ALLY · Ally Financial Inc.
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
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| Adjusted EPS non-GAAP | $1.21 | 2Q 26 | — |
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| Adjusted Tangible Book Value per Share non-GAAP | $42.12 | 2Q 26 | — |
| Common equity tier 1 ratio | 10.1% | 2Q 26 | — |
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| Consumer auto applications | 4.6M | 2Q 26 | — |
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| Consumer auto originations | $13.3B | 2Q 26 | — |
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| Core deposit funded | 87% | 2Q 26 | — |
| Core ROTCE non-GAAP | 11.8% | 2Q 26 | — |
| Corporate Finance HFI portfolio | $13.7B | 2Q 26 | — |
| Estimated retail auto originated yield non-GAAP | 9.09% | 2Q 26 | — |
| FDIC insured | 92% | 2Q 26 | — |
| Insurance written premiums | $382M | 2Q 26 | — |
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| NIM ex. OID non-GAAP | 3.63% | 2Q 26 | — |
| Retail auto net charge-offs | 157 | 2Q 26 | — |
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| Retail deposit customers | 3.6M | 2Q 26 | — |
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| Retail deposits | $144B | 2Q 26 | — |
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| Consumer origination volume | 43.7B | Full-Year 2025 | — |
| Corporate Finance HFI loan portfolio | 12.9B | Full-Year 2025 | — |
| Corporate Finance non-accrual loans percentage | 1% | Full-Year 2025 | — |
| Customer retention | 95% | Full-Year 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Credit Services — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
ALLY
this stock
Ally Financial Inc.
|
$13.65B | -0.8% | -3.3% | 10.5 | 4.3% |
|
V
Visa Inc.
|
$641.36B | +3.8% | -4.9% | — | 1.2% |
|
MA
Mastercard Inc
|
$498.70B | -0.3% | +16.4% | 31.3 | 1.0% |
|
AXP
American Express Co
|
$231.28B | -7.4% | +13.4% | 20.8 | 1.8% |
|
COF
Capital One Financial Corp
|
$141.47B | -6.2% | +36.6% | — | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| ALLY | +2.7% | -1.6% | +12.4% | +3.7% | -0.8% |
| SPY | +0.4% | +4.5% | +13.8% | +3.9% | +13.9% |
| vs SPY | +2.3% | -6.1% | -1.4% | -0.3% | -14.7% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.