Jeremy Ford

“For the third quarter, Hilltop reported net income of $24.9 million, or 44 cents per diluted share. Return on average assets for the period was 0.67%, and return on average equity was 4.7%.”

“The second quarter, Hilltop reported net income of $36.5 million, or 63 cents per diluted share. Return on average assets for the period was 1% and return on average equity was 6.9%.”

“For the first quarter, Hilltop reported net income of approximately $38 million dollars for 64 cents per diluted share return on average assets for the period was one percent and return on average equity was 7.1 percent to summarize the quarter plains capital bank reported a continued expansion in net interest margin…”

“Before we review the results for the fourth quarter, I would like to spend time discussing the full year 2025. From a macro perspective, we saw a continued decline in short-term interest rates as the FOMC cut their target rate three times, totaling 75 basis points.”

“For the third quarter, Hilltop reported net income of approximately $46 million or $0.74 per diluted share. Return on average assets for the period was 1.2% and return on average equity was 8.35%.”