30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2025-10-16
On October 16, 2025, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 6.27%, down 0.03 percentage points from 6.30% on October 9, 2025, and down 0.05 percentage points from 6.32% on October 10, 2024. The reading was higher than 50% of the 302 earlier readings stored since January 2, 2020, and within a 52-week range of 6.26% to 7.04%.
Value
6.27
Percent
Change from prior reading
-0.03
-0.48%
Series
Weekly · Housing
Change against earlier readings
| Compared with | Date | Value | Change |
|---|---|---|---|
| Previous reading | 2025-10-09 | 6.30 | -0.03 |
| 1 month earlier | 2025-09-11 | 6.35 | -0.08 |
| 1 year earlier | 2024-10-10 | 6.32 | -0.05 |
Changes are in percentage points.
Percentile in stored history
50%
Higher than 151 of the 302 earlier readings stored since Jan 2, 2020
Readings around Oct 16, 2025
53 readings from Apr 17, 2025 to Apr 16, 2026; the dot marks this reading.
More MORTGAGE30US data
This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.