6-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of September 2025

Commission File Number: 001-39216

Huize Holding Limited

(Registrant’s Name)

49/F, Building T1, Qianhai Financial Centre, Linhai Avenue,

Qianhai Shenzhen-Hong Kong Cooperation Zone, Shenzhen 518000

People’s Republic of China

(Address of Principal Executive Offices)

Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F.

Form 20-F ☒   Form  40-F ☐

EXHIBIT INDEX

Exhibit No.	Description
99.1	Press Releases—Huize Holding Limited Reports Second Quarter 2025 Unaudited Financial Results

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Huize Holding Limited
By	:	/s/ Ronald Tam
Name	:	Ronald Tam
Title	:	Co-Chief Financial Officer

Date: September 12, 2025

EX-99.1

Exhibit 99.1

Huize Holding Limited Reports Second Quarter 2025 Unaudited Financial Results

SHENZHEN, China, September 12, 2025 (GLOBE NEWSWIRE) – Huize Holding Limited, (“Huize”, the “Company” or “we”) (NASDAQ: HUIZ), a leading insurance technology platform connecting consumers, insurance carriers, and distribution partners digitally through data-driven and AI-powered solutions in Asia, today announced its unaudited financial results for the quarter ended June 30, 2025.

Second Quarter 2025 Financial and Operational Highlights

•	Remarkable business performance: First year premiums (“FYP”) recorded solid growth of 73.1%<br>from RMB651.5 million in the second quarter of 2024 to RMB1,127.9 million in the second quarter of 2025. Gross written premiums (“GWP”) also surged 34.4% year-over-year to RMB1,796.5 million in the second quarter of 2025.<br>The notable business performance was driven primarily by our high-quality customer base, continuously robust persistency ratios, and the wide-range of insurance product offerings that cater for different protection needs of our clients.<br>
•	Robust revenue growth and ongoing efficiency gains underpinned solid profitability: Total revenue reached<br>RMB396.7 million in the second quarter of 2025, increased by 40.2% year-over-year. Our expense-to-income ratio improved significantly from 40.5% in the second<br>quarter of 2024 to 23.9% in the second quarter of 2025, mainly reflecting our cost-optimization initiatives and the deployment of our proprietary AI to improve productivity. As a result, we achieved a GAAP net profit attributable to common<br>shareholders of RMB10.9 million over the quarter.
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•	The cumulative number of insurance clients served increased to 11.4 million as of June 30, 2025.<br>Huize cooperated with 146 insurer partners in mainland China and internationally, including 84 life and health insurance companies and 62 property and casualty insurance companies, as of June 30, 2025.
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•	As of June 30, 2025, cash and cash equivalents were RMB238.5 million (US$33.3 million).<br>
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Mr. Cunjun Ma, Founder and CEO of Huize, said, “We are pleased to deliver another quarter of remarkable results, with operating revenue hitting a 3-year high of RMB397 million and GAAP net profit attributable to common shareholders of RMB10.9 million. Gross written premiums and first-year premiums facilitated on our platform maintained solid growth momentum, rising 34.4% year-over-year to RMB1,796 million and 73.1% year-over-year to RMB1,128 million, respectively, and in the second quarter.”

“Acquiring and serving high-quality, mass-affluent customers remains our core focus. In the second quarter, the average age of customers who purchased long-term insurance products was 35.2 years, with 65.4% residing in higher-tier cities. By the end of May, our 13^th^ and 25^th^ month persistency ratios for long-term life and health insurance products stood at industry-high levels of more than 95%, reflecting strong user loyalty to our comprehensive, customized products.”

“To meet the lifelong protection needs of our customers, we continued to co-develop and launch differentiated, customized products with our insurer partners. Against a backdrop of preference for steady financial planning and an aging population, our early move in participating products has delivered strong progress. Centered on client wealth-management needs, we introduced the ‘Bliss (Golden Edition)’ annuity, offering superior and sustainable wealth-planning solutions. We have also jointly launched ‘Xiao Shen Tong 7.0’ children’s accident insurance with Ping An Property & Casualty Insurance, and jointly launched ‘Little Scholar 2.0 Pro’ student accident & medical insurance with PICC Property & Casualty, delivering multi-dimensional and comprehensive protection for children and students.”

