PRAA · Pra Group Inc

Track PRAA — free

$19.41 +0.54 (+2.86%) At close · Oct 5

Russell 2000 member Rebalance outlook locked

Market Cap

$777.43M

37.65M

Volume · Oct 5 417.2K Avg daily vol (3M) 407.79K

Up next

Next earnings call

Nov 5, 2026 Est · unconfirmed · in 4 wks

Latest filing: 10-Q

filed Aug 7, 2026

Q2 2026 earnings call transcript

call held Aug 6, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

View all 115 metrics

Revenue (TTM)

—

Trailing 12 months

Net income (TTM)

—

Trailing 12 months

Revenue growth YoY

—

Year over year

Operating margin

—

Trailing 12 months

P / E (TTM)

—

Trailing earnings

FCF yield

—

TTM · current market cap

Return on invested capital

—

Trailing 12 months

Net cash

—

Latest balance sheet

Dividend yield

—

Trailing 12 months

Shares change YoY

—

Year over year · more shares

Price change (1Y)

+25.5%

Trailing year

Short interest

2.8%

Latest settlement · 3.1 days to cover

View all 115 metrics

Equibles Rating

blended score · not investment advice

Overall

Sell

SellHoldBuy

Technical Neutral Momentum Neutral Sentiment Neutral Fundamentals Weak Quant / Vol Very High

Market backdrop VIX 15.5 · calm Equity put/call 0.59

Technical

price trend

Neutral

50 / 200-day cross No cross

Price vs 200-day avg +12%

above

Price vs 50-day avg +1%

above

RSI (14) 49

neutral

MACD trend Negative

52-week position 76%

mid-range

Volume (OBV) Confirms

volume backs price

Momentum

relative strength

Neutral

1-month return +2%

trailing

6-month return −2%

trailing

YTD return +10%

this year

Relative strength −14%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $19 › 200d $17 — 50d above 200d

Institutional flow Accumulating

1 of 197 funds reported for Sep 30 · net +438 sh shares

Insider flow Flat

No net insider activity over 90 days

Short interest Rising

2.85% of float · ▲ +11.8% MoM · 3.1 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

197 holders — near 3-yr high, broad support

Squeeze score 57

elevated · 0–100

Fundamentals

Weak

Revenue growth +8%

Y/Y

EPS growth −535%

Y/Y

Free cash flow $-90.4M

Buyback $300.0M

authorized

Balance sheet $3.6B

net debt

Quant / Vol

risk profile

Very High

Volatility 60%

annualized · 1-yr

Max drawdown −42%

past year

ATR 4.8%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

what management promised — and delivered

Latest guidance · from the Earnings Call filed Aug 6, 2026

Effective tax rate · full year 2026 Initiated 30%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral

1 · 4 · 2

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+12% Bullish

Price vs 50-day avg

+1% Bullish

RSI (14)

49 Neutral

MACD trend

Negative Bearish

52-week position

76% Neutral

Volume (OBV)

Confirms Neutral

Market signals — smart money & positioning

Bullish · 2 of 6

Trend (MA cross) No cross

50d $19 › 200d $17 — 50d above 200d

Institutional flow Accumulating

1 of 197 funds reported for Sep 30 · net +438 sh shares

Insider flow Flat

No net insider activity over 90 days

Short interest Rising

2.85% of float · ▲ +11.8% MoM · 3.1 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

197 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $10 Now $19 · 76% Range high $22

vs 200-day avg +12% vs 50-day avg +1%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Adjusted net income attributable to PRA (last 12 months) non-GAAP	142.36M	Second Quarter 2026 filing	—
Full-time equivalents (period-end)	2,417	Second Quarter 2026 filing	—
Return on average Total stockholders' equity - PRA Group, Inc. ("ROE")	22.6%	Second Quarter 2026 filing	—
Total credit facility availability (period-end)	998.47M	Second Quarter 2026 filing	—
Adjusted EBITDA non-GAAP	1.4B	the 12 months ended June 30, 2026	—

GAAP → non-GAAP reconciliation GAAP Net loss attributable to PRA Group, Inc. -265.05M +65.16M Income tax expense -1.31M Foreign exchange gain +256.34M Interest expense, net +427K Other expense +7.19M Depreciation and amortization +3.41M Impairment of real estate +412.61M Goodwill impairment +11.01M Net income attributable to noncontrolling interests +0K Gain on sale of equity method investment +869.13M Recoveries collected and applied to Finance receivables, net less Changes in expected recoveries = Adjusted EBITDA 1.36B
Adjusted net income attributable to PRA Group, Inc. non-GAAP	$57.92M	Second Quarter 2026	+356.5%

Adjusted ROATE non-GAAP	23.3%	Second Quarter 2026	+288.3%

Average tangible equity	$995.7M	Second Quarter 2026	+17.6%

Cash efficiency ratio	61%	Q2 2026	—
Estimated remaining collections (ERC)	8.9B	Q2 2026	—
Forward flow commitments	$219M	the next 12 months as of the end of Q2 2026	—
Return on average tangible equity	23.3%	Second Quarter 2026	+16.5%

Total cash collections	$559M	Q2 2026	—
Total portfolio purchases	$297M	Q2 2026	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Credit Services — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
PRAA Pra Group Inc this stock	$777.43M	+9.7%	+7.8%	—	2.8%
V Visa Inc.	$655.56B	+5.4%	-4.9%	—	1.0%
MA Mastercard Inc	$497.27B	-1.1%	+16.4%	31.2	0.8%
AXP American Express Co	$206.24B	-17.8%	+13.4%	18.5	1.6%
COF Capital One Financial Corp	$119.78B	-19.5%	+36.6%	11.7	1.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

197

% held: 94.8%
Reported: 1 of 197
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

198

View

Short & Settlement

Short Interest Rising

Shares short

1.1M

Days to cover: 3.1d
Change: +113.2K sh

View

Short Volume

Short vol %

44%

As of: Oct 5, 2026

Short Total

View

Fails to Deliver

FTD shares

1.8K

Value: $34.6K
As of: Sep 8, 2026

View

Off-Exchange

Off-exchange %

35.5%

Week of: Aug 31, 2026

Off-exch Lit

View

Smart Money

Congressional Trades Sell

Member

Gilbert Cisneros

Amount: $1.0K–$15.0K
Traded: Oct 19, 2020

View

Financials

Revenue (FY)

$1.2B

Net income (FY): $-305.1M
EPS diluted: $-7.79

View

Buybacks

Authorized · 2 programs

$300.0M

View

Filings

SEC Filings

Latest

8-K

Filed: Sep 29, 2026
This year: 13

View

Earnings & Events

Webcasts

Last webcast

Aug 26, 2026

View

Performance

	5D	20D	120D	MTD	YTD
PRAA	-3.2%	+2.1%	-2.2%	-0.4%	+9.7%
SPY	+1.2%	+0.6%	+11.6%	+1.6%	+13.6%
vs SPY	-4.4%	+1.5%	-13.7%	-2.0%	-3.9%

Capital returns

Buyback programs · 2 active · as of Aug 3, 2026

Authorized (total)

$300.00M

Spent (derived)

—

Remaining

—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1185348 CUSIP 69354N106 13F (30d) 13 filings 7 filers Visit website Investor relations

PRAA · Pra Group Inc

Price & Indicators

Up next

Metrics snapshot

Equibles Rating

Guidance & track record

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns