6-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGNPRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of April, 2023

Commission File Number: 001-41129

Nu Holdings Ltd.

(Exact name of registrant as specified in its charter)

Campbells Corporate Services Limited, Floor 4,

Willow House, Cricket Square, KY1-9010

Grand Cayman, Cayman Islands

+1 345 949 2648

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):

TABLE OF CONTENTS

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Date: April 20, 2023

NOTICE TO THE MARKET

NU HOLDINGS LTD.

Grand Cayman, Cayman Islands, April 20, 2023 - Nu Holdings Ltd. ("Nu" or the "Company") (NYSE: NU | B3: NUBR33) hereby informs its shareholders and the market that it has filed today, April 20, its Annual Report on Form 20-F (“Form 20-F”) with the U.S. Securities and Exchange Commission ("SEC"). This document refers to the fiscal year ended December 31, 2022.

The documents have been posted on our Investor Relations website: https://www.investidores.nu/en/.

Company shareholders may receive a hard copy of the Form 20-F, which contains our complete audited financial statements, free of charge, upon request. Requests should be directed to: investors@nubank.com.br

Investor RelationsJörg Friedemann

investors@nubank.com.br

Media Relations

Leila Suwwan

press@nubank.com.br