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Citizens Financial Services Inc 10-Q for FY2026 Q3

Citizens Financial Services Inc (CZFS)

10-Q 2026-11-05 For: 2026-09-30
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Added on November 05, 2026

About this 10-Q

Citizens Financial Services Inc filed this 10-Q on November 5, 2026, covering the quarter ended September 30, 2026 (FY2026 Q3).

Citizens Financial Services, Inc. reported net income of $32,484,000 for the first nine months of 2026, up 24.5% from $26,089,000, primarily due to higher net interest income after provision for credit losses. AI summary

Headline figures

Quarter ended September 30, 2026, as reported in this filing, compared with the same period a year earlier where the filing states it.

Revenue
$2.72M
down 1.7% from $2.77M a year earlier
Net income
$11.92M
up 19.2% from net income of $10.01M a year earlier
Diluted EPS
$2.48
up 18.7% from $2.09 a year earlier