JKHY · Jack Henry & Associates Inc · Financials

$154.71 +1.92 (+1.26%) At close · Oct 20

S&P 500 member Russell 1000 member Rebalance outlook locked

Market Cap

$10.85B

70.11M

Volume · Oct 20 584.44K Avg daily vol (3M) 934.74K

Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.

Pull these statements through the financial statements API or MCP →

Revenue

$2.54B +7.1%

FY2026

Net Income

$502.78M +10.3%

FY2026

Gross Margin

42.77% -0.1pp

FY2017

Operating Margin

24.96% +1pp

FY2026

Diluted EPS

$6.98 +11.9%

FY2026

Operating Cash Flow

$761.96M +18.8%

FY2026

Chart any reported metric, KPI or segment over time — the full statement history lives here

Income Statement Balance Sheet Cash Flow Adjusted All Metrics

Annual Quarterly

Line Item	3Y	5Y	10Y	FY2027 (G)	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014	FY2013	FY2012	FY2011	FY2010	FY2009
Revenue	+7.0%	+7.7%	+6.5%	—	$2.54B	$2.38B	$2.22B	$2.08B^G	$1.94B	$1.76B	$1.7B^G	$1.55B	$1.54B	$1.43B	$1.35B	$1.26B	$1.17B	$1.11B	$1.02B	$966.9M	$836.59M	$745.59M
Net Interest Income	—	—	—	—	$17.76M	$17.32M	$8.63M	-$6.11M	-$2.35M	-$994K	$449K	-$50K	-$1.35M	-$748K	-$1.12M	-$1.43M	-$728K	-$5.7M	-$4.57M	-$8.81M	-$1.46M	-$576K
Cost of Revenue	+5.6%	+6.2%	+6.4%	—	$1.43B	$1.36B	$1.3B	$1.22B	$1.13B	$1.06B	$1.01B	$923.03M	$853.14M	$805.86M	$773.65M	$720.34M	$679.37M	$646.13M	$598.84M	$567.56M	$491.47M	$446.19M
Gross Profit	+7.4%	+7.9%	—	—	—	—	—	—	—	—	—	—	—	$612.08M	$581M	$535.85M	$493.8M	$461.39M	$418.82M	$399.33M	$345.12M	$299.4M
Gross Margin	—	—	—	—	—	—	—	—	—	—	—	—	—	42.77%	42.89%	42.66%	42.09%	41.66%	41.16%	41.3%	41.25%	40.16%
Research & Development	+7.3%	+10.1%	+8.1%	—	$176.45M	$162.77M	$148.26M	$142.68M	$121.36M	$109.05M	$109.99M	$96.38M	$90.34M	$84.75M	$81.23M	$71.5M	$66.75M	$63.2M	$60.88M	$63.4M	$50.82M	$42.9M
Selling & Marketing	+3.0%	+4.1%	—	—	—	—	—	—	—	—	—	—	—	$93.3M	$90.08M	$89M	$85.44M	$80.81M	$76.24M	$68.06M	$60.88M	$54.93M
General & Administrative	+9.3%	+6.8%	—	—	—	—	—	—	—	—	—	—	—	$69.6M	$67.51M	$64.36M	$53.31M	$66.62M	$50.12M	$51.56M	$51.17M	$43.68M
Selling, General & Administrative	+8.3%	+9.8%	+6.6%	—	$299.21M	$283.06M	$278.42M	$235.27M	$218.3M	$187.06M	$197.99M	$186M	$171.71M	$159.24M	$157.59M	—	—	—	—	—	—	—
Total Operating Expenses	+5.9%	+5.5%	—	—	—	—	—	—	—	—	—	—	—	$244.38M	$219.34M	$217.99M	$205.5M	$210.64M	$187.23M	$183.02M	$162.87M	$141.51M
Total Costs & Expenses	+6.1%	+7.0%	+6.8%	—	$1.91B	$1.81B	$1.73B	$1.6B	$1.47B	$1.36B	$1.32B	$1.21B	$1.11B	$1.05B	$992.99M	—	—	—	—	—	—	—
Operating Income	+9.7%	+9.8%	+5.8%	—	$635.03M	$568.72M	$489.39M	$480.69M	$474.62M	$398.72M	$380.63M	$347.29M	$357.5M	$341.72M	$361.66M	$317.87M	$288.3M	$250.76M	$231.59M	$216.32M	$182.25M	$157.89M
Operating Margin	—	—	—	—	24.96%	23.94%	22.09%	23.14%	24.43%	22.68%	22.43%	22.37%	23.27%	23.88%	26.7%	25.3%	24.57%	22.64%	22.76%	22.37%	21.79%	21.18%
Interest Expense	-29.0%	+36.3%	+14.2%	—	$5.39M	$10.44M	$16.38M	$15.07M	$2.38M	$1.14M	$688K	$926K	$1.92M	$996K	$1.43M	$1.59M	$1.11M	$6.34M	$5.74M	$8.93M	$1.62M	$1.36M
Interest Income	+37.2%	+173.9%	+54.1%	—	$23.14M	$27.76M	$25.01M	$8.96M	$32K	$150K	$1.14M	$876K	$575K	$248K	$307K	$169K	$377K	$640K	$1.18M	$125K	$161K	$781K
Pretax Income	+11.2%	+10.4%	+6.1%	—	$652.79M	$586.04M	$498.02M	$474.57M	$472.27M	$397.73M	$381.08M	$347.24M	$356.16M	$340.97M	$360.54M	$316.44M	$287.57M	$245.06M	$227.03M	$207.51M	$180.8M	$157.31M
Income Tax	+11.6%	+11.7%	+3.0%	—	$150.01M	$130.29M	$116.2M	$107.93M	$109.35M	$86.26M	$84.41M	$75.35M	-$8.88M	$111.41M	$111.67M	$105.22M	$100.86M	$77.45M	$74.99M	$70.04M	$62.93M	$54.21M
Net Income	+11.1%	+10.1%	+7.3%	—	$502.78M	$455.75M	$381.82M	$366.65M	$362.92M	$311.47M	$296.67M	$271.89M	$365.03M	$229.56M	$248.87M	$211.22M	$186.72M	$167.61M	$152.04M	$137.47M	$117.87M	$103.1M
Net Margin	—	—	—	—	19.76%	19.19%	17.23%	17.65%	18.68%	17.71%	17.48%	17.51%	23.76%	16.04%	18.37%	16.81%	15.92%	15.13%	14.94%	14.22%	14.09%	13.83%
EPS (Basic) USD/shares	+11.6%	+11.2%	+8.4%	—	$7.00	$6.25	$5.24	$5.03	$4.95	$4.12	$3.86	$3.52	$4.73	$2.95	$3.13	$2.60	$2.20	$1.95	$1.76	$1.60	$1.39	$1.23
EPS (Diluted) USD/shares	+11.6%	+11.1%	+8.4%	$7.33 – $7.38	$6.98^G	$6.24^G	$5.23^G	$5.02^G	$4.94^G	$4.12^G	$3.86^G	$3.52	$4.70	$2.93	$3.12	$2.59	$2.19	$1.94	$1.74	$1.59	$1.38	$1.22
Shares Outstanding (Basic Avg) shares	-0.5%	-1.0%	-1.0%	—	71.87M	72.87M	72.87M	72.92M	73.32M	75.55M	76.79M	77.16M	77.25M	77.86M	79.42M	81.35M	84.87M	86.04M	86.6M	85.95M	84.56M	84.12M
Shares Outstanding (Diluted Avg) shares	-0.5%	-1.0%	-1.0%	—	72.04M	73.05M	73.03M	73.1M	73.49M	75.66M	76.93M	77.35M	77.59M	78.26M	79.73M	81.6M	85.4M	86.62M	87.29M	86.69M	85.38M	84.83M

Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative. (G): the company's own guidance — a (G) column is a guided period not yet reported; a G marker shows how the reported figure landed against the guided range. Non-GAAP-basis guidance (*) is shown as stated and never judged against GAAP actuals.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2009–FY2026: $2.09B in buybacks, $1.76B in dividends.

Debt Profile

Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.

Reported debt balances

Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.

Reported balance	As of	Amount	Source
Long-term debt, including current maturities	2026-06-30	USD 40,000,000	10-K filed 2026-08-28
Operating lease liabilities	2026-06-30	USD 37,821,000	10-K filed 2026-08-28
Related accounting measures — not additional borrowing Carrying amounts can reflect issuance costs or discounts. Differences between these measures are not necessarily repayments due within a year. Current operating lease liabilities USD 8,971,000 Noncurrent operating lease liabilities USD 28,850,000

2 filing observations remain unmatched and are excluded from instrument histories.

Instrument and agreement coverage is incomplete. Additional filings are awaiting review.

2 filings have incomplete source or extraction coverage. Verified observations are shown; missing observations do not establish that debt was unchanged.

Covenants

Covenant terms have not yet been verified for this profile.

The balance figures do not establish whether covenants apply or whether the company complies with them.

Loans, facilities and notes

The instrument breakdown is not yet verified. Read the debt note in the linked report for borrowing terms and maturity conditions.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue

—

Peer median 1.44×

EV/EBIT

—

Peer median 14.28×

P/E (TTM)

22.16×

Peer median 19.22×

Peer medians compare against the 28 similar-size Information Technology Services companies (of 80 listed).

Valuation over time computed as of each quarter's filing date

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Segment (USD)

Component	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
Payments	$936,006,000	$873,498,000	$817,708,000	$767,309,000	$719,068,000	$653,314,000	$597,693,000	$549,330,000
Core Segment	$768,452,000	$732,924,000	$685,262,000	$649,045,000	$622,442,000	$564,096,000	$561,369,000	$522,516,000
Complementary	$752,214,000	$694,771,000	$636,084,000	$583,586,000	$544,244,000	$491,459,000	$484,146,000	$429,117,000
Corporate Services	$87,667,000	$74,095,000	$76,489,000	—	—	—	—	—
Corporate And Other	—	—	—	$77,762,000	$57,130,000	$49,356,000	$53,859,000	$51,728,000

By Product & Service (USD)

Component	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
Processing	$1,096,336,000	$1,013,551,000	$939,589,000	$863,001,000	$786,519,000	$710,019,000	$645,616,000	$594,202,000
Outsourcing Cloud	$816,097,000	$756,879,000	$682,146,000	$618,850,000	$561,500,000	$504,548,000	$464,066,000	$405,359,000
In House Support	$336,830,000	$353,128,000	$355,085,000	$350,164,000	$344,022,000	$334,802,000	$328,275,000	$321,148,000
Product Delivery and Service	$295,076,000	$251,730,000	$238,723,000	$245,687,000	$250,843,000	$208,856,000	$259,110,000	$231,982,000

Key facts CIK 779152 CUSIP 426281101 13F (30d) 131 filings 115 filers Visit website Investor relations