“Our AI strategy has evolved into a systematic initiative centered around three progressive pillars: enhancing organizational efficiency, driving AI-powered operational processes, and exploring business model transformation. We are actively promoting the adoption of AI tools and fostering an AI-native culture to enhance efficiency across the organization. Notably, our expense-to-income ratio decreased significantly by 16.6 percentage points year-over-year, reaching 23.9% in the second quarter of 2025. We are also embedding AI into our core workflows, redesigning the entire user journey, from customer acquisition, conversion, to post-sales service. For instance, our AI-based intent recognition and product recommendation systems have driven a 50% year-over-year increase in self-directed policy purchases.”

“Our long-term vision is to build an AI-driven intelligent ecosystem that seamlessly connects users, insurers, and agents. By leveraging our proprietary AI technologies, we aim to redefine the value chain, enhance service quality and efficiency, and unlock new growth opportunities.”

Second Quarter 2025 Financial Results

GWP andoperating revenue

GWP facilitated on our platform was RMB1,796.5 million (US$250.8 million) in the second quarter of 2025, an increase of 34.4% from RMB1,336.9 million in the same period of 2024. Within GWP facilitated in the second quarter of 2025, FYP accounted for RMB1,127.9 million (or 62.8% of total GWP), an increase of 73.1% year-over-year. Renewal premiums accounted for RMB668.6 million (or 37.2% of total GWP), representing a decrease of 2.5% year-over-year.

Operating revenue was RMB396.7 million (US$55.4 million) in the second quarter of 2025, an increase of 40.2% from RMB283.0 million in the same period of 2024. The increase was primarily driven by the increase in FYP facilitated.

Operating costs

Operating costs were RMB287.8 million (US$40.2 million) in the second quarter of 2025, representing an increase of 48.1% from RMB194.4 million in the same period of 2024, primarily due to an increase in channel expenses.

Operating expenses

Selling expenses were RMB52.5 million (US$7.3 million) in the second quarter of 2025, representing an increase of 12.0% from RMB46.8 million in the same period of 2024, primarily due to an increase in staff compensation.

General and administrative expenses were RMB26.3 million (US$3.7 million) in the second quarter of 2025, representing a decrease of 47.1% from RMB49.7 million in the same period of 2024. This decrease was primarily due to a decrease in share-based compensation expenses, rental and utilities expenses and staff compensation related to workforce optimization.

Research and development expenses were RMB16.0 million (US$2.2 million) in the second quarter of 2025, representing a decrease of 11.8% from RMB18.1 million in the same period of 2024, primarily due to a decrease in staff compensation related to workforce optimization.

Net profitand non-GAAP net profit for the period

Net profit attributable to common shareholders was RMB10.9 million (US$1.5 million) in the second quarter of 2025, compared to net loss attributable to common shareholders of RMB23.3 million in the same period of 2024. Non-GAAP net profit attributable to common shareholders^1^ was RMB7.6 million (US$1.1 million) in the second quarter of 2025, compared to non-GAAP net loss attributable to common shareholders of RMB13.0 million in the same period of 2024.

^1^	Non-GAAP net profit attributable to common shareholders is a non-GAAP financial measure. For more information, please see the section of “Use of Non-GAAP Financial Measure Statement” and the table captioned “Unaudited<br>Reconciliations of GAAP and Non-GAAP Results” set forth at the end of this press release.

Cash and cash equivalents

As of June 30, 2025, the Company’s cash and cash equivalents amounted to RMB238.5 million (US$33.3 million), compared to RMB233.2 million as of December 31, 2024.

