guidance period ended · from the Earnings Call filed Dec 31, 2023
Growth rate for new loan volumes · for the 2024 year 13%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral
2 · 4 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
−58% Bearish
Price vs 50-day avg
−0% Neutral
RSI (14)
48 Neutral
MACD trend
Positive Bullish
52-week position
6% Bearish
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $1 › 200d $3 — 200d above 50d
Institutional flow Accumulating
+17% holders QoQ · +10 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
0.21% of float · ▼ -11.8% MoM · 3.5 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
27 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $1 Now $1 · 6% Range high $7
vs 200-day avg -58% vs 50-day avg 0%

Illustrative technical + ownership context — a signal mix, not investment advice.

Versus peers

Credit Services — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
YRD
Yiren Digital Ltd.
this stock
$110.24M -67.8% +15.4% 0.2%
V
Visa Inc.
$649.80B +3.8% -4.9% 1.2%
MA
Mastercard Inc
$498.70B -0.3% +16.4% 31.3 1.0%
AXP
American Express Co
$231.28B -7.4% +13.4% 20.8 1.8%
COF
Capital One Financial Corp
$141.47B -6.2% +36.6% 1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
27
% held
2.4%
Net QoQ
-92.0K sh
Top holder
DIMENSIONAL FUND ADVISORS…
Held Float
View
Held by Funds
Fund positions
12
View
Short & Settlement
Short Interest Falling
Shares short
184.8K
Days to cover
3.5d
Change
-24.6K sh
View
Short Volume
Short vol %
20%
As of
Aug 14, 2026
Short Total
View
Fails to Deliver
FTD shares
340.1K
Value
$489.8K
As of
Jul 6, 2026
View
Off-Exchange
Off-exchange %
58.2%
Week of
Jul 6, 2026
Off-exch Lit
View
Financials
Financials
Revenue (FY)
CNY 5.7B
Net income (FY)
CNY 54.5M
EPS diluted
CNY 0.31
View
Buybacks
Authorized
$20.0M
View
Filings
SEC Filings
Latest
6-K
Filed
Jul 2, 2026
This year
8
View
Proposed Sales
Value
$65.4K
Shares
15.0K
Filed
Dec 10, 2025
View
Earnings & Events
Earnings Calls
Last call
Jun 25, 2026
View

Performance

5D 20D 120D MTD YTD
YRD -5.6% -4.8% -68.1% +7.2% -67.8%
SPY +0.4% +4.5% +13.8% +3.9% +13.9%
vs SPY -6.0% -9.3% -81.9% +3.3% -81.7%

Capital returns

Latest dividend
$0.22 / share · ex Apr 30, 2025
Raised 10%
Paid (TTM)
$0.00 / share · 0 payouts
Dividend yield (TTM, derived)
· no payout in the trailing year
Buyback program · as of Sep 30, 2022
Authorized
$20.00M
Spent (derived)
Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1631761 CUSIP 98585L100 13F (30d) 26 filings 26 filers Visit website Investor relations