ALLY · Ally Financial Inc.
$44.91
+0.31 (+0.70%)
At close · Aug 14
Market Cap
$13.65B
Shares
304.20M
Ally Financial Inc. Earnings Call Transcripts
Every quarterly earnings call for Ally Financial Inc. (ALLY) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▼0.4%
$2.08B
$482.00M
'22 Q2
22-07-19
▲1.6%
$2.02B
$299.00M
'22 Q3
22-10-19
▲0.1%
$2.20B
$278.00M
'22 Q4
23-01-20
▼1.6%
$2.10B
$299.00M
'23 Q1
23-04-19
▲0.1%
$2.08B
$311.00M
'23 Q2
23-07-19
▼2.4%
$1.97B
$285.00M
'23 Q3
23-10-18
▼5.2%
$2.09B
$62.00M
'23 Q4
24-01-19
▼2.7%
$2.02B
$219.00M
'24 Q2
24-07-17
▲8.5%
$2.13B
$198.00M
'24 Q3
24-10-18
▼2.9%
$2.03B
$108.00M
'24 Q4
25-01-22
▼22.9%
$1.54B
−$225.00M
'25 Q1
25-04-17
▲3%
$2.08B
$352.00M
'25 Q2
25-07-18
▲1.5%
$2.17B
$398.00M
'25 Q3
25-10-17
▲4.8%
$2.12B
$327.00M
'25 Q4
26-01-21
▲36.4%
$2.10B
$319.00M
'26 Q1
26-04-17
LATEST
▲9.8%
$2.29B
$410.00M
'26 Q2
26-07-21
Earnings call
FY26 · Q2
2026-07-21
Q2 2026 Ally Financial Inc. Earnings Conference Call
Confident tone
Corporate finance
Retail auto / dealer financial services
NIM & asset/liability management
Revenue
$2.29B
▲ 9.8% YoY Diluted EPS
$1.18
▲ 13.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Conference
Investor event
2026-06-09
Ally Financial to present at the Morgan Stanley U.S. Financials Conference
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY26 · Q1
2026-04-17
Ally Financial Inc. Q1 FY2026 Earnings Call
Confident tone
Insurance business
Corporate Finance
Focus Forward strategy execution
Revenue
$2.10B
▲ 36.4% YoY Diluted EPS
$0.93
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-21
Ally Financial Inc. Q4 FY2025 Earnings Call
Confident tone
Net interest margin and rate risk
Credit quality and net charge-offs
Capital and share repurchases
Revenue
$2.12B*
▲ 4.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-17
Ally Financial Inc. Q3 FY2025 Earnings Call
Confident tone
Credit quality normalization
Auto finance franchise momentum
Corporate Finance growth
Revenue
$2.17B
▲ 1.5% YoY Diluted EPS
$1.18
▲ 114.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-18
Ally Financial Inc. Q2 FY2025 Earnings Call
Confident tone
Auto finance / DFS
Capital and returns
Strategic focus and discipline
Revenue
$2.08B
▲ 3% YoY Diluted EPS
$1.04
▲ 67.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-17
Ally Financial Inc. Q1 FY2025 Earnings Call
Positive tone
Credit / vintage delinquency
Strategic focus and CEO priorities
Net interest margin and rate risk management
Revenue
$1.54B
▼ 22.9% YoY Diluted EPS
$-0.82
▼ 321.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-22
Ally Financial Inc. Q4 FY2024 Earnings Call
Confident tone
Capital and Earning Assets
Corporate Finance Performance
Deposits and Customer Growth
Revenue
$2.03B*
▼ 2.9% YoY Diluted EPS
$0.26
▲ 136.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-18
Ally Financial Inc. Q3 FY2024 Earnings Call
Positive tone
Auto finance franchise and origination trends
Corporate finance performance
Capital and expense discipline
Revenue
$2.13B
▲ 8.5% YoY Diluted EPS
$0.55
▼ 34.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-17
Ally Financial Inc. Q2 FY2024 Earnings Call
Confident tone
Auto finance franchise
Credit risk transfer and capital actions
Net interest margin outlook
Revenue
$2.02B
▼ 2.7% YoY Diluted EPS
$0.62
▼ 33.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-19
Ally Financial Inc. Q4 FY2023 Earnings Call
Positive tone
Capital Actions
Auto Finance Business
Credit Quality and Net Charge-offs
Revenue
$2.09B*
▼ 5.2% YoY Diluted EPS
$0.11
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-18
Ally Financial Inc. Q3 FY2023 Earnings Call
Revenue
$1.97B
▼ 2.4% YoY Diluted EPS
$0.84
▼ 4.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-19
Ally Financial Inc. Q2 FY2023 Earnings Call
Revenue
$2.08B
▲ 0.1% YoY Diluted EPS
$0.93
▼ 33.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-19
Ally Financial Inc. Q1 FY2023 Earnings Call
Revenue
$2.10B
▼ 1.6% YoY Diluted EPS
$0.89
▼ 52.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-20
Ally Financial Inc. Q4 FY2022 Earnings Call
Revenue
$2.20B*
▲ 0.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-19
Ally Financial Inc. Q3 FY2022 Earnings Call
Revenue
$2.02B
▲ 1.6% YoY Diluted EPS
$0.88
▼ 53.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-19
Ally Financial Inc. Q2 FY2022 Earnings Call
Revenue
$2.08B
▼ 0.4% YoY Diluted EPS
$1.40
▼ 41.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-14
Ally Financial Inc. Q1 FY2022 Earnings Call
Revenue
$2.13B
▲ 10.2% YoY Diluted EPS
$1.86
▼ 11.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-21
Ally Financial Inc. Q4 FY2021 Earnings Call
Revenue
$2.20B*
▲ 11% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-21
Ally Financial Inc. Q3 FY2021 Earnings Call
Revenue
$1.99B
▲ 17.9% YoY Diluted EPS
$1.89
▲ 50% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-20
Ally Financial Inc. Q2 FY2021 Earnings Call
Revenue
$2.08B
▲ 29.6% YoY Diluted EPS
$2.41
▲ 276.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-16
Ally Financial Inc. Q1 FY2021 Earnings Call
Revenue
$1.94B
▲ 37.2% YoY Diluted EPS
$2.11
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-22
Ally Financial Inc. Q4 FY2020 Earnings Call
Revenue
$1.98B
▲ 20.6% YoY Diluted EPS
$1.82
▲ 83.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-16
Ally Financial Inc. Q3 FY2020 Earnings Call
Revenue
$1.68B
▲ 5.2% YoY Diluted EPS
$1.26
▲ 29.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-17
Ally Financial Inc. Q2 FY2020 Earnings Call
Revenue
$1.61B
▲ 3.7% YoY Diluted EPS
$0.64
▼ 56.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-20
Ally Financial Inc. Q1 FY2020 Earnings Call
Revenue
$1.41B
▼ 11.6% YoY Diluted EPS
$-0.85
▼ 192.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Showing 1–26 of 26 earnings calls
Key facts
CIK
40729
CUSIP
02005N100
13F (30d)
605 filings
561 filers
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