Conference Call

The Company’s management team will hold an earnings conference call at 8:00 A.M. Eastern Time on Friday, September 12, 2025 (8:00 P.M. Beijing/Hong Kong Time on Friday, September 12, 2025). Details for the conference call are as follows:

Event Title: Huize Holding Limited’s Second Quarter 2025 Earnings Conference Call

Registration Link: https://register-conf.media-server.com/register/BI3e35bb510fdd420aae37a9c8f42c9f59

All participants must use the link provided above to complete the online registration process in advance of the conference call. Upon registration, each participant will receive a confirmation email containing dial-in numbers and a unique access PIN, which will be used to join the conference call.

Additionally, a live and archived webcast of the conference call will also be available on the Company’s investor relations website at http://ir.huize.com.

About Huize Holding Limited

Huize Holding Limited is a leading insurance technology platform connecting consumers, insurance carriers and distribution partners digitally through data-driven and AI-powered solutions in Asia. Targeting mass affluent consumers, Huize is dedicated to serving consumers for their life-long insurance needs. Its online-to-offline integrated insurance ecosystem covers the entire insurance life cycle and offers consumers a wide spectrum of insurance products, one-stop services, and a streamlined transaction experience across all scenarios. By leveraging AI, data analytics, and digital capabilities, Huize empowers the insurance service chain with proprietary technology-enabled solutions for insurance consultation, user engagement, marketing, risk management, and claims service.

For more information, please visit http://ir.huize.com or follow us on social media via LinkedIn (https://www.linkedin.com/company/huize-holding-limited), X(https://x.com/huizeholding) and Webull(https://www.webull.com/quote/nasdaq-huiz).

Use of Non-GAAP Financial Measure Statement

In evaluating our business, we consider and use non-GAAP net profit/(loss) attributable to common shareholders as a supplemental measure to review and assess our operating performance. The presentation of the non-GAAP financial measure is not intended to be considered in isolation or as a substitute for the financial information prepared and presented in accordance with U.S. GAAP. We define non-GAAP net profit/(loss) attributable to common shareholders as net profit/(loss) attributable to common shareholders excluding share-based compensation expenses. Such adjustments have no impact on income tax because either the non-GAAP adjustments were recorded at entities located in tax free jurisdictions, such as the Cayman Islands or because the non-GAAP adjustments were recorded at operating entities located in the PRC for which the non-GAAP adjustments were not deductible for tax purposes.

We present the non-GAAP financial measure because it is used by our management to evaluate our operating performance and formulate business plans. Non-GAAP net profit/(loss) attributable to common shareholders enables our management to assess our operating results without considering the impact of share-based compensation expenses. We also believe that the use of this non-GAAP financial measure facilitates investors’ assessment of our operating performance.

This non-GAAP financial measure is not defined under U.S. GAAP and is not presented in accordance with U.S. GAAP. The non-GAAP financial measure has limitations as an analytical tool. One of the key limitations of using adjusted net profit/(loss) attributable to common shareholders is that it does not reflect all items of income and expense that affect our operations. Further, the non-GAAP financial measure may differ from the non-GAAP financial information used by other companies, including peer companies, and therefore their comparability may be limited.

The non-GAAP financial measure should not be considered in isolation or construed as an alternative to net profit/(loss) attributable to common shareholders or any other measure of performance or as an indicator of our operating performance. Investors are encouraged to review the historical non-GAAP financial measure in light of the most directly comparable GAAP measure, as shown below. The non-GAAP financial measure presented here may not be comparable to similarly titled measure presented by other companies. Other companies may calculate similarly titled measures differently, limiting the usefulness of such measures when analyzing our data comparatively. We encourage investors and others to review our financial information in its entirety and not rely on a single financial measure.

Exchange Rate Information

This announcement contains translations of certain RMB amounts into U.S. dollars at a specified rate solely for the convenience of the reader. Unless otherwise noted, all translations from RMB to U.S. dollars and from U.S. dollars to RMB are made at a rate of RMB7.1636 to US$1.00, the exchange rate on June 30, 2025, set forth in the H.10 statistical release of the Federal Reserve Board. The Company makes no representation that the RMB or U.S. dollars amounts referred could be converted into U.S. dollars or RMB, as the case may be, at any particular rate or at all.

