30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2025-01-23
On January 23, 2025, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 6.96%, down 0.08 percentage points from 7.04% on January 16, 2025, and up 0.36 percentage points from 6.60% on January 18, 2024. The reading was higher than 89% of the 264 earlier readings stored since January 2, 2020, and within a 52-week range of 6.08% to 7.22%.
Value
6.96
Percent
Change from prior reading
-0.08
-1.14%
Series
Weekly · Housing
Change against earlier readings
| Compared with | Date | Value | Change |
|---|---|---|---|
| Previous reading | 2025-01-16 | 7.04 | -0.08 |
| 1 month earlier | 2024-12-19 | 6.72 | +0.24 |
| 1 year earlier | 2024-01-18 | 6.60 | +0.36 |
Changes are in percentage points.
Percentile in stored history
89%
Higher than 235 of the 264 earlier readings stored since Jan 2, 2020
Readings around Jan 23, 2025
53 readings from Jul 25, 2024 to Jul 24, 2025; the dot marks this reading.
More MORTGAGE30US data
This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.