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$14.67 +0.12 (+0.82%) At close · Aug 28
Rebalance outlook locked
Market Cap
$212.70B
Shares
14.53B

Banco Santander, S.A. Earnings Call Transcripts

Quarterly earnings calls for Banco Santander, S.A. (SAN), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.

Earnings call
FY25 · Q4
2025-12-31
Banco Santander, S.A. (SAN) Q4 2025 Earnings Call Transcript
Confident tone Webster Financial acquisition (U.S. growth) Capital and shareholder distributions Execution risks and integration delays
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-09-30
Banco Santander, S.A. (SAN) Q3 2025 Earnings Call Transcript
Confident tone Net interest income outlook and rate sensitivity CIB, Wealth and Payments growth U.S. asset quality and macro environment
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-03-31
Banco Santander, S.A. (SAN) Q1 2025 Earnings Call Transcript
Confident tone One Transformation and efficiency Record profitability and capital returns Geographic and regulatory risks
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2024-12-31
Banco Santander, S.A. (SAN) Q4 2024 Earnings Call Transcript
Confident tone Brazil/Mexico interest rate hedging and sensitivity Retail customer growth and digitalization Wealth, CIB and Payments fee growth
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-09-30
Banco Santander, S.A. (SAN) Q3 2024 Earnings Call Transcript
Confident tone Record profitability and results Retail banking performance CIB and global businesses
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-06-30
Banco Santander, S.A. (SAN) Q2 2024 Earnings Call Transcript
Confident tone Geographic footprint and diversification Record profitability and earnings momentum Global businesses performance
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-03-31
Banco Santander, S.A. (SAN) Q1 2024 Earnings Call Transcript
Confident tone Profitable growth and Q1 results CIB and Wealth Spain temporary levy
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2023-12-31
Banco Santander, S.A. (SAN) Q4 2023 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-09-30
Banco Santander, S.A. (SAN) Q3 2023 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-06-30
Banco Santander, S.A. (SAN) Q2 2023 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-03-31
Banco Santander, S.A. (SAN) Q1 2023 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q3
2022-09-30
Banco Santander, S.A. (SAN) Q3 2022 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-06-30
Banco Santander, S.A. (SAN) Q2 2022 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-03-31
Banco Santander, S.A. (SAN) Q1 2022 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2021-12-31
Banco Santander, S.A. (SAN) Q4 2021 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-09-30
Banco Santander, S.A. (SAN) Q3 2021 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-06-30
Banco Santander, S.A. (SAN) Q2 2021 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-03-31
Banco Santander, S.A. (SAN) Q1 2021 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2020-12-31
Banco Santander, S.A. (SAN) Q4 2020 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-09-30
Banco Santander, S.A. (SAN) Q3 2020 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-06-30
Banco Santander, S.A. (SAN) Q2 2020 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-03-31
Banco Santander, S.A. (SAN) Q1 2020 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-Q
Showing 1–22 of 22 earnings calls
Key facts CIK 891478 CUSIP 05964H105 13F (30d) 455 filings 426 filers Visit website Investor relations

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