HTH · Hilltop Holdings Inc.
$38.49
-0.51 (-1.31%)
At close · Aug 19
Market Cap
$2.20B
Shares
57.29M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$38.49
Open$39.19
Day$38.40–39.30
52W close$31.04–40.02
Avg vol 30d238K
Short int2.1M · 3.7% float · 7.7d
Short vol62%
Last earningsJul 24, 2026
DataJan 2020–Aug 2026
Filing10-Q · Jul 24
Up next
Next earnings call
Oct 23, 2026
Est · unconfirmed
· in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Jul 24, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Neutral
Momentum
Neutral
Sentiment
Bullish
Fundamentals
Excellent
Quant / Vol
Very Low
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+5%
above
Price vs 50-day avg
−1%
below
RSI (14)
44
neutral
MACD trend
Negative
52-week position
83%
mid-range
Momentum
relative strength
1-month return
+1%
trailing
6-month return
−1%
trailing
YTD return
+13%
this year
Relative strength
−12%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $39 › 200d $37 — 50d above 200d
Institutional flow
Accumulating
+2% holders QoQ · +31 funds added
Insider flow
Distributing
Net -$3.2M over 90 days · 100% sells
Short interest
Falling
3.71% of float · ▼ -0.7% MoM · 7.7 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
234 holders — near 3-yr high, broad support
Squeeze score
63
elevated · 0–100
Fundamentals
Revenue growth
+16%
Y/Y
EPS growth
+52%
Y/Y
Valuation
P/E 14.3
below peers
Buyback
$325.0M
authorized
Balance sheet
$418.4M
net debt
Quant / Vol
risk profile
Volatility
23%
annualized · 1-yr
Max drawdown
−14%
past year
ATR
2.0%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Mar 31, 2026
Through-the-cycle interest-bearing deposit beta
· through-the-cycle
60% – 65%
Prior guidance
period ended
· from the 8-K filed Oct 23, 2025
Full year average Bank deposits
· Full year 2025
0% – 2%
Full year mortgage origination volume
· Full year 2025
$8B – $9B
Net Interest Income
· Full year 2025
2% – 4%
Effective Tax Rate
· Full year 2025
22% – 24%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+5%
Bullish
Price vs 50-day avg
−1%
Neutral
RSI (14)
44
Neutral
MACD trend
Negative
Bearish
52-week position
83%
Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $39 › 200d $37 — 50d above 200d
Institutional flow
Accumulating
+2% holders QoQ · +31 funds added
Insider flow
Distributing
Net -$3.2M over 90 days · 100% sells
Short interest
Falling
3.71% of float · ▼ -0.7% MoM · 7.7 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
234 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $31
Now $38 · 83%
Range high $40
vs 200-day avg +5%
vs 50-day avg -1%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Banking Segment Efficiency ratio | 55% | Three Months Ended June 30, 2026 | — |
| Banking Segment Fee income ratio | 10.9% | Three Months Ended June 30, 2026 | — |
| Banking Segment Net interest margin | 3.42% | Three Months Ended June 30, 2026 | — |
| Banking Segment Net recoveries (charge-offs) | -$3.17M | Three Months Ended June 30, 2026 | — |
| Book value per common share | $37.12 | June 30, 2026 | — |
| Broker-Dealer Segment Compensation as a % of net revenue | 62% | Three Months Ended June 30, 2026 | — |
| Broker-Dealer Segment Net revenue non-GAAP | $123.97M | Three Months Ended June 30, 2026 | — |
| Broker-Dealer Segment Pre-tax margin | 10% | Three Months Ended June 30, 2026 | — |
| Dividend payout ratio | 31.68% | Three Months Ended June 30, 2026 | — |
| Employees | 3,600 | June 30, 2026 | — |
| Loans past due 90 days or more and still accruing | $40.23M | June 30, 2026 | — |
| Locations | 304 | June 30, 2026 | — |
| Mortgage Origination Segment Mortgage loan sales - volume | $2.04B | Three Months Ended June 30, 2026 | — |
| Mortgage Origination Segment Mortgage servicing rights asset | $22.76M | Three Months Ended June 30, 2026 | — |
| Mortgage Origination Segment Total mortgage loan originations - volume | $2.39B | Three Months Ended June 30, 2026 | — |
| Non-accrual loans | $54.8M | June 30, 2026 | — |
| Non-accrual loans as a % of total loans | 0.57% | June 30, 2026 | — |
| Non-performing assets | $62.27M | June 30, 2026 | — |
| Non-performing assets as a % of total assets | 0.39% | June 30, 2026 | — |
| Shares outstanding, end of period | 57.28M | June 30, 2026 | — |
| Capital returned to stockholders through dividends and share repurchases | 59M | the first quarter of 2026 | — |
| HilltopSecurities net revenues | 116M | the first quarter of 2026 | — |
| HilltopSecurities pre-tax margin | 12.7% | the first quarter of 2026 | — |
| Loans held for sale | 807.7M | as of March 31, 2026 | — |
| Non-accrual loans as a percentage of total loans | 0.66% | as of March 31, 2026 | — |
| PlainsCapital Bank return on average assets | 1.2% | the first quarter of 2026 | — |
| Shares repurchased | 1,238,216 | the first quarter of 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Financial Conglomerates — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
HTH
this stock
Hilltop Holdings Inc.
|
$2.20B | +13.4% | +15.5% | 14.3 | 3.7% |
|
IX
Orix Corp
|
$43.59B | +28.4% | +1.5% | — | 0.1% |
|
FRHC
Freedom Holding Corp.
|
$10.15B | +30.8% | +9.3% | 65.8 | 1.7% |
|
VOYA
Voya Financial, Inc.
|
$9.07B | +31.7% | +1.7% | 16.9 | 2.9% |
|
TMS
Teamshares Inc
|
$655.58M | -25.1% | — | — | 0.0% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| HTH | -2.2% | +0.9% | -0.9% | -2.4% | +13.4% |
| SPY | -0.4% | +2.9% | +11.6% | +3.0% | +12.8% |
| vs SPY | -1.8% | -2.0% | -12.4% | -5.4% | +0.6% |
Capital returns
Latest dividend
$0.22
/ share · ex Aug 7, 2026
Paid (TTM)
$0.80
/ share · 4 payouts
Dividend yield (TTM, derived)
2.08%
Buyback programs
· 2 active
· as of Jul 24, 2026
Authorized (total)
$325.00M
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
1265131
CUSIP
432748101
13F (30d)
209 filings
209 filers
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