PRAA · Pra Group Inc
Price & Indicators
Up next
AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Strong BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted EBITDA non-GAAP | $1.4B | the 12 months ended June 30, 2026 | — |
|
|
|||
| Adjusted net income attributable to PRA Group, Inc. non-GAAP | $57.92M | Second Quarter 2026 | +356.5% |
|
|
|||
| Adjusted ROATE non-GAAP | 23.3% | Second Quarter 2026 | +288.3% |
|
|
|||
| Average tangible equity non-GAAP | $995.7M | Second Quarter 2026 | +17.6% |
|
|
|||
| Cash efficiency ratio | 61% | Q2 2026 | — |
|
|
|||
| Estimated remaining collections (ERC) | $8.9B | Q2 2026 | — |
|
|
|||
| Return on average tangible equity | 23.3% | Second Quarter 2026 | +16.5% |
|
|
|||
| Return on equity | 22.6% | Second Quarter 2026 | +69.9% |
|
|
|||
| Total cash collections | $559M | Q2 2026 | — |
|
|
|||
| Total portfolio purchases | $297M | Q2 2026 | — |
|
|
|||
| Estimated forward flow commitments | $321.8M | next 12 months from Q1 2026 | — |
| Adjusted cash efficiency ratio non-GAAP | 61.3% | Full Year 2025 | — |
| Adjusted net income attributable to PRA non-GAAP | $72.6M | Full Year 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Credit Services — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
PRAA
this stock
Pra Group Inc
|
$775.55M | +16.4% | +7.8% | — | 2.2% |
|
V
Visa Inc.
|
$641.36B | +3.8% | -4.9% | — | 1.2% |
|
MA
Mastercard Inc
|
$498.70B | -0.3% | +16.4% | 31.3 | 1.0% |
|
AXP
American Express Co
|
$231.28B | -7.4% | +13.4% | 20.8 | 1.8% |
|
COF
Capital One Financial Corp
|
$141.47B | -6.2% | +36.6% | — | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| PRAA | +4.1% | +13.7% | +97.7% | +18.6% | +16.5% |
| SPY | +0.4% | +4.5% | +13.8% | +3.9% | +13.9% |
| vs SPY | +3.7% | +9.2% | +83.9% | +14.7% | +2.6% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.