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30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2025-01-02

On January 2, 2025, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 6.91%, up 0.06 percentage points from 6.85% on December 26, 2024, and up 0.30 percentage points from 6.61% on December 28, 2023. The reading was higher than 86% of the 261 earlier readings stored since January 2, 2020, and within a 52-week range of 6.08% to 7.22%.

Value
6.91
Percent
Change from prior reading
+0.06
+0.88%
Series
Weekly · Housing

Change against earlier readings

Compared with Date Value Change
Previous reading 2024-12-26 6.85 +0.06
1 month earlier 2024-11-27 6.81 +0.10
1 year earlier 2023-12-28 6.61 +0.30

Changes are in percentage points.

Percentile in stored history
86%
Higher than 225 of the 261 earlier readings stored since Jan 2, 2020
52-week range
6.08% to 7.22%
Low on Sep 26, 2024, high on May 2, 2024

Readings around Jan 2, 2025

52 readings from Jul 11, 2024 to Jul 3, 2025; the dot marks this reading.

This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.