YRD · Yiren Digital Ltd.
Market Cap
$86.61M
Shares
87.49M
Volume · Oct 5
73.86K
Avg daily vol (3M)
122.58K
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$0.96
Open$0.92
Day$0.92–0.99
52W close$0.84–6.60
Avg vol 30d57K
Short int115K · 0.1% float · 2.1d
Short vol77%
Last earningsSep 30, 2026
DataJan 2020–Oct 2026
Up next
Next earnings call
Dec 27, 2026
Est · unconfirmed
· in 12 wks
call held Sep 30, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
—
Trailing 12 months
Net income (TTM)
—
Trailing 12 months
Revenue growth YoY
-1.5%
Year over year
Operating margin
-103.9%
Trailing 12 months
P / E (TTM)
—
Trailing earnings
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
0.0%
Year over year · fewer shares
Price change (1Y)
-85.5%
Trailing year
Short interest
0.1%
Latest settlement · 2.1 days to cover
Equibles Research
our published analysis of this company
Equibles Rating
blended score · not investment adviceOverall
Sell
SellHoldBuy
Technical
Neutral
Momentum
Very Weak
Sentiment
Neutral
Fundamentals
Strong
Quant / Vol
Very High
Market backdrop
VIX 15.3 · calm
Equity put/call 0.58
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
−56%
below
Price vs 50-day avg
−11%
below
RSI (14)
42
neutral
MACD trend
Positive
52-week position
2%
near low
Volume (OBV)
Bullish div.
accumulating
Momentum
relative strength
1-month return
−5%
trailing
6-month return
−49%
trailing
YTD return
−74%
this year
Relative strength
−61%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $1 › 200d $2 — 200d above 50d
Institutional flow
Accumulating
+13% holders QoQ · +9 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
0.13% of float · ▲ +12.5% MoM · 2.1 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
26 holders — mid 3-yr range
Squeeze score
41
elevated · 0–100
Fundamentals
EPS growth
−97%
Y/Y
Free cash flow
$96.9M
Buyback
$20.0M
authorized
Balance sheet
$508.0M
net cash
Quant / Vol
risk profile
Volatility
95%
annualized · 1-yr
Max drawdown
−87%
past year
ATR
6.0%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
−56%
Bearish
Price vs 50-day avg
−11%
Bearish
RSI (14)
42
Neutral
MACD trend
Positive
Bullish
52-week position
2%
Bearish
Volume (OBV)
Bullish div.
Bullish
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $1 › 200d $2 — 200d above 50d
Institutional flow
Accumulating
+13% holders QoQ · +9 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
0.13% of float · ▲ +12.5% MoM · 2.1 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
26 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $1
Now $1 · 2%
Range high $7
vs 200-day avg -56%
vs 50-day avg -11%
Illustrative technical + ownership context — a signal mix, not investment advice.
Versus peers
Credit Services — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
YRD
this stock
Yiren Digital Ltd.
|
$86.61M | -74.1% | +15.4% | — | 0.1% |
|
V
Visa Inc.
|
$655.56B | +2.8% | -4.9% | — | 1.0% |
|
MA
Mastercard Inc
|
$497.27B | -3.3% | +16.4% | 31.2 | 0.8% |
|
AXP
American Express Co
|
$206.24B | -18.2% | +13.4% | 18.5 | 1.6% |
|
COF
Capital One Financial Corp
|
$119.78B | -19.7% | +36.6% | 11.7 | 1.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| YRD | -3.4% | -5.2% | -48.8% | +0.8% | -74.1% |
| SPY | -0.2% | -0.5% | +12.2% | +0.9% | +12.9% |
| vs SPY | -3.2% | -4.8% | -61.0% | -0.2% | -87.0% |
Capital returns
Buyback program
· as of Sep 30, 2022
Authorized
$20.00M
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.