Shreya Shivani

“If you can help us understand how was the AP growth in this quarter on this, and just to follow up on this, any conversations that we have had with the regulator on this product, because that's where the commission cuts have been drastic.”

“My first question is on the expense bit. So, usually, I mean, this was the trend last year that your expenses outside contribution as percentage of revenue was at 61% or so.”

“My first question is on the console NIM and the growth NIM. The gap between these two has been narrowing. It's at about 50 bps as a fourth quarter, right? Six and a half and seven percent or so.”

“My first question is on the personal loan and the business loan segment. So the GS3 numbers that we've shown in our table over there, exactly going back to the point, sir, was making that there are certain sub-segments probably you are looking to probably be slower in.”

“First is on the Banka channel sales in the fourth quarter. It's actually de-grown YOY. Is it to do with the fact that March was a slower month for us? Was it coming from that, or was there any other reason?”