ECPG · Encore Capital Group Inc · Financials
Market Cap
$2.07B
Shares
21.21M
Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.
Revenue
$1.77B
+34.4%
FY2025
Net Income
$256.83M
+284.4%
FY2025
Operating Margin
35.43%
+23.5pp
FY2025
Diluted EPS
$10.91
+287.1%
FY2025
Operating Cash Flow
$153.2M
-1.9%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | FY2026 (G) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | $1.9B | $1.77B | $1.32B | $1.22B | $1.4B | $1.61B | $1.5B | $1.41B | $1.32B | $1.15B | $1.11B | $1.13B | $1.04B | $773.36M | $556.78M | $448.75M | $364.29M | $316.42M | |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | $13.88M | — | — | — | |
| — | — | — | — | — | — | — | — | — | — | — | — | $28.44M | $27.97M | $15.91M | $10.46M | — | — | — | |
| — | $161.96M | $165.95M | $163.85M | $144.86M | $145.8M | $137.7M | $149.11M | $148.26M | $158.35M | $158.08M | $134.05M | $191.36M | $139.98M | $109.71M | $61.8M | $39.76M | $29.8M | $26.92M | |
| — | — | — | — | $3.6M | $6.3M | $7.9M | $8M | $7.7M | $11.7M | $8.9M | $7.2M | $5M | $3.6M | $800K | $100K | $300K | — | — | |
| — | $28.08M | $28.76M | $32.43M | $41.74M | $46.42M | $50.08M | $42.78M | $41.03M | $41.23M | $39.98M | $34.87M | $33.16M | $27.1M | $13.55M | $5.84M | $4.66M | $3.2M | $2.59M | |
| — | $1.18B | $1.14B | $1.16B | $1.21B | $936.17M | $981.23M | $967.84M | $951.34M | $956.73M | $862.5M | $787.74M | $847.71M | $734.96M | $575.01M | $401.7M | $328.57M | $269.95M | $249.78M | |
| — | $717.47M | $626.65M | $157.33M | $16.54M | $462.17M | $633.27M | $533.56M | $446.35M | $405.3M | $324.54M | $241.51M | $282.25M | $308.47M | $198.36M | $155.08M | $120.18M | $94.34M | $66.64M | |
| — | — | 35.43% | 11.95% | 1.35% | 33.05% | 39.22% | 35.54% | 31.75% | 30.69% | 28.32% | 21.69% | 24.98% | 29.56% | 25.65% | 27.85% | 26.78% | 25.9% | 21.06% | |
| — | $745.54M | $655.41M | $189.76M | $58.27M | $508.59M | $683.35M | $576.34M | $487.37M | $446.53M | $364.52M | $276.38M | $315.41M | $335.57M | $211.91M | $160.92M | $124.84M | $97.54M | $69.23M | |
| — | $296.39M | $293.91M | $252.55M | $201.88M | $153.31M | $169.65M | $209.36M | $217.77M | $237.36M | $204.16M | $198.37M | $186.56M | $166.94M | $73.27M | $25.56M | $21.12M | $19.35M | $16.16M | |
| — | -$325.2M | -$290.49M | -$253.55M | -$196.8M | -$151.19M | -$196.73M | -$250.66M | -$245.1M | -$248.81M | -$193.31M | -$184.14M | -$184.32M | -$166.83M | -$77.49M | -$24.76M | -$21.51M | -$18.98M | -$12.89M | |
| — | $392.26M | $336.16M | -$96.22M | -$180.26M | $310.99M | $436.54M | $282.9M | $201.24M | $156.49M | $131.23M | $57.38M | $97.93M | $141.64M | $120.87M | $130.33M | $98.67M | $75.36M | $53.74M | |
| — | $90.7M | $79.33M | $43.03M | $26.23M | $116.43M | $85.34M | $70.37M | $32.33M | $46.75M | $52.05M | $38.21M | $27.16M | $48.57M | $45.39M | $51.75M | $38.08M | $27.97M | $20.7M | |
| — | $301.56M | $256.83M | -$139.24M | -$206.49M | $194.56M | $350.78M | $211.85M | $167.87M | $115.89M | $83.23M | $76.57M | $45.14M | $103.73M | $75.3M | $69.48M | $60.96M | $49.05M | $33.05M | |
| — | — | 14.52% | -10.58% | -16.89% | 13.91% | 21.73% | 14.11% | 11.94% | 8.78% | 7.26% | 6.88% | 3.99% | 9.94% | 9.74% | 12.48% | 13.58% | 13.46% | 10.44% | |
| — | — | — | — | $0 | $0 | $419K | $676K | $1.04M | -$6.15M | -$4.25M | -$59.75M | $2.25M | -$5.45M | -$1.56M | $0 | — | — | — | |
| — | -$255.06M | — | — | -$231.6M | $149.3M | $366.05M | $231.8M | $190.09M | $82.26M | $110.78M | $29.48M | -$11.77M | $97.61M | $80.87M | $69.67M | $58.84M | $50.45M | — | |
| USD/shares | — | $13.53 | $11.05 | -$5.83 | -$8.72 | $8.06 | $11.64 | $6.74 | $5.38 | $4.09 | $3.20 | $2.98 | $1.75 | $4.01 | $3.05 | $2.80 | $2.48 | $2.05 | $1.42 |
| USD/shares | $13.00 – $14.00 | $13.16 | $10.91 | -$5.83 | -$8.72 | $7.46 | $11.26 | $6.68 | $5.33 | $4.06 | $3.15 | $2.96 | $1.69 | $3.77 | $2.87 | $2.69 | $2.37 | $1.95 | $1.37 |
| shares | — | — | 23.23M | 23.87M | 23.67M | 24.14M | 30.13M | 31.43M | 31.21M | 28.31M | 25.97M | 25.71M | 25.72M | 25.85M | 24.66M | 24.86M | 24.57M | 23.9M | 23.22M |
| shares | — | — | 23.53M | 23.87M | 23.67M | 26.09M | 31.15M | 31.71M | 31.47M | 28.57M | 26.41M | 25.91M | 26.65M | 27.5M | 26.2M | 25.84M | 25.69M | 25.09M | 24.08M |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative. (G): the company's own guidance — a (G) column is a guided period not yet reported; a G marker shows how the reported figure landed against the guided range. Non-GAAP-basis guidance (*) is shown as stated and never judged against GAAP actuals.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2012–FY2025: $668.01M in buybacks.
Debt Profile
Annual debt figures are established from 10-K filings and updated by subsequent 10-Q and 8-K disclosures. Instrument balances are not summed into a company total unless the filing itself reports that total.
Debt data is being processed. Please check back later.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
3.19×
Peer median 2.53×
EV/EBIT
8.46×
Peer median 10.46×
P/E (TTM)
7.43×
Peer median 12.72×
Peer medians compare against the 25 similar-size Credit Services companies (of 43 listed).
Valuation over time computed as of each quarter's filing date
Key facts
CIK
1084961
CUSIP
292554102
13F (30d)
156 filings
156 filers
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