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ECPG · Encore Capital Group Inc · Earnings Call Transcripts & Audio

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$97.94 +0.61 (+0.63%)
S&P 600 member Russell 2000 member Rebalance outlook locked
Market Cap
$2.07B
Shares
21.21M

Encore Capital Group Inc Earnings Call Transcripts

Quarterly earnings calls for Encore Capital Group Inc (ECPG), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.

Pull transcripts and briefs through the earnings call transcript API or MCP →

Revenue & result across quarters

Revenue Net income YoY up YoY down artefacts
▼25.4% $307.75M $31.49M '22 Q3 22-11-02 ▼34.5% $234.00M −$73.12M '22 Q4 23-02-22 ▼37.4% $312.63M $18.63M '23 Q1 23-05-03 ▼9.5% $323.04M $26.30M '23 Q2 23-08-02 ▲0.6% $309.62M $19.34M '23 Q3 23-11-01 ▲18.5% $277.39M −$270.76M '23 Q4 24-02-21 ▲5% $328.39M $23.24M '24 Q1 24-05-08 ▲10% $355.29M $32.18M '24 Q2 24-08-07 ▲18.6% $367.07M $30.64M '24 Q3 24-11-06 ▼4.2% $265.62M −$225.31M '24 Q4 25-02-26 ▲19.6% $392.77M $46.80M '25 Q1 25-05-07 ▲24.4% $442.12M $58.72M '25 Q2 25-08-06 ▲25.4% $460.35M $74.66M '25 Q3 25-11-05 ▲78.3% $473.55M $76.66M '25 Q4 26-02-25 ▲21% $475.41M $86.24M '26 Q1 26-05-06 LATEST ▲11.3% $491.87M $64.00M '26 Q2 26-08-05
Earnings call
FY26 · Q2
2026-08-05
Encore Capital Group Inc (ECPG) Q2 2026 Earnings Call
Revenue
$491.87M
▲ 11.3% YoY
Diluted EPS
$2.81
▲ 12.9% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2026-05-06
Encore Capital Group Inc (ECPG) Q1 2026 Earnings Call Transcript
Confident tone MCM / U.S. portfolio purchasing and collections strength 2024 and 2025 vintage performance Balance sheet, leverage and funding
Revenue
$475.41M
▲ 21% YoY
Diluted EPS
$3.86
▲ 100% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2026-02-25
Encore Capital Group Inc (ECPG) Q4 2025 Earnings Call Transcript
Confident tone 2026 guidance and outlook Collections performance and cash generation Balance sheet and leverage
Revenue
$473.55M*
▲ 78.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-11-05
Encore Capital Group Inc (ECPG) Q3 2025 Earnings Call Transcript
Confident tone Collections performance and overperformance U.S. portfolio purchasing and market supply Capital allocation and share repurchases
Revenue
$460.35M
▲ 25.4% YoY
Diluted EPS
$3.17
▲ 151.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-08-06
Encore Capital Group Inc (ECPG) Q2 2025 Earnings Call Transcript
Confident tone US portfolio supply and pricing MCM operational performance UK and Europe market environment
Revenue
$442.12M
▲ 24.4% YoY
Diluted EPS
$2.49
▲ 85.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-05-07
Encore Capital Group Inc (ECPG) Q1 2025 Earnings Call Transcript
Confident tone U.S. portfolio purchases Collections growth Operating expenses and efficiency
Revenue
$392.77M
▲ 19.6% YoY
Diluted EPS
$1.93
▲ 103.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-02-26
Encore Capital Group Inc (ECPG) Q4 2024 Earnings Call Transcript
Positive tone Cabot restructuring and Europe Collections and cash generation growth Legal collections channel efficiency
Revenue
$265.62M*
▼ 4.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-11-06
Encore Capital Group Inc (ECPG) Q3 2024 Earnings Call Transcript
Confident tone Europe / U.K. portfolio market Capital allocation and de-leveraging U.S. portfolio purchasing momentum
Revenue
$367.07M
▲ 18.6% YoY
Diluted EPS
$1.26
▲ 59.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-08-07
Encore Capital Group Inc (ECPG) Q2 2024 Earnings Call Transcript
