Jaya Mundra

“Sir, I wanted to check on your capital raising plan. We have a board approval in place, and we also have a court case which is pending. The outcome is still pending.”

“One is, on the treasury portfolio, if you can suggest how much was the MTM, The number that we have given is the total MTM plus realized gain, and the movement in AFS results from Q3 to Q4.”

“Sir, our first question is on your growth mix, right? So, we have done, I mean, we have achieved 1% ROA. Asset quality seems to be holding up reasonably well. But retail slippages, while they're improving, they're still 2.90%.”

“One is, sir, this quarter we had a stable NIM almost and negligible credit cost. But still the ROA is below 80 basis point. All other banks, they are now well, they are very close or higher than 1% ROA.”