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ECPG · Encore Capital Group Inc

Track ECPG — free
$95.92 +1.62 (+1.72%) At close · Oct 2
Market Cap
$2.09B
Shares
21.21M
Volume · Oct 2 189.44K Avg daily vol (3M) 354.71K

Price & Indicators

Drag to pan · scroll to zoom
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$95.92 Open$95.86 Day$95.86–98.27 52W close$40.53–103.74 Avg vol 30d345K Short int1.3M · 6.0% float · 3.2d Short vol67% Last earningsAug 5, 2026 DataJan 2020–Oct 2026 Filing10-Q · Aug 5

Up next

Next earnings call
Nov 4, 2026 Est · unconfirmed · in 4 wks
filed Aug 5, 2026
call held May 6, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$1.90B
Trailing 12 months
Net income (TTM)
$301.56M
Trailing 12 months
Revenue growth YoY
+11.3%
Year over year
Operating margin
37.7%
Trailing 12 months
P / E (TTM)
7.3
Trailing earnings · reciprocal yield 13.7%
FCF yield
6.0%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
-3.3%
Year over year · fewer shares
Price change (1Y)
+132.0%
Trailing year
Short interest
6.0%
Latest settlement · 3.2 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Low
Market backdrop VIX 15.3 · calm Equity put/call 0.58
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +22%
above
Price vs 50-day avg −2%
below
RSI (14) 47
neutral
MACD trend Negative
52-week position 88%
near high
Momentum
relative strength
Very Strong
1-month return −1%
trailing
6-month return +23%
trailing
YTD return +76%
this year
Relative strength +10%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $98 › 200d $79 — 50d above 200d
Institutional flow Flat
1 of 288 funds reported for Sep 30 · net 0 sh shares
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
6.04% of float · ▲ +9.3% MoM · 3.2 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
288 holders — near 3-yr high, broad support
Squeeze score 68
elevated · 0–100
Fundamentals
Excellent
Revenue growth +34%
Y/Y
EPS growth +287%
Y/Y
Free cash flow $126.9M
Valuation P/E 7.5
below peers
Buyback $300.0M
authorized
Balance sheet $3.8B
net debt
Quant / Vol
risk profile
Low
Volatility 36%
annualized · 1-yr
Max drawdown −10%
past year
ATR 3.4%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the 8-K filed Aug 5, 2026
Global collections · full-year 2026 Initiated $2.8B – $2.85B
Portfolio purchasing · full-year 2026 Initiated $1.4B – $1.5B

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy
1 · 3 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+22% Bullish
Price vs 50-day avg
−2% Neutral
RSI (14)
47 Neutral
MACD trend
Negative Bearish
52-week position
88% Bullish
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $98 › 200d $79 — 50d above 200d
Institutional flow Flat
1 of 288 funds reported for Sep 30 · net 0 sh shares
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
6.04% of float · ▲ +9.3% MoM · 3.2 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
288 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $41 Now $96 · 88% Range high $104
vs 200-day avg +22% vs 50-day avg -2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Credit Services — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
ECPG
Encore Capital Group Inc
this stock
$2.09B +76.5% +34.4% 7.5 6.0%
V
Visa Inc.
$655.56B +2.8% -4.9% — 1.0%
MA
Mastercard Inc
$497.27B -3.3% +16.4% 31.2 0.8%
AXP
American Express Co
$206.24B -18.2% +13.4% 18.5 1.6%
COF
Capital One Financial Corp
$119.78B -19.7% +36.6% 11.7 1.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders
Holders
288
% held
114.4%
Reported
1 of 288
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
304
View
Short & Settlement
Short Interest Rising
Shares short
1.3M
Days to cover
3.2d
Change
+109.3K sh
View
Short Volume
Short vol %
67%
As of
Oct 2, 2026
Short Total
View
Fails to Deliver
FTD shares
1.1K
Value
$106.8K
As of
Sep 4, 2026
View
Off-Exchange
Off-exchange %
48.1%
Week of
Aug 31, 2026
Off-exch Lit
View
Financials
Financials
Revenue (FY)
$1.8B
Net income (FY)
$256.8M
EPS diluted
$10.91
View
Buybacks
Authorized
$300.0M
View
Filings
SEC Filings
Latest
8-K
Filed
Aug 19, 2026
This year
15
View
Proposed Sales
Value
$786.1K
Shares
7.9K
Filed
Aug 20, 2026
View
Earnings & Events
Webcasts
Last webcast
Aug 5, 2026
View

Performance

5D 20D 120D MTD YTD
ECPG -2.5% -1.0% +22.5% +1.6% +76.5%
SPY -0.2% -0.5% +12.2% +0.9% +12.9%
vs SPY -2.3% -0.6% +10.4% +0.7% +63.6%

Capital returns

Buyback program · as of Nov 4, 2021
Authorized
$300.00M
Spent (derived)
—
Remaining
—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1084961 CUSIP 292554102 13F (30d) 15 filings 7 filers Visit website Investor relations