8-K

UNITED

STATES

SECURITIES

AND EXCHANGE COMMISSION

WASHINGTON,

D.C. 20549

FORM

8-K

CURRENT

REPORT

Pursuant

to Section 13 or 15(d) of the

Securities

Exchange Act of 1934

Dateof Report (Date of earliest event reported): January 6, 2025

OXBRIDGE

RE HOLDINGS LIMITED

(Exact Name of Registrant as Specified in Charter)

Registrant’s telephone number, including area code: (345) 749-7570

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Securities registered pursuant to Section 12(b) of the Act:

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR§230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item7.01 Regulation FD Disclosure.

Oxbridge Re Holdings Limited (the “Company”) is furnishing this Current Report on Form 8-K (this “Current Report”) in connection with the disclosure of information related to potential underwriting losses suffered by the Company as a result of Hurricanes Helene and Milton, which made landfall in Florida during September and October 2024, respectively.

As of the date of the filing of this Current Report, the Company’s ceding insurers have not made any claims to the Company related to Hurricanes Helene and Milton. As such, losses suffered by the ceding insurers may not have penetrated the reinsurance layers that are covered by the Company, although there can be no assurance that claims relating to these hurricanes will not be made. If claims are made, the Company estimates that the maximum potential impact to the Company’s capital at December 31, 2024, is estimated to be $1.7 million.

The information in this Current Report is being furnished under Item 7.01 and shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of such section, nor shall such information be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

This**Current Report contains forward-looking statementswithin the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on the Company’sexpectations and involve risks and uncertainties that could cause the Company’s actual results to differ materially from thoseset forth in the statements. These risks and uncertainties include the risk that Company may experience currently unknown reinsurancelosses from Hurricanes Helene and Milton, in addition to the other risks and uncertainties discussed in the Company’s filingswith the SEC, including in the “Risk Factors” section of the Company’s Annual Report on Form 10-K for the year endedDecember 31, 2023 as filed by the Company with the SEC on March 26, 2024, and other documents to be filed by the Company from time totime with the SEC, which are and will be available at www.sec.gov.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

A signed original of this Form 8-K has been provided to Oxbridge Re Holdings Limited and will be retained by Oxbridge Re Holdings Limited and furnished to the Securities and Exchange Commission or its staff upon request.