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ALLY · Ally Financial Inc. · Earnings Call Transcripts & Audio

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$37.36 -0.26 (-0.69%)
S&P 400 member Russell 1000 member Rebalance outlook locked
Market Cap
$11.62B
Shares
304.20M
Volume · Oct 1 2.48M Avg daily vol (3M) 3.21M

Ally Financial Inc. Earnings Call Transcripts

Quarterly earnings calls for Ally Financial Inc. (ALLY), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.

Pull transcripts and briefs through the earnings call transcript API or MCP →

Revenue & result across quarters

Revenue Net income YoY up YoY down artefacts
▼0.4% $2.08B $482.00M '22 Q2 22-07-19 ▲1.6% $2.02B $299.00M '22 Q3 22-10-19 ▲0.1% $2.20B $278.00M '22 Q4 23-01-20 ▼1.6% $2.10B $299.00M '23 Q1 23-04-19 ▲0.1% $2.08B $311.00M '23 Q2 23-07-19 ▼2.4% $1.97B $285.00M '23 Q3 23-10-18 ▼5.2% $2.09B $62.00M '23 Q4 24-01-19 ▼2.7% $2.02B $219.00M '24 Q2 24-07-17 ▲8.5% $2.13B $198.00M '24 Q3 24-10-18 ▼2.9% $2.03B $108.00M '24 Q4 25-01-22 ▼22.9% $1.54B −$225.00M '25 Q1 25-04-17 ▲3% $2.08B $352.00M '25 Q2 25-07-18 ▲1.5% $2.17B $398.00M '25 Q3 25-10-17 ▲4.8% $2.12B $327.00M '25 Q4 26-01-21 ▲36.4% $2.10B $319.00M '26 Q1 26-04-17 LATEST ▲9.8% $2.29B $410.00M '26 Q2 26-07-21
Earnings call
FY26 · Q2
2026-07-21
Ally Financial Inc. (ALLY) Q2 2026 Earnings Call Transcript
Confident tone Corporate finance Retail auto / dealer financial services NIM & asset/liability management
Revenue
$2.29B
▲ 9.8% YoY
Diluted EPS
$1.18
▲ 13.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Conference
Investor event
2026-06-09
Ally Financial Inc. (ALLY) June 2026 Conference Transcript
No reported result — non-financial event
Audio Transcript Slides
Earnings call
FY26 · Q1
2026-04-17
Ally Financial Inc. (ALLY) Q1 2026 Earnings Call Transcript
Confident tone Insurance business Corporate Finance Focus Forward strategy execution
Revenue
$2.10B
▲ 36.4% YoY
Diluted EPS
$0.93
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2026-01-21
Ally Financial Inc. (ALLY) Q4 2025 Earnings Call Transcript
Confident tone Net interest margin and rate risk Credit quality and net charge-offs Capital and share repurchases
Revenue
$2.12B*
▲ 4.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-10-17
Ally Financial Inc. (ALLY) Q3 2025 Earnings Call Transcript
Confident tone Credit quality normalization Auto finance franchise momentum Corporate Finance growth
Revenue
$2.17B
▲ 1.5% YoY
Diluted EPS
$1.18
▲ 114.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-07-18
Ally Financial Inc. (ALLY) Q2 2025 Earnings Call Transcript
Confident tone Auto finance / DFS Capital and returns Strategic focus and discipline
Revenue
$2.08B
▲ 3% YoY
Diluted EPS
$1.04
▲ 67.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-04-17
Ally Financial Inc. (ALLY) Q1 2025 Earnings Call Transcript
Positive tone Credit / vintage delinquency Strategic focus and CEO priorities Net interest margin and rate risk management
Revenue
$1.54B
▼ 22.9% YoY
Diluted EPS
$-0.82
▼ 321.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-01-22
Ally Financial Inc. (ALLY) Q4 2024 Earnings Call Transcript
Confident tone Capital and Earning Assets Corporate Finance Performance Deposits and Customer Growth
Revenue
$2.03B*
▼ 2.9% YoY
Diluted EPS
$0.26
▲ 136.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-10-18
Ally Financial Inc. (ALLY) Q3 2024 Earnings Call Transcript
