PRAA
Pra Group IncPrice & Indicators
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
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| Adjusted EBITDA non-GAAP | $1.3B | Q1 2026 | +0.0% |
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| Cash efficiency ratio | 61.8% | Q1 2026 | — |
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| Estimated forward flow commitments | $321.8M | Q1 2026 | — |
| Total cash collections | $551.9M | Q1 2026 | — |
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| Total portfolio purchases | $220.9M | Q1 2026 | — |
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| adjusted EBITDA (last 12 months) non-GAAP | $1.3B | last 12 months call | — |
| cash collections | $552M | Q1 2026 call | — |
| cash efficiency | 62% | Q1 2026 call | — |
| digital cash collections growth | 19% | Q1 2026 call | — |
| estimated remaining collections (ERC) | $8.5B | Q1 2026 call | — |
| Europe portfolio purchases | $92M | Q1 2026 call | — |
| net leverage | 2.7 | Q1 2026 call | — |
| other markets portfolio purchases | $11M | Q1 2026 call | — |
| portfolio purchases | $221M | Q1 2026 call | — |
| replenishment rate | $1B | next 12 months call | — |
| U.S. cash collections growth | 11% | Q1 2026 call | — |
| U.S. legal cash collections | $141M | Q1 2026 call | — |
| U.S. portfolio purchases | $119M | Q1 2026 call | — |
| Adjusted cash efficiency ratio non-GAAP | 61.3% | Full Year 2025 | — |
| Share repurchases | $20M | Full Year 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Credit Services — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
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PRAA
this stock
Pra Group Inc
|
$705.23M | +4.5% | -17.0% | — | 2.3% |
|
V
Visa Inc.
|
$625.97B | -0.3% | +12.3% | — | 1.2% |
|
MA
Mastercard Inc
|
$465.42B | -7.6% | +16.4% | 30.5 | 0.9% |
|
AXP
American Express Co
|
$239.21B | -5.0% | +13.4% | 21.9 | 1.6% |
|
COF
Capital One Financial Corp
|
$125.40B | -16.5% | +36.6% | 51.4 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| PRAA | +1.2% | +21.3% | +11.7% | -2.6% | +4.5% |
| SPY | +1.4% | +4.1% | +9.1% | +1.1% | +10.7% |
| vs SPY | -0.2% | +17.3% | +2.7% | -3.7% | -6.2% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.