PRAA
Pra Group Inc
$18.12
-0.29 (-1.58%)
At close · Jul 17
Market Cap
$691.11M
Shares
38,140,888
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$1.2B
+7.8%
FY2025
Net Income
-$305.14M
-532.2%
FY2025
Operating Margin
-2.52%
-33pp
FY2025
Diluted EPS
-$7.79
-535.2%
FY2025
Operating Cash Flow
-$85.54M
+9.6%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $1.25B | $1.2B | $1.11B | $802.55M | $966.52M | $1.1B | $1.07B | $1.02B | $908.26M | $813.57M | $830.58M | $942.02M | $880.97M | $735.14M | $592.8M | $458.94M | $372.71M | |
| — | -$251.79M | -$229.27M | -$181.72M | -$130.68M | -$124.14M | -$141.71M | -$141.92M | -$121.08M | -$98.04M | — | — | — | — | — | — | — | |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | $1.3M | $1.3M | — | |
| — | — | — | — | — | — | — | $1.6M | $4.3M | $4.3M | $6.2M | $3.7M | $4.8M | $4.7M | $5.9M | $4.9M | — | |
| — | $8.8M | $10.6M | $13.1M | $14.9M | $15.1M | $15.6M | $15.9M | $15.1M | $15.4M | $18.2M | $16.2M | $13.6M | $9.7M | $8.7M | $8.1M | $12.44M | |
| $1.25B | $1.23B | $774.79M | $702.06M | $680.72M | $720.74M | $715.71M | $745.37M | $689.57M | $602.57M | $612.37M | $631.67M | $538.9M | $437.6M | $376.74M | $282.07M | $242.84M | |
| -$1.6M | -$30.27M | $339.73M | $100.49M | $285.8M | $375M | $349.7M | $247.69M | $185.26M | $211M | $218.21M | $310.34M | $342.07M | $297.53M | $216.06M | $178.03M | $129.86M | |
| — | -2.52% | 30.48% | 12.52% | 29.57% | 34.22% | 32.82% | 24.35% | 20.4% | 25.93% | 26.27% | 32.94% | 38.83% | 40.47% | 36.45% | 38.79% | 34.84% | |
| — | -$21.47M | $350.33M | $113.59M | $300.7M | $390.1M | $365.3M | $263.59M | $200.36M | $226.4M | $236.41M | $326.54M | $355.67M | $307.23M | $224.76M | $186.13M | $142.3M | |
| — | — | — | $194.67M | $132.91M | $125.23M | $142.73M | $144.17M | $124.21M | $103.65M | $80.86M | $60.34M | $35.23M | $14.47M | $9.04M | $10.57M | $9.05M | |
| $150K | — | — | — | — | — | — | — | — | — | — | — | $4000 | $3000 | $10K | $7000 | $65K | |
| -$410K | -$336K | -$851K | -$1.94M | -$1.33M | $282K | -$1.05M | -$364K | -$316K | -$2.79M | — | — | — | — | — | — | — | |
| -$216.08M | -$243.24M | $109.61M | -$82.89M | $154.79M | $250.33M | $208.95M | $117.36M | $89.5M | $157.54M | $134.08M | $257.52M | $301.01M | $283.07M | $207.03M | $167.46M | $120.88M | |
| $51.19M | $46.74M | $21.03M | -$16.13M | $36.79M | $54.82M | $41.2M | $19.68M | $13.76M | -$11.54M | $43.19M | $89.39M | $124.51M | $106.15M | $80.93M | $66.32M | $47M | |
| -$280.59M | -$305.14M | $70.6M | -$83.48M | $117.15M | $183.16M | $149.34M | $86.16M | $65.56M | $162.27M | $85.1M | $167.93M | $176.51M | $175.31M | $126.59M | $100.79M | $73.45M | |
| — | -25.39% | 6.33% | -10.4% | 12.12% | 16.72% | 14.02% | 8.47% | 7.22% | 19.94% | 10.25% | 17.83% | 20.04% | 23.85% | 21.36% | 21.96% | 19.71% | |
| $13.33M | $15.17M | $17.97M | $16.72M | $851K | $12.35M | $18.4M | $11.52M | $10.17M | $6.81M | $5.8M | -$205K | $0 | $1.61M | -$494K | $353K | -$417K | |
| -$200.28M | -$148.76M | -$42.89M | -$65.45M | $36.13M | $162.04M | $164.57M | $67.25M | $2.06M | $235.6M | $62.05M | $55.02M | $56.52M | $176.5M | $129.44M | $73.88M | $73.88M | |
| USD/shares | — | -$7.79 | $1.79 | -$2.13 | $2.96 | $4.07 | $3.28 | $1.90 | $1.45 | $3.55 | $1.84 | $3.49 | $3.53 | $3.48 | $7.45 | $5.89 | $4.37 |
| USD/shares | — | -$7.79 | $1.79 | -$2.13 | $2.94 | $4.04 | $3.26 | $1.89 | $1.44 | $3.54 | $1.83 | $3.47 | $3.50 | $3.45 | $7.39 | $5.85 | $4.35 |
| shares | — | 39.17M | 39.38M | 39.18M | 39.64M | 44.96M | 45.54M | 45.39M | 45.28M | 45.67M | 46.32M | 48.13M | 49.99M | 50.37M | 17M | 17.11M | 16.82M |
| shares | — | 39.17M | 39.54M | 39.18M | 39.89M | 45.33M | 45.86M | 45.58M | 45.41M | 45.82M | 46.39M | 48.41M | 50.42M | 50.87M | 17.12M | 17.23M | 16.89M |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2012–FY2025: $657.08M in buybacks.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
Credit Services median 8.91×
EV/EBIT
—
Credit Services median 25.35×
P/E (TTM)
—
Credit Services median 11.84×
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Segment (USD)
| Component | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Total Reportable Segments | $1,072,617,000 | $988,891,000 | $688,754,000 |
| United States Segment | $611,252,000 | $593,928,000 | $358,251,000 |
| Europe Segment | $461,365,000 | $394,963,000 | $330,503,000 |
By Geography (USD)
| Component | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|---|---|---|
| United States | $611,252,000 | $593,928,000 | $358,251,000 | $520,747,000 | $651,991,000 | $677,234,000 | $673,264,000 | $619,172,000 |
| Foreign Countries | $420,501,000 | $358,691,000 | $324,340,000 | $227,640,000 | $205,618,000 | — | — | — |
| United Kingdom | $170,084,000 | $161,905,000 | $119,963,000 | $181,725,000 | $175,383,000 | $132,749,000 | $120,377,000 | $99,817,000 |
| Brazil | — | — | — | $36,412,000 | $62,740,000 | — | — | — |
| Other Countries Outside Of The United States And United Kingdom | — | — | — | — | — | $255,431,000 | $223,440,000 | $189,267,000 |
Segment Operating Income
Annual operating income by business segment, as tagged in the company's own XBRL filings. Segments need not sum to the consolidated figure — corporate costs and eliminations are typically unallocated.
By Segment (USD)
| Component | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Total Reportable Segments | $390,458,000 | $345,281,000 | $120,834,000 |
| Europe Segment | $269,828,000 | $217,708,000 | $170,802,000 |
| United States Segment | $120,630,000 | $127,573,000 | -$49,967,000 |
Operating Margin by Segment (%)
| Component | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Total Reportable Segments | 36.4% | 34.9% | 17.5% |
| United States Segment | 19.7% | 21.5% | -13.9% |
| Europe Segment | 58.5% | 55.1% | 51.7% |