LINCOLN BENEFIT LIFE CO

What the company does

Lincoln Benefit Life Company is a stock life insurance company organized under the laws of the state of Nebraska in 1938. The company issues the Market Value Adjusted Fixed Account Option, which is available under certain variable annuity contracts that it offers.

Underwriters

Underwriters are not applicable to this non-offering registration.

Extracted from S-1 0001628280-21-024810, filed Nov 6, 2026 and verified against that filing text.

Key risk factors

• Actual experience may affect financial condition

  “Changes in actual experience could materially and adversely affect the Company’s financial condition.”

• Pricing assumptions may prove inaccurate

  “Profitability emerges over a period of years depending on the nature and life of the product and is subject to variability as actual results may differ from pricing assumptions.”

• Guaranteed product terms limit flexibility

  “Additionally, many of our products have fixed or guaranteed terms that limit our ability to increase revenues or reduce benefits, including credited interest, once the product has been issued.”

• Investment spread and market risk

  “Our financial condition depends in part on the adequacy of investment spreads, the management of market and credit risks associated with investments, the sufficiency of premiums and contract charges to cover mortality and morbidity benefits, the persistency of policies, and the management of operating costs and expenses within anticipated pricing allowances.”

• Persistency deviations may cause losses

  “We may face losses if there are significant deviations from our assumptions regarding the future persistency of our insurance policies and annuity contracts.”

• Forward-looking results may differ

  “However, if the estimates, assumptions or plans underlying the forward-looking statements prove inaccurate or if other risks or uncertainties arise, actual results could differ materially from those communicated in these forward-looking statements.”