Positive tone Auto finance franchise and origination trends Corporate finance performance Capital and expense discipline
Revenue
$2.13B
▲ 8.5% YoY
Diluted EPS
$0.55
▼ 34.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-07-17
Ally Financial Inc. (ALLY) Q2 2024 Earnings Call Transcript
Confident tone Auto finance franchise Credit risk transfer and capital actions Net interest margin outlook
Revenue
$2.02B
▼ 2.7% YoY
Diluted EPS
$0.62
▼ 33.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-01-19
Ally Financial Inc. (ALLY) Q4 2023 Earnings Call Transcript
Positive tone Capital Actions Auto Finance Business Credit Quality and Net Charge-offs
Revenue
$2.09B*
▼ 5.2% YoY
Diluted EPS
$0.11
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-10-18
Ally Financial Inc. (ALLY) Q3 2023 Earnings Call Transcript
Revenue
$1.97B
▼ 2.4% YoY
Diluted EPS
$0.84
▼ 4.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-07-19
Ally Financial Inc. (ALLY) Q2 2023 Earnings Call Transcript
Revenue
$2.08B
▲ 0.1% YoY
Diluted EPS
$0.93
▼ 33.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-04-19
Ally Financial Inc. (ALLY) Q1 2023 Earnings Call Transcript
Revenue
$2.10B
▼ 1.6% YoY
Diluted EPS
$0.89
▼ 52.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-01-20
Ally Financial Inc. (ALLY) Q4 2022 Earnings Call Transcript
Revenue
$2.20B*
▲ 0.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-10-19
Ally Financial Inc. (ALLY) Q3 2022 Earnings Call Transcript
Revenue
$2.02B
▲ 1.6% YoY
Diluted EPS
$0.88
▼ 53.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-07-19
Ally Financial Inc. (ALLY) Q2 2022 Earnings Call Transcript
Revenue
$2.08B
▼ 0.4% YoY
Diluted EPS
$1.40
▼ 41.9% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-04-14
Ally Financial Inc. (ALLY) Q1 2022 Earnings Call Transcript
Revenue
$2.13B
▲ 10.2% YoY
Diluted EPS
$1.86
▼ 11.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-01-21
Ally Financial Inc. (ALLY) Q4 2021 Earnings Call Transcript
Revenue
$2.20B*
▲ 11% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-10-21
Ally Financial Inc. (ALLY) Q3 2021 Earnings Call Transcript
Revenue
$1.99B
▲ 17.9% YoY
Diluted EPS
$1.89
▲ 50% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-07-20
Ally Financial Inc. (ALLY) Q2 2021 Earnings Call Transcript
Revenue
$2.08B
▲ 29.6% YoY
Diluted EPS
$2.41
▲ 276.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-04-16
Ally Financial Inc. (ALLY) Q1 2021 Earnings Call Transcript
Revenue
$1.94B
▲ 37.2% YoY
Diluted EPS
$2.11
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-01-22
Ally Financial Inc. (ALLY) Q4 2020 Earnings Call Transcript
Revenue
$1.98B
▲ 20.6% YoY
Diluted EPS
$1.82
▲ 83.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-10-16
Ally Financial Inc. (ALLY) Q3 2020 Earnings Call Transcript
Revenue
$1.68B
▲ 5.2% YoY
Diluted EPS
$1.26
▲ 29.9% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-07-17
Ally Financial Inc. (ALLY) Q2 2020 Earnings Call Transcript
Revenue
$1.61B
▲ 3.7% YoY
Diluted EPS
$0.64
▼ 56.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-04-20
Ally Financial Inc. (ALLY) Q1 2020 Earnings Call Transcript
Revenue
$1.41B
▼ 11.6% YoY
Diluted EPS
$-0.85
▼ 192.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Showing 1–26 of 26 earnings calls
Key facts CIK 40729 CUSIP 02005N100 13F (30d) 25 filings 16 filers Visit website Investor relations