ALLY · Ally Financial Inc. · Insider Trading

Represents deferred stock units payable solely in the Registrant's common stock on a one-for-one basis following the Reporting Person's termination of service as a director in accordance with the Reporting Person's deferral election under the Ally Financial Inc. Non-Employee Directors Deferred Compensation Plan.

Represents deferred stock units payable solely in the Registrant's common stock on a one-for-one basis following the Reporting Person's termination of service as a director in accordance with the Reporting Person's deferral election under the Ally Financial Inc. Non-Employee Directors Deferred Compensation Plan.

Represents deferred stock units payable solely in the Registrant's common stock on a one-for-one basis following the Reporting Person's termination of service as a director in accordance with the Reporting Person's deferral election under the Ally Financial Inc. Non-Employee Directors Deferred Compensation Plan.

The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on January 30, 2026.

The price reported is a weighted average price. These shares were sold in multiple transactions at prices ranging from $44.15 to $44.36, inclusive. The reporting person undertakes to provide to Ally Financial Inc., any security holder of Ally Financial Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.

These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

Represented by Deferred Stock Units which convert into common stock on a one-for-one basis on distribution. The Deferred Stock Units are fully vested upon grant.

Represents the per share market value of the Company's common stock as of June 30, 2026.

Represented by Deferred Stock Units which convert into common stock on a one-for-one basis on distribution. The Deferred Stock Units are fully vested upon grant.

Represents the per share market value of the Company's common stock as of June 30, 2026.

Represented by Deferred Stock Units which convert into common stock on a one-for-one basis on distribution. The Deferred Stock Units are fully vested upon grant.

Represents the per share market value of the Company's common stock as of June 30, 2026.

Represented by Deferred Stock Units which convert into common stock on a one-for-one basis on the reporting person's departure from the Company's Board of Directors. The Deferred Stock Units are fully vested upon grant.

Represented by Deferred Stock Units which convert into common stock on a one-for-one basis on the reporting person's departure from the Company's Board of Directors. The Deferred Stock Units are fully vested upon grant.

Represented by Deferred Stock Units which convert into common stock on a one-for-one basis on the reporting person's departure from the Company's Board of Directors. The Deferred Stock Units are fully vested upon grant.

The reported transactions were executed pursuant to a sales plan adopted on January 30, 2026 designed to comply with Rule 10b5-1 under the Securities and Exchange Act of 1934.

The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $42.00 to $42.425, inclusive. The reporting person undertakes to provide to Ally Financial Inc., any security holder of Ally Financial Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

Represented by Deferred Stock Units which convert into common stock on a one-for-one basis on the reporting person's departure from the Company's Board of Directors. The Deferred Stock Units are fully vested upon grant.

Represented by Deferred Stock Units which convert into common stock on a one-for-one basis on the reporting person's departure from the Company's Board of Directors. The Deferred Stock Units are fully vested upon grant.

Represented by Deferred Stock Units which convert into common stock on a one-for-one basis on the reporting person's departure from the Company's Board of Directors. The Deferred Stock Units are fully vested upon grant.

Represented by Deferred Stock Units which convert into common stock on a one-for-one basis on the reporting person's departure from the Company's Board of Directors. The Deferred Stock Units are fully vested upon grant.

Represented by Deferred Stock Units which convert into common stock on a one-for-one basis on the reporting person's departure from the Company's Board of Directors. The Deferred Stock Units are fully vested upon grant.

4.700% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B

The reported securities were called for redemption on May 15, 2026 by the issuer at a price equal to their liquidation preference.

Represented by Deferred Stock Units which convert into common stock on a one-for-one basis on the reporting person's departure from the Company's Board of Directors. The Deferred Stock Units are fully vested upon grant.

Represented by Deferred Stock Units which convert into common stock on a one-for-one basis on the reporting person's departure from the Company's Board of Directors. The Deferred Stock Units are fully vested upon grant.

Represented by Deferred Stock Units which convert into common stock on a one-for-one basis on the reporting person's departure from the Company's Board of Directors. The Deferred Stock Units are fully vested upon grant.

The reported transactions were executed pursuant to a sales plan adopted on December 3, 2025 designed to comply with Rule 10b5-1 under the Securities Exchange Act of 1934.

The price reflected in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $45.00 to $45.61, inclusive. The reporting person undertakes to provide to Ally Financial Inc., any security holder of Ally Financial Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

Represented by Deferred Stock Units which convert into common stock on a one-for-one basis on distribution. The Deferred Stock Units are fully vested upon grant.

Represents the per share market value of the Company's common stock as of March 31, 2026.

Represented by Deferred Stock Units which convert into common stock on a one-for-one basis on distribution. The Deferred Stock Units are fully vested upon grant.

Represents the per share market value of the Company's common stock as of March 31, 2026.

Represented by Deferred Stock Units which convert into common stock on a one-for-one basis on distribution. The Deferred Stock Units are fully vested upon grant.

Represents the per share market value of the Company's common stock as of March 31, 2026.

Represents an equal number of restricted stock units that, when vested, may be settled only in shares of Company common stock.

Represents the per share market value of the Company's common stock as of January 28, 2026.

Represents an equal number of restricted stock units that, when vested, may be settled only in shares of Company common stock.

Represents the per share market value of the Company's common stock as of January 28, 2026.

Represents an equal number of restricted stock units that, when vested, may be settled only in shares of Company common stock.

Represents the per share market value of the Company's common stock as of January 28, 2026.

Represents an equal number of restricted stock units that, when vested, may be settled only in shares of Company common stock.

Represents the per share market value of the Company's common stock as of January 28, 2026.

Represents an equal number of restricted stock units that, when vested, may be settled only in shares of Company common stock.

Represents the per share market value of the Company's common stock as of January 28, 2026.

Represents an equal number of restricted stock units that, when vested, may be settled only in shares of Company common stock.

Represents the per share market value of the Company's common stock as of January 28, 2026.

Represents an equal number of restricted stock units that, when vested, may be settled only in shares of Company common stock.

Represents the per share market value of the Company's common stock as of January 28, 2026.

Represents an equal number of restricted stock units that, when vested, may be settled only in shares of Company common stock.

Represents the per share market value of the Company's common stock as of January 28, 2026.

These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

Represents the per share market value of the Company's common stock as of January 28, 2026.

These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

Represents the per share market value of the Company's common stock as of January 28, 2026.

These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

Represents the per share market value of the Company's common stock as of January 28, 2026.

These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

Represents the per share market value of the Company's common stock as of January 28, 2026.

These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

Represents the per share market value of the Company's common stock as of January 28, 2026.

These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

Represents the per share market value of the Company's common stock as of January 28, 2026.

These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

Represents the per share market value of the Company's common stock as of January 28, 2026.

These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

Represents the per share market value of the Company's common stock as of January 28, 2026.

These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

Represents the per share market value of the Company's common stock as of January 28, 2026.

These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

Represents the per share market value of the Company's common stock as of January 28, 2026.

These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

Represents the per share market value of the Company's common stock as of January 28, 2026.

These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

Represents the per share market value of the Company's common stock as of January 28, 2026.

These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

Represents the per share market value of the Company's common stock as of January 28, 2026.

These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

Represents the per share market value of the Company's common stock as of January 28, 2026.

These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

Represents the per share market value of the Company's common stock as of January 28, 2026.

These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

Represents the per share market value of the Company's common stock as of January 28, 2026.

These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

Represents the per share market value of the Company's common stock as of January 28, 2026.