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ECPG

Encore Capital Group Inc
$90.61 -3.18 (-3.39%) At close · Jul 2
Market Cap
$1.94B
Shares
21,440,412

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$90.61 Open$93.64 Day$89.73–94.33 52W$35.67–94.60 Avg vol 30d304K Short int1.3M · 6.2% float · 4.5d Short vol70% Last earningsMay 6, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 6
Equibles Rating blended score · not investment advice
Overall
Strong Buy
Technical · trend & momentum Strong Buy
50 / 200-day cross no cross
+ Price vs 200-day avg +44% above
+ Price vs 50-day avg +9% above
RSI (14) 66 · neutral
+ MACD trend positive
+ 52-week position 93% · near high
Sentiment · smart money Neutral
Trend (MA cross) 50d $83 › 200d $63 — 50d above 200d
Institutional flow 2 of 246 funds reported for Jun 30 · net -36 sh shares
Insider flow Net -$1.1M over 90 days · 100% sells
+ Short interest 6.16% of float · ▼ -7.5% MoM · 4.5 days cover
Volume signal Volume near normal
+ Institution breadth 246 holders — near 3-yr high, broad support
Fundamentals Excellent
+ Revenue growth +34% Y/Y
+ EPS growth +287% Y/Y
+ Free cash flow $126.9M
+ Valuation P/E 7.1 · below peers
+ Buyback $300.0M authorized
+ Balance sheet net cash $56.2M

Blended from price, positioning & fundamentals · daily-close · not investment advice.

Up next
Next earnings call
Aug 5, 2026 Est · unconfirmed · in 4 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 6, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Guidance & track record
      Latest guidance · from the 8-K filed May 6, 2026
      full-year 2026
      Global collections Initiated $2.8B
      Global portfolio purchases Initiated $1.4B – $1.5B
      2026
      Earnings per share Initiated $13.00
      prior FY $10.91 midpoint +19.2% Y/Y

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Strong Buy
      0 · 2 · 4
      50 / 200-day cross
      no cross Neutral
      Price vs 200-day avg
      +44% above Bullish
      Price vs 50-day avg
      +9% above Bullish
      RSI (14)
      66 · neutral Neutral
      MACD trend
      positive Bullish
      52-week position
      93% · near high Bullish
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $83 › 200d $63 — 50d above 200d
      Institutional flow Distributing
      2 of 246 funds reported for Jun 30 · net -36 sh shares
      Insider flow Distributing
      Net -$1.1M over 90 days · 100% sells
      Short interest Falling
      6.16% of float · ▼ -7.5% MoM · 4.5 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      246 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $36 Now $91 · 93% 52-wk high $95
      vs 200-day avg +44% vs 50-day avg +9%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Versus peers

      Credit Services — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      ECPG
      Encore Capital Group Inc
      this stock
      $1.94B +66.7% -12.6% 7.1 6.2%
      V
      Visa Inc.
      $744.30B +3.5% +12.3% 1.2%
      MA
      Mastercard Inc
      $480.15B -5.4% +16.4% 31.5 0.8%
      AXP
      American Express Co
      $240.15B -4.7% +13.4% 22.0 1.8%
      COF
      Capital One Financial Corp
      $127.64B -15.0% +36.6% 52.3 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      246
      % held
      106.8%
      Reported
      2 of 246
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      277
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      1.3M
      Days to cover
      4.5d
      Change
      -107.6K sh
      View
      Short Volume
      Short vol %
      70%
      As of
      Jul 2, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      6
      Value
      $468
      As of
      Jun 4, 2026
      View
      Off-Exchange
      Off-exchange %
      46.2%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$1.1M
      Buyers / Sellers
      0 / 2
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $1.8B
      Net income (FY)
      $256.8M
      EPS diluted
      $10.91
      View
      Buybacks
      Authorized
      $300.0M
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jun 16, 2026
      This year
      11
      View
      Proposed Sales
      Value
      $1.9M
      Shares
      21.7K
      Filed
      Jun 25, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      May 6, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      ECPG +3.7% +16.2% +60.9% -2.9% +66.7%
      SPY +1.4% -1.3% +8.0% -0.3% +9.2%
      vs SPY +2.3% +17.4% +52.9% -2.6% +57.5%

      Capital returns

      Buyback program · as of Nov 4, 2021
      Authorized
      $300.00M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1084961 CUSIP 292554102 13F (30d) 3 filings 3 filers Visit website Investor relations