30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2026-07-02
On July 2, 2026, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 6.43%, down 0.06 percentage points from 6.49% on June 25, 2026, and down 0.34 percentage points from 6.77% on June 26, 2025. The reading was higher than 59% of the 339 earlier readings stored since January 2, 2020, and within a 52-week range of 5.98% to 6.75%.
Value
6.43
Percent
Change from prior reading
-0.06
-0.92%
Series
Weekly · Housing
Change against earlier readings
| Compared with | Date | Value | Change |
|---|---|---|---|
| Previous reading | 2026-06-25 | 6.49 | -0.06 |
| 1 month earlier | 2026-05-28 | 6.53 | -0.10 |
| 1 year earlier | 2025-06-26 | 6.77 | -0.34 |
Changes are in percentage points.
Percentile in stored history
59%
Higher than 203 of the 339 earlier readings stored since Jan 2, 2020
Readings around Jul 2, 2026
45 readings from Jan 8, 2026 to Nov 12, 2026; the dot marks this reading.
More MORTGAGE30US data
This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.