Confident tone U.S. Portfolio Purchasing / MCM Collections Performance European (Cabot) Market & Discipline
Revenue
$355.29M
▲ 10% YoY
Diluted EPS
$1.34
▲ 24.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-05-08
Encore Capital Group Inc (ECPG) Q1 2024 Earnings Call Transcript
Confident tone U.S. portfolio purchasing momentum 2024 outlook and guidance Collections growth
Revenue
$328.39M
▲ 5% YoY
Diluted EPS
$0.95
▲ 26.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-02-21
Encore Capital Group Inc (ECPG) Q4 2023 Earnings Call Transcript
Positive tone 2023 financial results and forecast adjustments U.S. portfolio purchasing momentum U.K. and Europe market weakness
Revenue
$277.39M*
▲ 18.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-11-01
Encore Capital Group Inc (ECPG) Q3 2023 Earnings Call Transcript
Revenue
$309.62M
▲ 0.6% YoY
Diluted EPS
$0.79
▼ 35.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-08-02
Encore Capital Group Inc (ECPG) Q2 2023 Earnings Call Transcript
Revenue
$323.04M
▼ 9.5% YoY
Diluted EPS
$1.08
▼ 52.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-05-03
Encore Capital Group Inc (ECPG) Q1 2023 Earnings Call Transcript
Revenue
$312.63M
▼ 37.4% YoY
Diluted EPS
$0.75
▼ 88.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-02-22
Encore Capital Group Inc (ECPG) Q4 2022 Earnings Call Transcript
Revenue
$234.00M*
▼ 34.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-11-02
Encore Capital Group Inc (ECPG) Q3 2022 Earnings Call Transcript
Revenue
$307.75M
▼ 25.4% YoY
Diluted EPS
$1.22
▼ 54.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-08-03
Encore Capital Group Inc (ECPG) Q2 2022 Earnings Call Transcript
Revenue
$356.92M
▼ 16.6% YoY
Diluted EPS
$2.29
▼ 25.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-05-04
Encore Capital Group Inc (ECPG) Q1 2022 Earnings Call Transcript
Revenue
$499.68M
▲ 19.9% YoY
Diluted EPS
$6.40
▲ 115.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-02-23
Encore Capital Group Inc (ECPG) Q4 2021 Earnings Call Transcript
Revenue
$357.30M*
▼ 6.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-11-03
Encore Capital Group Inc (ECPG) Q3 2021 Earnings Call Transcript
Revenue
$412.62M
▲ 2.2% YoY
Diluted EPS
$2.66
▲ 54.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-08-04
Encore Capital Group Inc (ECPG) Q2 2021 Earnings Call Transcript
Revenue
$427.74M
▲ 0.4% YoY
Diluted EPS
$3.07
▼ 25.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-05-05
Encore Capital Group Inc (ECPG) Q1 2021 Earnings Call Transcript
Revenue
$416.84M
▲ 44.2% YoY
Diluted EPS
$2.97
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-02-24
Encore Capital Group Inc (ECPG) Q4 2020 Earnings Call Transcript
Revenue
$382.61M*
▲ 10% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-11-02
Encore Capital Group Inc (ECPG) Q3 2020 Earnings Call Transcript
Revenue
$403.68M
▲ 16.2% YoY
Diluted EPS
$1.72
▲ 39.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-08-05
Encore Capital Group Inc (ECPG) Q2 2020 Earnings Call Transcript
Revenue
$426.03M
▲ 23.6% YoY
Diluted EPS
$4.13
▲ 253% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-05-11
Encore Capital Group Inc (ECPG) Q1 2020 Earnings Call Transcript
Revenue
$289.08M
▼ 16.4% YoY
Diluted EPS
$-0.33
▼ 121% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY19 · Q4
2020-02-26
Encore Capital Group Inc (ECPG) Q4 2019 Earnings Call
Revenue
$347.79M
▼ 0.3% YoY
Diluted EPS
$1.36
▼ 9.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Showing 1–27 of 27 earnings calls
Key facts CIK 1084961 CUSIP 292554102 13F (30d) 176 filings 176 filers Visit website Investor relations