ALLY
Ally Financial Inc.
$44.48
-0.92 (-2.03%)
At close · Jul 8
Market Cap
$13.63B
Shares
306,523,062
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$7.91B
-3.3%
FY2025
Net Income
$852M
+27.5%
FY2025
Diluted EPS
$2.37
+31.7%
FY2025
Operating Cash Flow
$3.73B
-17.6%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $8.48B | $7.91B | $8.18B | $8.23B | $8.43B | $8.21B | $6.69B | $6.39B | $5.8B | $5.77B | $5.44B | $4.86B | $4.65B | $4.26B | $4.47B | $3.41B | $3.75B | $6.2B | |
| $2.19B | $1.74B | $2.17B | $2.01B | $1.58B | $2.04B | $1.98B | $1.76B | $1.41B | $1.54B | $1.53B | $1.14B | $1.28B | $1.48B | $2.57B | $2.29B | — | — | |
| — | $482M | $419M | $276M | $197M | $192M | $224M | $257M | $221M | $181M | — | — | — | — | — | $1.57B | $1.75B | $1.86B | |
| $1.5B | $1.46B | $1.36B | $1.55B | $1.6B | $1M | $1.44B | $1.47B | $1.49B | $1.87B | $2.71B | $3.4B | $3.56B | $3.21B | $2.38B | $1.93B | $2.58B | $5.44B | |
| $0 | $3M | $19M | $25M | $31M | $20M | $18M | $13M | $11M | $11M | $6M | — | — | — | — | — | — | — | |
| — | $1.4B | $1.2B | $1.23B | $1.33B | $1.26B | $1.55B | $1.56B | $1.65B | $1.86B | $2.38B | $2.8B | $2.94B | $2.86B | $2.38B | $2.71B | $4.15B | $5.96B | |
| $7.36B | — | — | $6.9B | $2.86B | $1.91B | $3.24B | $4.24B | $3.64B | $2.86B | $2.63B | $2.43B | $2.78B | $3.32B | $4.05B | $4.61B | $4.83B | $7.09B | |
| $1.5B | — | — | — | — | — | — | — | — | $1.54B | $1.53B | $1.14B | $1.28B | — | — | — | — | — | |
| $72M | $81M | $20M | $4M | $102M | $132M | $161M | $62M | $46M | $14M | $18M | $52M | $18M | — | — | — | — | — | |
| $117M | -$361M | $72M | $144M | -$120M | $285M | $307M | $243M | -$50M | $102M | $185M | — | — | — | — | — | — | — | |
| $1.74B | $1.05B | $836M | $1.1B | $2.34B | $3.86B | $1.41B | $1.97B | $1.62B | $1.51B | $1.58B | $1.39B | $1.25B | $357M | $514M | -$177M | -$237M | -$6.91B | |
| $339M | $199M | $167M | $144M | $627M | $790M | $328M | $246M | $359M | $581M | $470M | $496M | $321M | -$59M | -$856M | $42M | $97M | $74M | |
| $1.4B | $852M | $668M | $957M | $1.71B | $3.06B | $1.09B | $1.72B | $1.26B | $929M | $1.07B | $1.29B | $1.15B | $361M | $1.2B | -$157M | $1.03B | -$10.3B | |
| — | 10.77% | 8.17% | 11.62% | 20.34% | 37.29% | 16.23% | 26.82% | 21.76% | 16.11% | 19.62% | 26.52% | 24.73% | 8.47% | 26.79% | -4.6% | 27.48% | -166.04% | |
| $1.29B | $742M | $558M | $847M | $1.6B | $3B | $1.09B | $1.72B | $1.26B | $929M | $1.04B | -$1.28B | $882M | -$689M | $394M | -$919M | -$832M | -$11.52B | |
| $1.89B | $1.99B | $560M | $1.2B | -$2.19B | $2.27B | $1.59B | $2.37B | $974M | $1.04B | $957M | $1.12B | $1.36B | -$226M | $1.42B | -$329M | $824M | -$9.45B | |
| USD/shares | — | $2.39 | $1.82 | $2.79 | $5.06 | $8.28 | $2.89 | $4.36 | $2.97 | $2.05 | $2.15 | -$2.66 | $1.83 | -$1.64 | $0.96 | -$691.00 | -$1,039.00 | -$21,765.00 |
| USD/shares | — | $2.37 | $1.80 | $2.77 | $5.03 | $8.22 | $2.88 | $4.34 | $2.95 | $2.04 | $2.15 | -$2.66 | $1.83 | -$1.64 | $0.96 | -$691.00 | -$1,039.00 | -$21,765.00 |