Safe Harbor Statement

This announcement contains forward-looking statements. These statements are made under the “safe harbor” provisions of the U.S. Private Securities Litigation Reform Act of 1995. Statements that are not historical facts, including statements about Huize’s beliefs and expectations, are forward-looking statements. These forward-looking statements can be identified by terminology such as “will,” “expects,” “anticipates,” “future,” “intends,” “plans,” “believes,” “estimates,” “confident” and similar statements. Among other things, business outlook and quotations from management in this announcement, contain forward-looking statements. Huize may also make written or oral forward-looking statements in its periodic reports to the U.S. Securities and Exchange Commission (the “SEC”), in its annual report to shareholders, in press releases and other written materials and in oral statements made by its officers, directors or employees to third parties. Forward-looking statements involve inherent risks and uncertainties. A number of factors could cause actual results to differ materially from those contained in any forward-looking statement, including but not limited to the following: Huize’s goal and strategies; Huize’s expansion plans; Huize’s future business development, financial condition and results of operations; Huize’s expectation regarding the demand for, and market acceptance of, its online insurance products; Huize’s expectations regarding its relationship with insurer partners and insurance clients and other parties it collaborates with; general economic and business conditions; and assumptions underlying or related to any of the foregoing.

Further information regarding these and other risks is included in Huize’s filings with the SEC. All information provided in this press release is as of the date of this press release, and Huize does not undertake any obligation to update any forward-looking statement, except as required under applicable law.

For investor and media inquiries, please contact:

Investor Relations

Kenny Lo

Investor Relations Manager

investor@huize.com

Media Relations

mediacenter@huize.com

Christensen Advisory

In China

Ms. Dolly Zhang

Phone: +852 6996 4179

Email: dolly.zhang@christensencomms.com

In U.S.

Ms. Linda Bergkamp

Phone: +1-480-614-3004

Email: linda.bergkamp@christensencomms.com

Huize Holding Limited

Unaudited Condensed Consolidated Balance Sheets

(all amounts in thousands, except for share and per share data)

	As of December 31,			As of June 30,
	2024			2025
	RMB			RMB
Assets
Current assets
Cash and cash equivalents		233,207			238,500
Restricted cash		61,708			43,855
Short-term investments		5,000			3,203
Contract assets, net of allowance for doubtful accounts		71,085			77,029
Accounts receivables, net of allowance for impairment		157,080			200,987
Insurance premium receivables		1,763			1,846
Amounts due from related parties		995			1,086
Prepaid expense and other receivables		68,171			69,290
Total current assets		599,009			635,796
Non-current assets
Restricted cash		29,883			29,683
Contract assets, net of allowance for expected credit losses		28,435			32,959
Property, plant and equipment, net		47,083			42,475
Intangible assets, net		68,840			66,796
Long-term investments		66,716			61,623
Operating lease<br>right-of-use assets		20,715			16,017
Goodwill		14,536			14,075
Other assets		8,981			2,747
Total non-current assets		285,189			266,375
Total assets		884,198			902,171
Liabilities and Shareholders’ Equity
Current liabilities
Short-term borrowings		50,000			53,000
Accounts payable		202,054			252,500
Insurance premium payables		56,042			36,337
Other payables and accrued expenses		44,434			25,051
Payroll and welfare payable		41,005			41,883
Income taxes payable		2,575			5,450
Operating lease liabilities		16,743			15,008
Amount due to related parties		2,495			—
Total current liabilities		415,348			429,229
Non-current liabilities
Long-term borrowings		—			6,990
Deferred tax liabilities		14,875			13,949
Operating lease liabilities		24,082			17,040
Payroll and welfare payable		649			505
Accounts payable		—			5,028
Total non-current liabilities		39,606			43,512
Total liabilities		454,954			472,741
Shareholders’ equity
Class A common shares		63			63
Class B common shares		10			10
Treasury stock		(29,513	)		(29,513	)		)
Additional paid-in capital		909,930			909,930
Accumulated other comprehensive loss		(12,864	)		(13,334	)		)
Accumulated deficits		(458,886	)		(456,597	)		)
Total shareholders’ equity attributable to Huize Holding Limitedshareholders		408,740			410,559
Non-controlling interests		20,504			18,871
Total shareholders’ equity		429,244			429,430
Total liabilities and shareholders’ equity		884,198			902,171

All values are in US Dollars.

