Praesh Jain

“Just on the consultation paper again, one aspect where there is a difference between IDE and IDP is on the IDP side, They have clearly said that the individual agents will not have any options in the sense that if they are selling a health insurance product of a multi-line player, then they cannot sell of another…”

“Firstly, a broad look at your retentions in this quarter. It's been kind of down across the board, you know, and so even if I exclude the carry, I think there seems to be some pressure on retentions, whether it's in AAMC or whether it's in wealth management.”

“Firstly, you know, just extending the previous question, is there, has there been any communication from RBI in any form about open architecture or in form of offering more products at the Bank Assurance channel?”

“Firstly, I'm just trying to read your outlook statement where you mentioned that your EUM growth will be about 20-25% and RM addition, if I got it right, will be 20-25%.”