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SPFX · Standard Premium Finance Holdings, Inc.

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$3.20 At close · Aug 31
Market Cap
$8.64M
Shares
2.93M

Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.

Revenue
$12.47M +2.7%
FY2025 Revenue FY2020–FY2025
Net Income
$1.21M +23.9%
FY2025 Net Income FY2020–FY2025
Diluted EPS
$0.29 +20.8%
FY2025 Diluted EPS FY2021–FY2025
Operating Cash Flow
$2.88M +56.5%
FY2025 Operating Cash Flow FY2020–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item TTM FY2025 FY2024 FY2023 FY2022 FY2021 FY2020
$13.24M $12.47M $12.14M $9.72M $8.16M $7.66M $6.43M
$44.12K $46.5K $40.48K $25.29K $22.28K $34.68K $25.21K
$4.26M $4.11M $4.41M $3.8M $2.33M $1.73M $1.7M
$1.86M $1.59M $1.32M $712.89K $1.01M $1.19M $977.69K
$459.29K $378.3K $340.15K $180.49K $206.19K $310.01K $290.29K
$1.4M $1.21M $979.99K $532.4K $806.13K $876.32K $687.41K
9.74% 8.07% 5.48% 9.88% 11.43% 10.68%
$1.29M $1.1M $863.79K $416.2K $716.94K $807.02K $631.6K
USD/shares $0.44 $0.37 $0.29 $0.14 $0.25 $0.28
USD/shares $0.35 $0.29 $0.24 $0.13 $0.21 $0.28
shares 3M 2.94M 2.91M 2.91M 2.91M
shares 4.19M 4.05M 3.29M 3.41M 2.91M
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
Credit Services median 2.58×
EV/EBIT
Credit Services median 9.94×
P/E (TTM)
Credit Services median 12.62×

Valuation over time computed as of each quarter's filing date

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Product & Service (USD)

Component FY2025 FY2024 FY2023 FY2022 FY2021 FY2020
Finance Charges $10,979,188 $10,549,453 $8,285,805 $6,757,780
Late Charges $1,129,309 $1,209,614 $1,067,914 $1,038,927 $972,757 $864,423
Origination Fees $361,273 $384,076 $369,291 $359,830 $388,844 $306,147
Finance Charge $6,303,142 $5,263,612