Analyst
Evercore ISI
Equibles does not estimate personal net worth.
Michael Montani is recorded as Analyst at Evercore ISI. Michael Montani has spoken on 14 earnings calls across 5 companies, most recently for Sprouts Farmers Market, Inc. on July 29, 2026. Those appearances were for Carmax Inc (KMX), Carvana Co. (CVNA), Kroger Co (KR), Sprouts Farmers Market, Inc. (SFM) and Five Below, Inc (FIVE). The companies whose calls Michael Montani spoke on are classified in the Consumer Cyclical and Consumer Defensive sectors.
“Just wanted to ask, first off, on the lettuce impact, we were thinking about an 80 to 120 BIP range impact, you know, currently that might moderate to like 30 to 50 BIPs for the quarter.”
“Just a question for John, if you could talk a little bit about the underlying health of the consumer that you're seeing from a credit perspective on delinquencies and roll rates, and then if you could discuss how to think about provisioning and NIM really into Fiscal 2Q.”
“I just wanted to ask for a moment about the IEPA tariff rebates. We were basically coming to about 150 basis points with potential tailwind from that, which assumed about 85-90.”
“I was going to ask if I could, just to start on the diesel front, I was wondering if you could help us to understand any exposure that you might have there. Obviously, impressive improvement in logistics side this quarter, so definitely appreciate that.”
“I just wanted to ask on the top line side, if you could talk about, you know, the traffic and ticket that you experienced in the quarter, should we think about food at home inflation, kind of low twos as like a rough proxy, and then, like, really what's your outlook there? because we were looking at, like, 150 to…”
Evercore ISI
Analyst
Source not stated
KMX
Auto & Truck Dealerships · Consumer Cyclical
CVNA
Auto & Truck Dealerships · Consumer Cyclical
KR
Grocery Stores · Consumer Defensive
Grocery Stores · Consumer Defensive
FIVE
Specialty Retail · Consumer Cyclical
