ECPG · Encore Capital Group Inc
$92.61
+2.45 (+2.72%)
At close · Jul 27
Market Cap
$1.93B
Shares
21.44M
Encore Capital Group Inc Earnings Call Transcripts
Every quarterly earnings call for Encore Capital Group Inc (ECPG) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▼16.6%
$356.92M
$60.44M
'22 Q2
22-08-03
▼25.4%
$307.75M
$31.49M
'22 Q3
22-11-02
▼34.5%
$234.00M
−$73.12M
'22 Q4
23-02-22
▼37.4%
$312.63M
$18.63M
'23 Q1
23-05-03
▼9.5%
$323.04M
$26.30M
'23 Q2
23-08-02
▲0.6%
$309.62M
$19.34M
'23 Q3
23-11-01
▲18.5%
$277.39M
−$270.76M
'23 Q4
24-02-21
▲5%
$328.39M
$23.24M
'24 Q1
24-05-08
▲10%
$355.29M
$32.18M
'24 Q2
24-08-07
▲18.6%
$367.07M
$30.64M
'24 Q3
24-11-06
▼4.2%
$265.62M
−$225.31M
'24 Q4
25-02-26
▲19.6%
$392.77M
$46.80M
'25 Q1
25-05-07
▲24.4%
$442.12M
$58.72M
'25 Q2
25-08-06
▲25.4%
$460.35M
$74.66M
'25 Q3
25-11-05
▲78.3%
$473.55M
$76.66M
'25 Q4
26-02-25
LATEST
▲21%
$475.41M
$86.24M
'26 Q1
26-05-06
Earnings call
FY26 · Q1
2026-05-06
Encore Capital Group Inc Q1 FY2026 Earnings Call
Confident tone
MCM / U.S. portfolio purchasing and collections strength
2024 and 2025 vintage performance
Balance sheet, leverage and funding
Revenue
$475.41M
▲ 21% YoY Diluted EPS
$3.86
▲ 100% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-02-25
Encore Capital Group Inc Q4 FY2025 Earnings Call
Confident tone
2026 guidance and outlook
Collections performance and cash generation
Balance sheet and leverage
Revenue
$473.55M*
▲ 78.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-11-05
Encore Capital Group Inc Q3 FY2025 Earnings Call
Confident tone
Collections performance and overperformance
U.S. portfolio purchasing and market supply
Capital allocation and share repurchases
Revenue
$460.35M
▲ 25.4% YoY Diluted EPS
$3.17
▲ 151.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-08-06
Encore Capital Group Inc Q2 FY2025 Earnings Call
Confident tone
US portfolio supply and pricing
MCM operational performance
UK and Europe market environment
Revenue
$442.12M
▲ 24.4% YoY Diluted EPS
$2.49
▲ 85.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-05-07
Encore Capital Group Inc Q1 FY2025 Earnings Call
Confident tone
U.S. portfolio purchases
Collections growth
Operating expenses and efficiency
Revenue
$392.77M
▲ 19.6% YoY Diluted EPS
$1.93
▲ 103.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-26
Encore Capital Group Inc Q4 FY2024 Earnings Call
Positive tone
Cabot restructuring and Europe
Collections and cash generation growth
Legal collections channel efficiency
Revenue
$265.62M*
▼ 4.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-11-06
Encore Capital Group Inc Q3 FY2024 Earnings Call
Confident tone
Europe / U.K. portfolio market
Capital allocation and de-leveraging
U.S. portfolio purchasing momentum
Revenue
$367.07M
▲ 18.6% YoY Diluted EPS
$1.26
▲ 59.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-08-07
Encore Capital Group Inc Q2 FY2024 Earnings Call
Confident tone
U.S. Portfolio Purchasing / MCM
Collections Performance
European (Cabot) Market & Discipline
Revenue
$355.29M
▲ 10% YoY Diluted EPS
$1.34
▲ 24.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-05-08
Encore Capital Group Inc Q1 FY2024 Earnings Call
Confident tone
U.S. portfolio purchasing momentum
2024 outlook and guidance
Collections growth
Revenue
$328.39M
▲ 5% YoY Diluted EPS
$0.95
▲ 26.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-02-21
Encore Capital Group Inc Q4 FY2023 Earnings Call
Positive tone
2023 financial results and forecast adjustments
U.S. portfolio purchasing momentum
U.K. and Europe market weakness
Revenue
$277.39M*
▲ 18.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-11-01
Encore Capital Group Inc Q3 FY2023 Earnings Call
Revenue
$309.62M
▲ 0.6% YoY Diluted EPS
$0.79
▼ 35.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-02
Encore Capital Group Inc Q2 FY2023 Earnings Call
Revenue
$323.04M
▼ 9.5% YoY Diluted EPS
$1.08
▼ 52.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-03
Encore Capital Group Inc Q1 FY2023 Earnings Call
Revenue
$312.63M
▼ 37.4% YoY Diluted EPS
$0.75
▼ 88.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-02-22
Encore Capital Group Inc Q4 FY2022 Earnings Call
Revenue
$234.00M*
▼ 34.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-02
Encore Capital Group Inc Q3 FY2022 Earnings Call
Revenue
$307.75M
▼ 25.4% YoY Diluted EPS
$1.22
▼ 54.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-08-03
Encore Capital Group Inc Q2 FY2022 Earnings Call
Revenue
$356.92M
▼ 16.6% YoY Diluted EPS
$2.29
▼ 25.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-05-04
Encore Capital Group Inc Q1 FY2022 Earnings Call
Revenue
$499.68M
▲ 19.9% YoY Diluted EPS
$6.40
▲ 115.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-02-23
Encore Capital Group Inc Q4 FY2021 Earnings Call
Revenue
$357.30M*
▼ 6.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-11-03
Encore Capital Group Inc Q3 FY2021 Earnings Call
Revenue
$412.62M
▲ 2.2% YoY Diluted EPS
$2.66
▲ 54.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-08-04
Encore Capital Group Inc Q2 FY2021 Earnings Call
Revenue
$427.74M
▲ 0.4% YoY Diluted EPS
$3.07
▼ 25.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-05-05
Encore Capital Group Inc Q1 FY2021 Earnings Call
Revenue
$416.84M
▲ 44.2% YoY Diluted EPS
$2.97
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-02-24
Encore Capital Group Inc Q4 FY2020 Earnings Call
Revenue
$382.61M*
▲ 10% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-11-02
Encore Capital Group Inc Q3 FY2020 Earnings Call
Revenue
$403.68M
▲ 16.2% YoY Diluted EPS
$1.72
▲ 39.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-08-05
Encore Capital Group Inc Q2 FY2020 Earnings Call
Revenue
$426.03M
▲ 23.6% YoY Diluted EPS
$4.13
▲ 253% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-05-11
Encore Capital Group Inc Q1 FY2020 Earnings Call
Revenue
$289.08M
▼ 16.4% YoY Diluted EPS
$-0.33
▼ 121% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-02-26
Encore Capital Group Inc Q4 FY2019 Earnings Call
Revenue
$347.79M
▼ 0.3% YoY Diluted EPS
$1.36
▼ 9.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–26 of 26 earnings calls
Key facts
CIK
1084961
CUSIP
292554102
13F (30d)
42 filings
42 filers
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