ANDREWS, LUCIA WEALTH MANAGEMENT LLC

Registered adviser

CIK

1906227

Location

DANVILLE, CA

Portfolio Value

Small $181,680,356

Diversification

Highly concentrated

Filing Date

Global Rank

#6,668 / 8,827 ▲ 8 · as of Jun 2026

Period ended 38 days ago

Filed Nov 2, 2026 · 5d

20 quarters · since Dec 2021

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Registered adviser

Form ADV roster, Nov 1, 2026

Form ADV adviser

CRD 130931

Roster of Nov 1, 2026

Regulatory AUM

$543,490,977

Main clients

Individuals and high net worth (99% of AUM)

Form ADV history

Monthly rosters from Dec 2019; each row is a run with the same figures, newest first.

Rosters	Regulatory AUM	Main clients
Apr 2026 to Nov 2026	$543,490,977	Individuals and high net worth (99%)
Apr 2025 to Mar 2026	$496,806,127	Individuals and high net worth (98%)
Apr 2024 to Mar 2025	$456,071,682	Individuals and high net worth (98%)
May 2023 to Mar 2024	$387,616,631	Individuals and high net worth (99%)
Apr 2023	$387,616,631	Individuals and high net worth (99%)
Apr 2022 to Mar 2023	$402,985,311	Individuals and high net worth (99%)

3 earlier changes not shown.

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2026, the newest measured quarter, never from the firm's own description.

Style

Concentrated

The top 10 positions are 100.0% of the book (60%+)

Turnover

Low turnover

6.8% over the last four quarters (under 30%)

Horizon

Long horizon

Value-weighted holding period 17.6 quarters (12+)

Closest benchmark: every 13F filer's combined book, active share 96.2%; sector active share 87.1% against the combined 13F book's sector weights.

Over time 19 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

34 tracked positions · as of Sep 30, 2026 · Δ vs Jun 30, 2026

Top Position

90.9%

−1.0 pts

Top 5

99.9%

+0.4 pts

Top 10

100.0%

0.0 pts

HHI

8,296

Highly concentrated−176

Portfolio Trend

20 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	100.0%	$181,680,356	34

Last Quarter's Activity

Export CSV

Sep 30, 2026 vs Jun 30, 2026

Added To

Positions the filer increased

19 positions

Ticker	Company	Δ Shares	Shares	Value
DFNM	Dimensional National Municipal Bond ETF	+21,052	31,831	$1,465,180
DFAI	Dimensional International Core Equity Market ETF	+15,917	256,277	$10,617,556
DFSD	Dimensional Short-Duration Fixed Income ETF	+9,820	16,400	$762,140
AVUS	Avantis U.S. Equity ETF	+8,158	50,045	$6,410,264
DFIS	Dimensional International Small Cap ETF	+7,675	30,602	$1,108,710
BIV	Vanguard Bond Index Funds	+2,896	6,431	$468,562
SGOV	iShares 0-3 Month Treasury Bond ETF	+2,704	14,574	$1,467,310
DFAS	Dimensional U.S. Small Cap ETF	+2,448	102,860	$7,963,421
DIHP	Dimensional International High Profitability ETF	+1,922	27,636	$931,056
DFUS	Dimensional U.S. Equity Market ETF	+1,563	69,402	$5,762,448
BSV	VANGUARD SHORT-TERM BOND INDEX FUND	+1,557	11,558	$883,031
DFEM	Dimensional Emerging Markets Core Equity 2 ETF	+1,506	19,144	$760,399
DFCF	Dimensional Core Fixed Income ETF	+1,493	30,377	$1,218,725
DISV	Dimensional International Small Cap Value ETF	+1,128	72,859	$3,154,066
DFAW	Dimensional World Equity ETF	+980	3,818	$314,259
AVUV	Avantis U.S. Small Cap Value ETF	+485	4,149	$488,627
DFAU	Dimensional US Core Equity Market ETF	+314	118,108	$6,184,134
AVRE	Avantis Real Estate ETF	+78	9,328	$413,696
AVDE	Avantis International Equity ETF	+21	8,161	$735,387
No positions match the current search.

Trimmed

Positions the filer reduced

7 positions

Ticker	Company	Δ Shares	Shares	Value
DFAC	Dimensional U.S. Core Equity 2 ETF	−132,239	1,516,989	$67,430,161
DFIV	Dimensional International Value ETF	−7,706	199,170	$11,125,636
DFAT	Dimensional U.S. Targeted Value ETF	−6,057	199,829	$13,276,638
DFUV	Dimensional U.S. Marketwide Value ETF	−2,957	266,751	$14,671,305
DFAX	Dimensional World ex. U.S. Core Equity 2 ETF	−2,947	346,739	$12,836,277
DFAE	Dimensional Emerging Core Equity Market ETF	−1,520	141,473	$5,561,303
AVLV	Avantis U.S. Large Cap Value ETF	−313	5,915	$534,952
No positions match the current search.

New Positions

Positions the filer opened this quarter

1 positions

Ticker	Company	Shares	Value	Open
AVEM	Avantis Emerging Markets Equity ETF	5,340	$502,066
No positions match the current search.

