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ECPG · Encore Capital Group Inc

Track ECPG — free
Market Cap
$2.09B
Shares
21.21M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$98.56 Open$99.30 Day$98.15–101.46 52W close$40.53–103.74 Avg vol 30d367K Short int1.2M · 5.5% float · 3.4d Short vol84% Last earningsAug 5, 2026 DataJan 2020–Sep 2026 Filing10-Q · Aug 5

Up next

Next earnings call
Nov 4, 2026 Est · unconfirmed · in 7 wks
filed Aug 5, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$1.90B
Trailing 12 months
Net income (TTM)
$301.56M
Trailing 12 months
Revenue growth YoY
+11.3%
Year over year
Operating margin
37.7%
Trailing 12 months
P / E (TTM)
7.5
Trailing earnings · reciprocal yield 13.4%
FCF yield
6.0%
TTM · current market cap
Return on invested capital
Trailing 12 months
Net cash
Latest balance sheet
Dividend yield
Trailing 12 months
Shares change YoY
-3.3%
Year over year · fewer shares
Price change (1Y)
+122.5%
Trailing year
Short interest
5.5%
Latest settlement · 3.4 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Low
Market backdrop VIX 15.8 · calm Equity put/call 0.58
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +31%
above
Price vs 50-day avg +3%
above
RSI (14) 52
neutral
MACD trend Negative
52-week position 92%
near high
Momentum
relative strength
Strong
1-month return −3%
trailing
6-month return +45%
trailing
YTD return +81%
this year
Relative strength +27%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $95 › 200d $75 — 50d above 200d
Institutional flow Accumulating
+16% holders QoQ · +63 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
5.53% of float · ▲ +5.0% MoM · 3.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
288 holders — near 3-yr high, broad support
Squeeze score 61
elevated · 0–100
Fundamentals
Excellent
Revenue growth +34%
Y/Y
EPS growth +287%
Y/Y
Free cash flow $126.9M
Valuation P/E 7.5
below peers
Buyback $240.0M
remaining
Balance sheet $3.8B
net debt
Quant / Vol
risk profile
Low
Volatility 36%
annualized · 1-yr
Max drawdown −12%
past year
ATR 3.9%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the 8-K filed Aug 5, 2026
full-year 2026
Global collections Initiated $2.8B – $2.85B
2026
EPS $13.00 – $14.00
prior FY $10.91 midpoint +23.7% Y/Y
Prior guidance period ended · from the 8-K filed Aug 7, 2024
Global portfolio purchasing · 2024 at least $1.15B

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy
1 · 2 · 3
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+31% Bullish
Price vs 50-day avg
+3% Bullish
RSI (14)
52 Neutral
MACD trend
Negative Bearish
52-week position
92% Bullish
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $95 › 200d $75 — 50d above 200d
Institutional flow Accumulating
+16% holders QoQ · +63 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
5.53% of float · ▲ +5.0% MoM · 3.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
288 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $41 Now $99 · 92% Range high $104
vs 200-day avg +31% vs 50-day avg +3%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Credit Services — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
ECPG
Encore Capital Group Inc
this stock
$2.09B +81.3% +34.4% 7.5 5.5%
V
Visa Inc.
$661.04B +5.6% -4.9% 1.1%
MA
Mastercard Inc
$498.62B -0.3% +16.4% 31.3 0.9%
AXP
American Express Co
$219.27B -12.2% +13.4% 19.7 1.5%
COF
Capital One Financial Corp
$127.79B -14.1% +36.6% 12.5 1.8%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
288
% held
114.4%
Net QoQ
+129.3K sh
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
310
View
Short & Settlement
Short Interest Rising
Shares short
1.2M
Days to cover
3.4d
Change
+55.3K sh
View
Short Volume
Short vol %
84%
As of
Sep 11, 2026
Short Total
View
Fails to Deliver
FTD shares
10.3K
Value
$1.0M
As of
Aug 14, 2026
View
Off-Exchange
Off-exchange %
44.2%
Week of
Aug 3, 2026
Off-exch Lit
View
Financials
Financials
Revenue (FY)
$1.8B
Net income (FY)
$256.8M
EPS diluted
$10.91
View
Buybacks
Authorized
$300.0M
Remaining
$240.0M
Spent Remaining
View
Filings
SEC Filings
Latest
8-K
Filed
Aug 19, 2026
This year
15
View
Proposed Sales
Value
$786.1K
Shares
7.9K
Filed
Aug 20, 2026
View
Earnings & Events
Earnings Calls
Last call
Aug 5, 2026
View

Performance

5D 20D 120D MTD YTD
ECPG +1.7% -2.7% +44.9% +1.6% +81.3%
SPY -1.2% -1.8% +17.8% -0.4% +12.1%
vs SPY +2.8% -1.0% +27.1% +2.0% +69.3%

Capital returns

Buyback program · as of Nov 5, 2025
Authorized
$300.00M
Spent (derived)
$60.00M
Remaining
$240.00M
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1084961 CUSIP 292554102 13F (30d) 81 filings 81 filers Visit website Investor relations