Monica De La Cruz
Monica De La Cruz (TX-15) disclosed a net worth range between -$542K and $870K in their 2025 annual filing.
Compare this disclosure with the House of Representatives net worth rankings .
Net worth
Estimated from the ranges in the member's annual financial disclosures: the band runs from the sum of disclosed asset minimums less liability maximums up to the sum of asset maximums less liability minimums. Only electronically filed reports are read — a missing year means no electronic filing, not zero net worth.
Disclosed net worth band, 2023 to 2025
| Year | Filed | Net worth band |
|---|---|---|
| 2025 | 2026-05-25 | -$542K – $870K |
| 2024 | 2025-08-13 | -$902K – $945K |
| 2023 | 2024-08-13 | -$513K – $1.7M |
Recent stock trades
No stock trade has been disclosed for this member, so there is no reconstructed portfolio and no performance estimate. Periodic transaction reports cover securities trades only — the assets above are the member's full disclosed holdings.
Assets and liabilities
Disclosed assets
The assets Monica De La Cruz itemised in their 2025 annual report, largest bracket first. Descriptions are the filer's own wording, and each value is the bracket they checked on the form — never a reported amount.
| Description | Type | Income | Value |
|---|---|---|---|
| JSM De La Cruz Holdings, LLC ⇒ Residential Rental Property 2 | RP |
$15K - $50K
Rent
|
$250K - $500K |
| JSM De La Cruz Holdings, LLC ⇒ Residential Rental Property 3 | RP |
$15K - $50K
Rent
|
$100K - $250K |
| Cash Value Life Insurance ⇒ New York Life Insurance ⇒ Self Whole Life Insurance Policy | WU | — | $15K - $50K |
| Cash Value Life Insurance ⇒ State Farm Life Insurance ⇒ DC1 Whole Life Insurance Policy | WU | — | $15K - $50K |
| Cash Value Life Insurance ⇒ State Farm Life Insurance ⇒ Self Whole Life Insurance Policy | WU | — | $15K - $50K |
| New York Life 401(k) ⇒ Fixed Dollar Option Portfolio | OT |
Tax-Deferred
|
$15K - $50K |
| State Farm 529 Savings Plan ⇒ DC1 Age Based 17-18 Portfolio [5P] | — |
Tax-Deferred
|
$15K - $50K |
| State Farm 529 Savings Plan ⇒ DC2 Age Based 19+ Portfolio [5P] | — |
Tax-Deferred
|
$15K - $50K |
| Cash Value Life Insurance ⇒ New York Life Insurance ⇒ DC1 Whole Life Insurance Policy | WU | — | $1K - $15K |
| Cash Value Life Insurance ⇒ New York Life Insurance ⇒ DC2 Whole Life Insurance Policy | WU | — | $1K - $15K |
| Cash Value Life Insurance ⇒ New York Life Insurance ⇒ DC3 whole life insurance policy | WU | — | $1K - $15K |
| Cash Value Life Insurance ⇒ State Farm Life Insurance ⇒ DC2 Whole Life Insurance Policy | WU | — | $1K - $15K |
| Cash Value Life Insurance ⇒ State Farm Life Insurance ⇒ DC3 Whole Life Insurance Policy | WU | — | $1K - $15K |
| First Commercial Bank | BA |
$201 - $1K
Interest
|
$1K - $15K |
| JSM De La Cruz Holdings, LLC ⇒ Freedom Bank Accounts | BA | — | $1K - $15K |
| New York Life 401(k) ⇒ Vanguard Target Retirement 2025 Fund (VTTVX) | MF |
Tax-Deferred
|
$1K - $15K |
| New York Life Annuity ⇒ New York Life Traditional IRA ⇒ Fidelity VIP Contrafund | MF |
Tax-Deferred
|
$1K - $15K |
| New York Life Annuity ⇒ New York Life Traditional IRA ⇒ Janus Henderson VIT Global Research Portfolio | MF |
Tax-Deferred
|
$1K - $15K |
| New York Life Annuity ⇒ New York Life Traditional IRA ⇒ Mainstay VP American Century Sustainable Equity - Initial Class | OT |
Tax-Deferred
|
$1K - $15K |
| New York Life Annuity ⇒ New York Life Traditional IRA ⇒ Mainstay VP Janus Henderson Balanced Portfolio | MF |
Tax-Deferred
|
$1K - $15K |
| New York Life Annuity ⇒ New York Life Traditional IRA ⇒ Mainstay VP Mellon Natural Resources | MF |
Tax-Deferred
|
$1K - $15K |
| New York Life Annuity ⇒ New York Life Traditional IRA ⇒ Mainstay VP Wellington Mid Cap - Initial Class | OT |
Tax-Deferred
|
$1K - $15K |
| New York Life Annuity ⇒ New York Life Traditional IRA ⇒ Mainstay VP Winslow Large Cap Growth - Initial Class | OT |
Tax-Deferred
|
$1K - $15K |
| Rio Bank Accounts | BA |
$1 - $200
Interest
|
$1K - $15K |
| Rio Bank Savings Account | BA |
$1 - $200
Interest
|
$1K - $15K |
| State Farm IRA ⇒ BlackRock LifePath Index ⇒ BlackRock LifePath Index 2040 Port Insti Cl (LIKIX) | MF |
Tax-Deferred
|
$1K - $15K |
Disclosed liabilities
The liabilities itemised in the 2025 annual report, largest bracket first. These are the amounts subtracted when the net worth band above is rolled up.
| Description | Amount owed |
|---|---|
| Primary Residence, Edinburg, TX (Chase Bank) | $250K - $500K |
| Residential Rental Property, San Antonio, TX (Chase Bank) | $100K - $250K |
| Residential Rental Property, Schertz, TX (Shellpoint) | $100K - $250K |