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30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2025-01-16

On January 16, 2025, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 7.04%, up 0.11 percentage points from 6.93% on January 9, 2025, and up 0.38 percentage points from 6.66% on January 11, 2024. The reading was higher than 91% of the 263 earlier readings stored since January 2, 2020, and within a 52-week range of 6.08% to 7.22%.

Value
7.04
Percent
Change from prior reading
+0.11
+1.59%
Series
Weekly · Housing

Change against earlier readings

Compared with Date Value Change
Previous reading 2025-01-09 6.93 +0.11
1 month earlier 2024-12-12 6.60 +0.44
1 year earlier 2024-01-11 6.66 +0.38

Changes are in percentage points.

Percentile in stored history
91%
Higher than 241 of the 263 earlier readings stored since Jan 2, 2020
52-week range
6.08% to 7.22%
Low on Sep 26, 2024, high on May 2, 2024

Readings around Jan 16, 2025

53 readings from Jul 18, 2024 to Jul 17, 2025; the dot marks this reading.

This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.