| shares | — | 310.02M | 306.91M | 303.75M | 316.69M | 362.58M | 375.63M | 393.23M | 425.17M | 453.7M | 481.11M | 482.87M | 481.16K | 420.17M | 412.6M | 1.33M | 800.6K | 529.39K |
| shares | — | 313.04M | 310.16M | 305.14M | 318.63M | 365.18M | 377.1M | 395.4M | 427.68M | 455.35M | 482.18M | 482.87M | 481.93K | 420.17M | 412.6M | 1.33M | 800.6K | 529.39K |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2009–FY2025: $6.97B in buybacks, $11.04B in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
EV/EBIT
—
P/E (TTM)
10.80×
Credit Services median 11.73×
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Segment (USD)
| Component | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|---|---|---|
| Automotive Finance Operations Segment | $5,572,000,000 | $5,834,000,000 | $5,838,000,000 | $5,544,000,000 | $5,460,000,000 | $4,488,000,000 | — | — |
| Insurance Operations Segment | $1,725,000,000 | $1,621,000,000 | $1,532,000,000 | $1,107,000,000 | $1,404,000,000 | $1,376,000,000 | — | — |
| Corporate Finance Operations Segment | $538,000,000 | $579,000,000 | $534,000,000 | $462,000,000 | $436,000,000 | $344,000,000 | — | — |
| Automotive Finance Operations | — | — | — | — | $5,460,000,000 | $4,488,000,000 | $4,390,000,000 | $4,038,000,000 |
| Corporate Finance Operations | — | — | — | — | $436,000,000 | $344,000,000 | $284,000,000 | $242,000,000 |
| Insurance Operations | — | — | — | — | $1,404,000,000 | $1,376,000,000 | $1,328,000,000 | $1,035,000,000 |
| Mortgage Finance | — | — | — | — | $218,000,000 | $220,000,000 | $193,000,000 | $186,000,000 |
| Mortgage Finance Segment | — | — | $227,000,000 | $248,000,000 | $218,000,000 | $220,000,000 | — | — |
| Corporate And Other | — | — | — | $112,000,000 | $80,000,000 | $64,000,000 | — | — |
By Product & Service (USD)
| Component | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|---|---|---|
| Noninsurance Contracts | $966,000,000 | $909,000,000 | $686,000,000 | $655,000,000 | $627,000,000 | $584,000,000 | $542,000,000 | $506,000,000 |
| Remarketing Activities | $116,000,000 | $112,000,000 | $117,000,000 | $107,000,000 | $107,000,000 | $73,000,000 | $74,000,000 | $79,000,000 |
| Brokerage Commissions and Other | $82,000,000 | $88,000,000 | $89,000,000 | $64,000,000 | $58,000,000 | $52,000,000 | $61,000,000 | $62,000,000 |
| Banking Fees and Interchange Income | $39,000,000 | $47,000,000 | $44,000,000 | $44,000,000 | $18,000,000 | $12,000,000 | $16,000,000 | — |
| Product And Service Other | $27,000,000 | $22,000,000 | $19,000,000 | $24,000,000 | $26,000,000 | $16,000,000 | — | — |
| Brokered Agent Commissions | $14,000,000 | $20,000,000 | $13,000,000 | $14,000,000 | $16,000,000 | $16,000,000 | $14,000,000 | $15,000,000 |
| Deposits and Banking | — | — | — | — | — | — | — | $13,000,000 |
| Other | — | — | — | — | — | — | $20,000,000 | $14,000,000 |