Sold Out

Positions the filer fully exited

6 positions

Ticker	Company	Shares	Value
DFAR	Dimensional US Real Estate ETF	107,609	$2,815,051
DUHP	Dimensional US High Profitability ETF	48,716	$2,032,918
DFSV	Dimensional US Small Cap Value ETF	20,427	$792,363
SCHD	Schwab U.S. Dividend Equity ETF	18,704	$593,103
DCOR	Dimensional ETF Trust	5,563	$456,054
VBR	VANGUARD SMALL-CAP VALUE INDEX FUND	1,160	$281,868
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

34 tracked positions · $181,680,356 total · filing declares 34 positions · $181,680,952 · as of Sep 30, 2026

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
DFAC	Dimensional U.S. Core Equity 2 ETF	Reduced	1,516,989	-132,239	$67,430,161	−7.8%	37.11%
DFUV	Dimensional U.S. Marketwide Value ETF	Reduced	266,751	-2,957	$14,671,305	−1.1%	8.08%
DFAT	Dimensional U.S. Targeted Value ETF	Reduced	199,829	-6,057	$13,276,638	−7.7%	7.31%
DFAX	Dimensional World ex. U.S. Core Equity 2 ETF	Reduced	346,739	-2,947	$12,836,277	−0.4%	7.07%
DFIV	Dimensional International Value ETF	Reduced	199,170	-7,706	$11,125,636	−0.4%	6.12%
DFAI	Dimensional International Core Equity Market ETF	Added	256,277	+15,917	$10,617,556	+7.1%	5.84%
DFAS	Dimensional U.S. Small Cap ETF	Added	102,860	+2,448	$7,963,421	−3.7%	4.38%
AVUS	Avantis U.S. Equity ETF	Added	50,045	+8,158	$6,410,264	+19.5%	3.53%
DFAU	Dimensional US Core Equity Market ETF	Added	118,108	+314	$6,184,134	+1.6%	3.40%
DFUS	Dimensional U.S. Equity Market ETF	Added	69,402	+1,563	$5,762,448	+3.7%	3.17%
DFAE	Dimensional Emerging Core Equity Market ETF	Reduced	141,473	-1,520	$5,561,303	−3.3%	3.06%
DISV	Dimensional International Small Cap Value ETF	Added	72,859	+1,128	$3,154,066	+9.6%	1.74%
IWB	iShares Russell 1000 ETF	Held	3,991	0	$1,660,774	+1.6%	0.91%
SGOV	iShares 0-3 Month Treasury Bond ETF	Added	14,574	+2,704	$1,467,310	+22.8%	0.81%
DFNM	Dimensional National Municipal Bond ETF	Added	31,831	+21,052	$1,465,180	+181.2%	0.81%
DFCF	Dimensional Core Fixed Income ETF	Added	30,377	+1,493	$1,218,725	−0.0%	0.67%
DFIS	Dimensional International Small Cap ETF	Added	30,602	+7,675	$1,108,710	+38.0%	0.61%
IWM	iShares Russell 2000 ETF	Held	3,595	0	$999,014	−7.5%	0.55%
DIHP	Dimensional International High Profitability ETF	Added	27,636	+1,922	$931,056	+6.1%	0.51%
MDY	Spdr S&P Midcap 400 ETF Trust	Held	1,383	0	$908,229	−6.6%	0.50%
BSV	VANGUARD SHORT-TERM BOND INDEX FUND	Added	11,558	+1,557	$883,031	+13.3%	0.49%
DFSD	Dimensional Short-Duration Fixed Income ETF	Added	16,400	+9,820	$762,140	+142.6%	0.42%
DFEM	Dimensional Emerging Markets Core Equity 2 ETF	Added	19,144	+1,506	$760,399	+6.1%	0.42%
AVDE	Avantis International Equity ETF	Added	8,161	+21	$735,387	+1.3%	0.40%
AVLV	Avantis U.S. Large Cap Value ETF	Reduced	5,915	-313	$534,952	−5.8%	0.29%
AVEM	Avantis Emerging Markets Equity ETF	NEW	5,340	NEW	$502,066	NEW	0.28%
AVUV	Avantis U.S. Small Cap Value ETF	Added	4,149	+485	$488,627	+6.9%	0.27%
BIV	Vanguard Bond Index Funds	Added	6,431	+2,896	$468,562	+72.8%	0.26%
AVRE	Avantis Real Estate ETF	Added	9,328	+78	$413,696	−5.6%	0.23%
IWF	iShares Russell 1000 Growth ETF	Held	2,846	0	$356,489	+0.9%	0.20%
DFAW	Dimensional World Equity ETF	Added	3,818	+980	$314,259	+33.8%	0.17%
SPY	Spdr S&P 500 ETF Trust	Held	327	0	$249,380	+2.1%	0.14%
IJH	iShares Core S&P Mid-Cap ETF	Held	3,227	0	$232,182	−6.7%	0.13%
CMF	iShares California Muni Bond ETF	Held	4,194	0	$226,979	−6.1%	0.12%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.