Vested Financial Planning, LLC

Registered adviser

CIK

2044679

Location

SAN CARLOS, CA

Portfolio Value

Small $138,432,821

Diversification

Highly concentrated

Filing Date

Global Rank

#7,440 / 8,827 ▼ 18 · as of Jun 2026

Top Industry

Consumer Electronics 54.0%

Period ended 38 days ago

Filed Oct 28, 2026 · 10d

8 quarters · since Dec 2024

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Registered adviser

Form ADV roster, Nov 1, 2026

Form ADV adviser

CRD 296970

Roster of Nov 1, 2026

Regulatory AUM

$157,174,739

Main clients

Individuals and high net worth (100% of AUM)

Form ADV history

Monthly rosters from Dec 2019; each row is a run with the same figures, newest first.

Rosters	Regulatory AUM	Main clients
Apr 2026 to Nov 2026	$157,174,739	Individuals and high net worth (100%)
Mar 2025 to Mar 2026	$129,158,993	Individuals and high net worth (100%)
Apr 2024 to Feb 2025	$101,570,990	Individuals and high net worth (100%)

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2026, the newest measured quarter, never from the firm's own description.

Style

Concentrated

The top 10 positions are 98.7% of the book (60%+)

Turnover

Low turnover

2.8% over the last four quarters (under 30%)

Horizon

Medium horizon

Value-weighted holding period 6.8 quarters (4 to under 12)

Closest benchmark: every 13F filer's combined book, active share 91.8%; sector active share 85.3% against the combined 13F book's sector weights.

Over time 7 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

30 tracked positions · as of Sep 30, 2026 · Δ vs Jun 30, 2026

Top Position

58.0%

−4.1 pts

Top 5

91.2%

−0.8 pts

Top 10

97.7%

−1.0 pts

HHI

3,695

Highly concentrated−466

Portfolio Trend

8 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	96.2%	$133,220,116	27
Technology	2.0%	$2,813,019	1
Communication Services	1.7%	$2,399,686	2

Last Quarter's Activity

Export CSV

Sep 30, 2026 vs Jun 30, 2026

Added To

Positions the filer increased

10 positions

Ticker	Company	Δ Shares	Shares	Value
DFAC	Dimensional U.S. Core Equity 2 ETF	+40,947	1,006,486	$44,738,302
DFAX	Dimensional World ex. U.S. Core Equity 2 ETF	+26,089	553,549	$20,492,383
DFCF	Dimensional Core Fixed Income ETF	+18,942	196,767	$7,894,292
VEA	Vanguard FTSE Developed Markets ETF	+6,433	9,430	$665,852
DFGX	Dimensional International Core Fixed Income ETF	+4,069	46,716	$2,389,009
DFGR	Dimensional Global Real Estate ETF	+2,185	12,287	$332,363
DFGP	Dimensional Global Core Plus Fixed Income ETF	+2,080	19,468	$1,010,895
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	+446	4,844	$1,812,818
VT	VANGUARD TOTAL WORLD STOCK INDEX FUND	+74	6,353	$1,002,821
—		+14	3,116	$0
No positions match the current search.

Trimmed

Positions the filer reduced

10 positions

Ticker	Company	Δ Shares	Shares	Value
DFNM	Dimensional National Municipal Bond ETF	−170,366	74,713	$3,439,039
VTEB	VANGUARD TAX-EXEMPT BOND INDEX FUND	−26,440	142,060	$6,727,961
SPDW	State Street(R) SPDR(R) Portfolio Developed World ex-US ETF	−19,774	131,357	$6,595,434
VOO	VANGUARD 500 INDEX FUND	−3,601	24,542	$17,200,506
SPEM	State Street(R) SPDR(R) Portfolio Emerging Markets ETF	−3,285	45,079	$2,333,289
—		−2,892	16,830	$0
IUSB	iShares Core Universal USD Bond ETF	−2,115	32,040	$1,412,643
IAGG	iShares Core International Aggregate Bond ETF	−1,411	16,219	$797,974
AAPL	Apple Inc.	−980	8,447	$2,813,019
—		−442	5,408	$0
No positions match the current search.

New Positions

Positions the filer opened this quarter

7 positions

Ticker	Company	Shares	Value
SUB	iShares Short-Term National Muni Bond ETF	83,357	$8,714,140
GOOG	Alphabet Inc.	6,224	$2,120,765
SCMB	Schwab Municipal Bond ETF	85,980	$2,077,276
BBUS	JPMORGAN BETABUILDERS U.S. EQUITY ETF	7,135	$981,633
FSMB	First Trust Short Duration Managed Municipal ETF	35,773	$696,142
SPMD	State Street(R) SPDR(R) Portfolio S&P 400(TM) Mid Cap ETF	5,040	$317,721
RBLX	Roblox Corp	6,583	$278,921
No positions match the current search.

