30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2026-07-09
On July 9, 2026, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 6.49%, up 0.06 percentage points from 6.43% on July 2, 2026, and down 0.18 percentage points from 6.67% on July 3, 2025. The reading was higher than 62% of the 340 earlier readings stored since January 2, 2020, and within a 52-week range of 5.98% to 6.75%.
Value
6.49
Percent
Change from prior reading
+0.06
+0.93%
Series
Weekly · Housing
Change against earlier readings
| Compared with | Date | Value | Change |
|---|---|---|---|
| Previous reading | 2026-07-02 | 6.43 | +0.06 |
| 1 month earlier | 2026-06-04 | 6.48 | +0.01 |
| 1 year earlier | 2025-07-03 | 6.67 | -0.18 |
Changes are in percentage points.
Percentile in stored history
62%
Higher than 212 of the 340 earlier readings stored since Jan 2, 2020
Readings around Jul 9, 2026
45 readings from Jan 8, 2026 to Nov 12, 2026; the dot marks this reading.
More MORTGAGE30US data
This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.