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HMN · Horace Mann Educators Corp /De/

$52.04 +0.73 (+1.42%) At close · Jul 24
Market Cap
$2.10B
Shares
40.38M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$51.31 Open$51.06 Day$50.35–51.58 52W$39.59–55.56 Avg vol 30d295K Short int1.1M · 2.6% float · 4.1d Short vol77% Last earningsMay 6, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 8

Up next

Next earnings call
Aug 6, 2026 Est · unconfirmed · in 2 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Bullish Fundamentals Strong Quant / Vol Very Low
      Market backdrop VIX 18.6 · elevated Equity put/call 0.79
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +13%
      above
      Price vs 50-day avg +4%
      above
      RSI (14) 51
      neutral
      MACD trend Negative
      52-week position 73%
      mid-range
      Momentum
      relative strength
      Very Strong
      1-month return +1%
      trailing
      6-month return +17%
      trailing
      YTD return +12%
      this year
      Relative strength +11%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $49 › 200d $46 — 50d above 200d
      Institutional flow Accumulating
      44 of 251 funds reported for Jun 30 · net +1.2M sh shares · +5 new
      Insider flow Distributing
      Net -$693.0K over 90 days · 100% sells
      Short interest Falling
      2.63% of float · ▼ -20.6% MoM · 4.1 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      251 holders — near 3-yr high, broad support
      Squeeze score 47
      elevated · 0–100
      Fundamentals
      Strong
      Revenue growth +7%
      Y/Y
      EPS growth +57%
      Y/Y
      Valuation P/E 13.1
      in line
      Buyback $55.5M
      remaining
      Balance sheet $565.9M
      net debt
      Quant / Vol
      risk profile
      Very Low
      Volatility 20%
      annualized · 1-yr
      Max drawdown −11%
      past year
      ATR 2.4%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed May 6, 2026
      Core EPS · Full-year 2026 Non-GAAP Maintained $4.20 – $4.50

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 2
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +13% Bullish
      Price vs 50-day avg
      +4% Bullish
      RSI (14)
      51 Neutral
      MACD trend
      Negative Bearish
      52-week position
      73% Neutral
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $49 › 200d $46 — 50d above 200d
      Institutional flow Accumulating
      44 of 251 funds reported for Jun 30 · net +1.2M sh shares · +5 new
      Insider flow Distributing
      Net -$693.0K over 90 days · 100% sells
      Short interest Falling
      2.63% of float · ▼ -20.6% MoM · 4.1 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      251 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $40 Now $51 · 73% 52-wk high $56
      vs 200-day avg +13% vs 50-day avg +4%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Versus peers

      Insurance - Property & Casualty — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      HMN
      Horace Mann Educators Corp /De/
      this stock
      $2.10B +12.1% +8.0% 13.1 2.6%
      CB
      Chubb Ltd
      $139.53B +13.5% +6.5% 12.7 1.1%
      PGR
      Progressive Corp/Oh/
      $124.95B -0.1% +16.3% 10.9 1.6%
      TRV
      Travelers Companies, Inc.
      $80.77B +30.2% +5.2% 10.4 3.1%
      ALL
      Allstate Corp
      $66.92B +22.9% +5.6% 5.7 3.2%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      253
      % held
      97.7%
      Reported
      44 of 251
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      300
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      1.1M
      Days to cover
      4.1d
      Change
      -275.3K sh
      View
      Short Volume
      Short vol %
      77%
      As of
      Jul 24, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      3.2K
      Value
      $165.5K
      As of
      Jun 30, 2026
      View
      Off-Exchange
      Off-exchange %
      44.5%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$693.0K
      Buyers / Sellers
      0 / 1
      Buyers Sellers
      View
      Congressional Trades Sell
      Member
      Gilbert Cisneros
      Amount
      $1.0K–$15.0K
      Traded
      Jan 5, 2026
      View
      Financials
      Financials
      Revenue (FY)
      $1.7B
      Net income (FY)
      $162.1M
      EPS diluted
      $3.90
      View
      Buybacks
      Authorized · 2 programs
      $100.0M
      Remaining
      $55.5M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 21, 2026
      This year
      9
      View
      Proposed Sales
      Value
      $389.0K
      Shares
      7.5K
      Filed
      Jul 1, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      May 6, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      HMN -1.5% +1.5% +17.3% -0.7% +12.1%
      SPY -1.7% +0.7% +6.4% -1.2% +8.3%
      vs SPY +0.1% +0.8% +11.0% +0.5% +3.8%

      Capital returns

      Latest dividend
      $0.36 / share · ex Jun 15, 2026
      Raised 2.9%
      Paid (TTM)
      $1.42 / share · 4 payouts
      Dividend yield (TTM, derived)
      2.77%
      Buyback programs · 2 active · as of Dec 31, 2025
      Authorized (total)
      $100.00M
      Spent (derived)
      $44.50M
      Remaining
      $55.50M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 850141 CUSIP 440327104 13F (30d) 42 filings 42 filers Visit website