30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2025-01-30
On January 30, 2025, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 6.95%, down 0.01 percentage points from 6.96% on January 23, 2025, and up 0.26 percentage points from 6.69% on January 25, 2024. The reading was higher than 87% of the 265 earlier readings stored since January 2, 2020, and within a 52-week range of 6.08% to 7.22%.
Value
6.95
Percent
Change from prior reading
-0.01
-0.14%
Series
Weekly · Housing
Change against earlier readings
| Compared with | Date | Value | Change |
|---|---|---|---|
| Previous reading | 2025-01-23 | 6.96 | -0.01 |
| 1 month earlier | 2024-12-26 | 6.85 | +0.10 |
| 1 year earlier | 2024-01-25 | 6.69 | +0.26 |
Changes are in percentage points.
Percentile in stored history
87%
Higher than 231 of the 265 earlier readings stored since Jan 2, 2020
Readings around Jan 30, 2025
53 readings from Aug 1, 2024 to Jul 31, 2025; the dot marks this reading.
More MORTGAGE30US data
This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.