30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2025-01-02
On January 2, 2025, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 6.91%, up 0.06 percentage points from 6.85% on December 26, 2024, and up 0.30 percentage points from 6.61% on December 28, 2023. The reading was higher than 86% of the 261 earlier readings stored since January 2, 2020, and within a 52-week range of 6.08% to 7.22%.
Value
6.91
Percent
Change from prior reading
+0.06
+0.88%
Series
Weekly · Housing
Change against earlier readings
| Compared with | Date | Value | Change |
|---|---|---|---|
| Previous reading | 2024-12-26 | 6.85 | +0.06 |
| 1 month earlier | 2024-11-27 | 6.81 | +0.10 |
| 1 year earlier | 2023-12-28 | 6.61 | +0.30 |
Changes are in percentage points.
Percentile in stored history
86%
Higher than 225 of the 261 earlier readings stored since Jan 2, 2020
Readings around Jan 2, 2025
52 readings from Jul 11, 2024 to Jul 3, 2025; the dot marks this reading.
More MORTGAGE30US data
This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.