Sold Out

Positions the filer fully exited

6 positions

Ticker	Company	Shares	Value
DUHP	Dimensional US High Profitability ETF	175,990	$7,344,062
SPY	Spdr S&P 500 ETF Trust	1,235	$922,260
AGG	iShares Core U.S. Aggregate Bond ETF	8,982	$889,038
EFA	iShares MSCI EAFE ETF	6,805	$706,903
MUST	Columbia Multi-Sector Municipal Income ETF	25,909	$538,907
IWM	iShares Russell 2000 ETF	744	$223,534
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

30 tracked positions · $138,432,821 total · filing declares 30 positions · $143,004,728 · as of Sep 30, 2026

All sectors Communication Services Technology

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
DFAC	Dimensional U.S. Core Equity 2 ETF	Added	1,006,486	+40,947	$44,738,302	+4.5%	32.32%
DFAX	Dimensional World ex. U.S. Core Equity 2 ETF	Added	553,549	+26,089	$20,492,383	+5.5%	14.80%
VOO	VANGUARD 500 INDEX FUND	Reduced	24,542	-3,601	$17,200,506	−11.0%	12.43%
SUB	iShares Short-Term National Muni Bond ETF	NEW	83,357	NEW	$8,714,140	NEW	6.29%
DFCF	Dimensional Core Fixed Income ETF	Added	196,767	+18,942	$7,894,292	+5.2%	5.70%
VTEB	VANGUARD TAX-EXEMPT BOND INDEX FUND	Reduced	142,060	-26,440	$6,727,961	−21.1%	4.86%
SPDW	State Street(R) SPDR(R) Portfolio Developed World ex-US ETF	Reduced	131,357	-19,774	$6,595,434	−13.4%	4.76%
DFNM	Dimensional National Municipal Bond ETF	Reduced	74,713	-170,366	$3,439,039	−71.0%	2.48%
AAPL	Apple Inc. Technology	Reduced	8,447	-980	$2,813,019	+3.1%	2.03%
DFGX	Dimensional International Core Fixed Income ETF	Added	46,716	+4,069	$2,389,009	+4.5%	1.73%
SPEM	State Street(R) SPDR(R) Portfolio Emerging Markets ETF	Reduced	45,079	-3,285	$2,333,289	−6.8%	1.69%
GOOG	Alphabet Inc. Communication Services	NEW	6,224	NEW	$2,120,765	NEW	1.53%
SCMB	Schwab Municipal Bond ETF	NEW	85,980	NEW	$2,077,276	NEW	1.50%
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	Added	4,844	+446	$1,812,818	+11.4%	1.31%
IUSB	iShares Core Universal USD Bond ETF	Reduced	32,040	-2,115	$1,412,643	−10.4%	1.02%
DFGP	Dimensional Global Core Plus Fixed Income ETF	Added	19,468	+2,080	$1,010,895	+6.8%	0.73%
VT	VANGUARD TOTAL WORLD STOCK INDEX FUND	Added	6,353	+74	$1,002,821	+1.8%	0.72%
BBUS	JPMORGAN BETABUILDERS U.S. EQUITY ETF	NEW	7,135	NEW	$981,633	NEW	0.71%
IAGG	iShares Core International Aggregate Bond ETF	Reduced	16,219	-1,411	$797,974	−10.5%	0.58%
QQQ	Invesco Qqq Trust, Series 1	Held	1,050	0	$776,758	+0.5%	0.56%
FSMB	First Trust Short Duration Managed Municipal ETF	NEW	35,773	NEW	$696,142	NEW	0.50%
VEA	Vanguard FTSE Developed Markets ETF	Added	9,430	+6,433	$665,852	+211.8%	0.48%
VGT	VANGUARD INFORMATION TECHNOLOGY INDEX FUND	Held	3,688	0	$463,470	+5.1%	0.33%
SUSL	iShares ESG MSCI USA Leaders ETF	Held	2,549	0	$347,395	+2.7%	0.25%
DFGR	Dimensional Global Real Estate ETF	Added	12,287	+2,185	$332,363	+13.6%	0.24%
SPMD	State Street(R) SPDR(R) Portfolio S&P 400(TM) Mid Cap ETF	NEW	5,040	NEW	$317,721	NEW	0.23%
RBLX	Roblox Corp Communication Services	NEW	6,583	NEW	$278,921	NEW	0.20%
		Added	3,116	+14	$0	−100.0%	0.00%
		Reduced	5,408	-442	$0	−100.0%	0.00%
		Reduced	16,830	-2,892	$0	−100.0%	0.00%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.