Huize Holding Limited

Unaudited Condensed Consolidated Statements of Comprehensive Income/(Loss)

(all amounts in thousands, except for share and per share data)

	For the Three Months Ended June 30,								For the Six Months Ended June 30,
	2024			2025					2024			2025
	RMB			RMB					RMB			RMB
Operating revenue
Brokerage income		271,790			384,544					573,672			656,394
Other income		11,161			12,202					19,591			24,141
Total operating revenue		282,951			396,746					593,263			680,535
Operating costs and expenses
Cost of revenue		(187,469	)		(286,236	)		)		(405,361	)		(495,248	)		)
Other cost		(6,885	)		(1,525	)		)		(9,188	)		(2,996	)		)
Total operating costs		(194,354	)		(287,761	)		)		(414,549	)		(498,244	)		)
Selling expenses		(46,825	)		(52,455	)		)		(91,030	)		(99,775	)		)
General and administrative<br><br><br>expenses		(49,669	)		(26,258	)		)		(72,301	)		(48,163	)		)
Research and development<br><br><br>expenses		(18,099	)		(15,970	)		)		(32,479	)		(29,441	)		)
Total operating costs and expenses		(308,947	)		(382,444	)		)		(610,359	)		(675,623	)		)
Operating profit/(loss)		(25,996	)		14,302					(17,096	)		4,912
Other income/(expenses)
Interest income, net		1,096			770					2,320			1,445
Unrealized exchange (loss)/income		49			(622	)		)		(244	)		(769	)		)
Investment loss		(1,511	)		(1,583	)		)		(3,836	)		(1,369	)		)
Others, net		2,954			446					4,904			1,182
Profit/(Loss) before income tax expense, and share of (loss)/income of equity methodinvestee		(23,408	)		13,313					(13,952	)		5,401
Share of (loss)/income of equity method investee		345			(211	)		)		(422	)		(1,671	)		)
Income tax expense		—			(3,272	)		)		—			(3,424	)		)
Net profit/(loss)		(23,063	)		9,830					(14,374	)		306
Net (loss)/profit attributable to non-controllinginterests		286			(1,046	)		)		2,067			(1,983	)		)
Net profit/(loss) attributable to common shareholders		(23,349	)		10,876					(16,441	)		2,289
Net profit/(loss)		(23,063	)		9,830					(14,374	)		306
Foreign currency translation<br><br><br>adjustment, net of tax		(2,623	)		(1,023	)		)		(1,124	)		(470	)		)
Comprehensive profit/(loss)		(25,686	)		8,807					(15,498	)		(164	)		)
Comprehensive (loss)/income attributable tonon-controlling interests		286			(1,046	)		)		2,067			(1,983	)		)
Comprehensive income/(loss) attributable to Huize Holding Limited		(25,972	)		9,853					(17,565	)		1,819
Weighted average number of common shares used in computing net loss per share
Basic and diluted		991,124,813			1,008,857,623					991,969,450			1,008,857,623
Net profit/(loss) per share attributable to common shareholders
Basic and diluted		(0.02	)		0.01					(0.02	)		0.00

All values are in US Dollars.

Huize Holding Limited

Unaudited Reconciliations of GAAP and Non-GAAP Results

(all amounts in thousands, except for share and per share data)

	For the Three Months Ended June 30,								For the Six Months Ended June 30,
	2024			2025					2024			2025
	RMB			RMB					RMB			RMB
Net profit/(loss) attributable to common shareholders		(23,349	)		10,876					(16,441	)		2,289
Share-based compensation expenses		10,355			(3,276	)		)		7,797			(5,630	)		)
Non-GAAP net profit/(loss) attributable to commonshareholders		(12,994	)		7,600					(8,644	)		(3,341	)		)

All values are in US Dollars.